---
canonical_url: https://lendb.ai/lo/yajnesh-rai-2613605
json_url: https://lendb.ai/lo/yajnesh-rai-2613605.json
nmls_id: 2613605
last_verified: 2026-10-09
---

# Yajnesh Rai

Mortgage Loan Officer at Loan Factory, CA. NMLS ID 2613605 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2613605)).

**Summary:** Yajnesh Rai (NMLS 2613605) is Mortgage Loan Officer at Loan Factory, based in California. Lists California on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Yajnesh brings over a decade of real estate industry experience and high-tech management background. He prioritizes finding clients the best loan products through extensive lender shopping and provides comprehensive support.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: over a decade. Source: https://www.loanfactory.com/mortgage-expert/yajnesh-rai-2613605, verified 2026-10-09.
- education: Graduated from premier engineering college. Source: https://www.loanfactory.com/mortgage-expert/yajnesh-rai-2613605, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), CA. Source: https://www.loanfactory.com/mortgage-expert/yajnesh-rai-2613605, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2613605

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/yajnesh-rai-2613605
- Office phone and Email on file: shown at https://lendb.ai/lo/yajnesh-rai-2613605#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2613605
- lender_site: https://www.loanfactory.com/mortgage-expert/yajnesh-rai-2613605

Cite as: Yajnesh Rai (NMLS 2613605), Loan Factory. LenDb.ai, https://lendb.ai/lo/yajnesh-rai-2613605, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._