---
canonical_url: https://lendb.ai/lo/yaroslav-hnatenko-1937095
json_url: https://lendb.ai/lo/yaroslav-hnatenko-1937095.json
nmls_id: 1937095
last_verified: 2026-10-26
---

# Yaro Hnatenko

Mortgage Broker DMV + FL & Real Estate Investor, AIRBNB arbitrage at Buckingham Mortgage LLC, VA. NMLS ID 1937095 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1937095)).

Yaro Hnatenko (NMLS 1937095) is a mortgage loan officer at Buckingham Mortgage LLC in Virginia, licensed in Florida since 2022 and in Texas and Maryland. Yaro's own profile lists real estate investor as a focus, and Yaro speaks English, Spanish, Russian and Ukrainian.

**Summary:** Yaro Hnatenko (NMLS 1937095) is Mortgage Broker DMV + FL & Real Estate Investor, AIRBNB arbitrage at Buckingham Mortgage LLC, based in Virginia. Licensed in 3 states confirmed with state regulators: Florida, Texas and Maryland. Also lists Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Real estate investor. Speaks English, Spanish, Russian and Ukrainian. Earliest state license record: February 25, 2022 (Florida), per state regulator. Last verified 2026-10-26.

## Quick answers

### Is Yaro licensed in Virginia?

Buckingham Mortgage LLC's page for Yaro lists Virginia. LenDb has not checked it with the state regulator yet, so verify at NMLS Consumer Access. LenDb has 3 other states on file for Yaro. Source: https://www.bfgusa.com/team-member/yaro-hnatenko/.

### Does Yaro list real estate investor as a focus?

Yaro's profile lists real estate investor as a focus (from their lender profile page). Source: https://www.bfgusa.com/team-member/yaro-hnatenko/.

### What lender does Yaro work for?

Buckingham Mortgage LLC, company NMLS 1124970, per the lender's own site (verified 2026-10-15). Source: https://www.bfgusa.com/team-member/yaro-hnatenko/.

### What languages does Yaro speak?

English, Spanish, Russian and Ukrainian, per their lender page (verified 2026-10-15). Source: https://www.bfgusa.com/team-member/yaro-hnatenko/.

### How long has Yaro been licensed?

The earliest state license record LenDb holds for Yaro is from February 25, 2022 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

## At a glance

- Earliest state license record: February 25, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Yaroslav Hnatenko (FL, MD, TX, as of 2026-10-26)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Maryland (MD, confirmed), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Spanish, Russian, Ukrainian (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **Real estate investor** (`investor`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://www.bfgusa.com/team-member/yaro-hnatenko/

## Facts from the lender page and intro

- service_area: DMV + FL. Source: https://www.bfgusa.com/team-member/yaro-hnatenko/, verified 2026-10-15.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO103140 | active | confirmed | 2022-02-25 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2023-07-20 | state_regulator | 2026-10-13 |
| MD | Maryland regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-26 |
| VA |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Buckingham Mortgage LLC (NMLS 1124970), VA. Source: https://www.bfgusa.com/team-member/yaro-hnatenko/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1937095

## Contact

- linkedin_url: https://www.linkedin.com/in/realyaro/ (source: lender_site, verified 2026-10-15)
- View profile at Buckingham Mortgage LLC: https://www.bfgusa.com/team-member/yaro-hnatenko/
- Email on file: shown at https://lendb.ai/lo/yaroslav-hnatenko-1937095#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1937095
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.labor.maryland.gov/finance/
- lender_site: https://www.bfgusa.com/team-member/yaro-hnatenko/

Cite as: Yaro Hnatenko (NMLS 1937095), Buckingham Mortgage LLC. LenDb.ai, https://lendb.ai/lo/yaroslav-hnatenko-1937095, last verified 2026-10-26.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._
