---
canonical_url: https://lendb.ai/lo/xiao-yu-bai-2565750
json_url: https://lendb.ai/lo/xiao-yu-bai-2565750.json
nmls_id: 2565750
last_verified: 2026-10-15
---

# Xiao Yu Bai

Loan officer at General Mortgage Capital Corporation. NMLS ID 2565750 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2565750)).

Xiao Yu Bai (NMLS 2565750) is a mortgage loan officer at General Mortgage Capital Corporation, licensed in Florida since 2024 and in Texas.

**Summary:** Xiao Yu Bai (NMLS 2565750) is a loan officer at General Mortgage Capital Corporation. Licensed in 2 states confirmed with state regulators: Florida and Texas. Earliest state license record: October 14, 2024 (Florida), per state regulator. Last verified 2026-10-15.

## Quick answers

### Is Xiao Yu licensed in Florida?

Yes. Florida regulator records list license LO132505 as active, first effective October 14, 2024 (verified 2026-10-15). LenDb has 1 other state on file for Xiao Yu. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

### What lender does Xiao Yu work for?

General Mortgage Capital Corporation, company NMLS 254895, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Xiao Yu been licensed?

The earliest state license record LenDb holds for Xiao Yu is from October 14, 2024 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

## At a glance

- Earliest state license record: October 14, 2024 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO132505 | active | confirmed | 2024-10-14 | state_regulator | 2026-10-15 |
| TX | state_license | n/a | active | confirmed | 2024-11-01 | state_regulator | 2026-10-13 |
| NY | state_license | n/a | inactive | confirmed |  | state_regulator | 2026-10-14 |

## Employment history

- ? to present: General Mortgage Capital Corporation (NMLS 254895). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2565750

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2565750
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.dfs.ny.gov/

Cite as: Xiao Yu Bai (NMLS 2565750), General Mortgage Capital Corporation. LenDb.ai, https://lendb.ai/lo/xiao-yu-bai-2565750, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._