{
  "canonical_url": "https://lendb.ai/lo/ying-chan-weng-1566202",
  "lede": {
    "text": "Ying-Chan Weng (NMLS 1566202) is a Senior Loan Officer at Quontic Bank. Ying-Chan's own profile lists 1099 income, FHA loan and non-QM loan as a focus, and Ying-Chan speaks English and Chinese.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "specialties",
      "languages"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Ying-Chan licensed?",
      "a": "Ying-Chan works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.",
      "fields": [
        "federal_registration",
        "current_employment"
      ],
      "source": "employer type in LenDb's lender registry",
      "source_url": null,
      "verified_at": "2026-10-26"
    },
    {
      "q": "Does Ying-Chan list 1099 income as a focus?",
      "a": "Ying-Chan's profile lists 1099 income as a focus (from their lender profile page). It also lists FHA loan and non-QM loan.",
      "fields": [
        "specialties"
      ],
      "source": "lender page",
      "source_url": "https://www.quontic.com/help/loan-officers/ying-chan-weng/",
      "verified_at": "2026-10-26"
    },
    {
      "q": "What lender does Ying-Chan work for?",
      "a": "Quontic Bank, company NMLS 403503, per the lender's own site (verified 2026-10-26).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://www.quontic.com/help/loan-officers/ying-chan-weng/",
      "verified_at": "2026-10-26"
    },
    {
      "q": "What languages does Ying-Chan speak?",
      "a": "English and Chinese, per their lender page (verified 2026-10-26).",
      "fields": [
        "languages"
      ],
      "source": "lender page",
      "source_url": "https://www.quontic.com/help/loan-officers/ying-chan-weng/",
      "verified_at": "2026-10-26"
    },
    {
      "q": "How much experience does Ying-Chan have?",
      "a": "Ying-Chan states 6 years of experience.",
      "fields": [
        "years_experience"
      ],
      "source": "the loan officer's own statement",
      "source_url": "https://www.quontic.com/help/loan-officers/ying-chan-weng/",
      "verified_at": "2026-10-26"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 1566202,
    "slug": "ying-chan-weng-1566202",
    "canonical_url": "https://lendb.ai/lo/ying-chan-weng-1566202",
    "md_url": "https://lendb.ai/lo/ying-chan-weng-1566202.md",
    "json_url": "https://lendb.ai/lo/ying-chan-weng-1566202.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1566202",
    "full_name": {
      "value": "Ying-Chan Weng",
      "source": "lender_site",
      "source_url": "https://www.quontic.com/help/loan-officers/ying-chan-weng/",
      "verified_at": "2026-10-26"
    },
    "first_name": "Ying-Chan",
    "last_name": "Weng",
    "headshot_url": {
      "value": "https://www.quontic.com/wp-content/uploads/2019/10/Ying-Chan-Weng-Quontic-Bank.png",
      "source": "lender_site",
      "source_url": "https://www.quontic.com/help/loan-officers/ying-chan-weng/",
      "verified_at": "2026-10-26"
    },
    "bio": {
      "value": "Ying-Chan Weng is a Senior Loan Officer with 6 years of experience and a Chartered Financial Analyst designation. Before joining Quontic Bank, they had eight years as a distressed debt analyst in finance. Their profile lists Conventional, FHA and Non-QM as loan specializations and Nationwide as location expertise.",
      "source": "lender_site",
      "source_url": "https://www.quontic.com/help/loan-officers/ying-chan-weng/",
      "verified_at": "2026-10-26"
    },
    "title": {
      "value": "Senior Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.quontic.com/help/loan-officers/ying-chan-weng/",
      "verified_at": "2026-10-26"
    },
    "languages": {
      "value": [
        "en",
        "zh"
      ],
      "source": "lender_site",
      "source_url": "https://www.quontic.com/help/loan-officers/ying-chan-weng/",
      "verified_at": "2026-10-26"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 6,
      "source": "lender_site",
      "source_url": "https://www.quontic.com/help/loan-officers/ying-chan-weng/",
      "verified_at": "2026-10-26"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
      "lender_nmls_id": 403503,
      "lender_name": "Quontic Bank",
      "lender_slug": "quontic-bank-403503",
      "branch_city": "Nationwide",
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.quontic.com/help/loan-officers/ying-chan-weng/",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://www.quontic.com/help/loan-officers/ying-chan-weng/",
      "verified_at": "2026-10-26"
    },
    "employment_history": [
      {
        "lender_nmls_id": 403503,
        "lender_name": "Quontic Bank",
        "lender_slug": "quontic-bank-403503",
        "branch_city": "Nationwide",
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.quontic.com/help/loan-officers/ying-chan-weng/",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://www.quontic.com/help/loan-officers/ying-chan-weng/",
        "verified_at": "2026-10-26"
      }
    ],
    "licenses": [],
    "specialties": [
      {
        "slug": "1099-income",
        "label": "1099 income",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://www.quontic.com/help/loan-officers/ying-chan-weng/",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "fha",
        "label": "FHA loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://www.quontic.com/help/loan-officers/ying-chan-weng/",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "non-qm",
        "label": "Non-QM loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://www.quontic.com/help/loan-officers/ying-chan-weng/",
        "verified_at": "2026-10-26"
      }
    ],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "6",
        "source": "lender_site",
        "source_url": "https://www.quontic.com/help/loan-officers/ying-chan-weng/",
        "verified_at": "2026-10-26"
      },
      {
        "kind": "service_area",
        "value": "Nationwide",
        "source": "lender_site",
        "source_url": "https://www.quontic.com/help/loan-officers/ying-chan-weng/",
        "verified_at": "2026-10-26"
      },
      {
        "kind": "other",
        "value": "Previously a distressed debt analyst in the finance sector for eight years",
        "source": "lender_site",
        "source_url": "https://www.quontic.com/help/loan-officers/ying-chan-weng/",
        "verified_at": "2026-10-26"
      },
      {
        "kind": "education",
        "value": "Undergraduate studies, Zhejiang University",
        "source": "lender_site",
        "source_url": "https://www.quontic.com/help/loan-officers/ying-chan-weng/",
        "verified_at": "2026-10-26"
      },
      {
        "kind": "education",
        "value": "Master's in public affairs, University of Texas at Austin",
        "source": "lender_site",
        "source_url": "https://www.quontic.com/help/loan-officers/ying-chan-weng/",
        "verified_at": "2026-10-26"
      },
      {
        "kind": "credential",
        "value": "Chartered Financial Analyst (CFA) designation",
        "source": "lender_site",
        "source_url": "https://www.quontic.com/help/loan-officers/ying-chan-weng/",
        "verified_at": "2026-10-26"
      }
    ],
    "last_verified_at": "2026-10-26",
    "updated_at": "2026-10-26 13:06:55.548408+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/ying-chan-weng-1566202#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.quontic.com/help/loan-officers/ying-chan-weng/",
      "verified_at": "2026-10-26"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}