---
canonical_url: https://lendb.ai/lo/xiaobo-annie-ni-1015707
json_url: https://lendb.ai/lo/xiaobo-annie-ni-1015707.json
nmls_id: 1015707
last_verified: 2026-10-09
---

# Xiaobo (Annie) Ni

Sr. Mortgage Advisor at BECU. NMLS ID 1015707 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1015707)).

**Summary:** Xiaobo (Annie) Ni (NMLS 1015707) is Sr. Mortgage Advisor at BECU. Works at a credit union, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a credit union). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Over a decade of mortgage advising experience guiding more than 1,000 homeowners through loan origination and refinance. Prioritizes seamless, on-time closings with emphasis on communication.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: over 10. Source: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/annie-ni, verified 2026-10-09.
- other: Guided more than 1,000 homeowners through loan origination or refinance. Source: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/annie-ni, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: BECU (NMLS 490518). Source: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/annie-ni, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1015707

## Contact

- View profile at BECU: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/annie-ni
- Office phone and Email on file: shown at https://lendb.ai/lo/xiaobo-annie-ni-1015707#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1015707
- lender_site: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/annie-ni

Cite as: Xiaobo (Annie) Ni (NMLS 1015707), BECU. LenDb.ai, https://lendb.ai/lo/xiaobo-annie-ni-1015707, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._