---
canonical_url: https://lendb.ai/lo/yonys-lovos-1098263
json_url: https://lendb.ai/lo/yonys-lovos-1098263.json
nmls_id: 1098263
last_verified: 2026-10-28
---

# Yonys Lovos

Loan officer at E Mortgage Capital, Inc.. NMLS ID 1098263 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1098263)).

Yonys Lovos (NMLS 1098263) is a mortgage loan officer at E Mortgage Capital, Inc., licensed in Florida, California and Illinois.

**Summary:** Yonys Lovos (NMLS 1098263) is a loan officer at E Mortgage Capital, Inc.. Licensed in 3 states confirmed with state regulators: Florida, California and Illinois. Earliest state license record: March 2, 2017 (Wisconsin), per state regulator. Last verified 2026-10-28.

## Quick answers

### Is Yonys licensed in Florida?

Yes. Florida regulator records list license LO143209 as active, first effective December 4, 2025 (verified 2026-10-15). LenDb has 2 other states on file for Yonys. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

### What lender does Yonys work for?

E Mortgage Capital, Inc., company NMLS 1416824, per the lender's own site (verified 2026-10-23). Source: https://dfpi.ca.gov/.

### How long has Yonys been licensed?

The earliest state license record LenDb holds for Yonys is from March 2, 2017 (Wisconsin regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/.

## At a glance

- Earliest state license record: March 2, 2017 (Wisconsin), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Yonys M. Lovos (AR, CA, FL, as of 2026-10-22)
- Licensed in: Florida (FL, confirmed), California (CA DFPI, confirmed), Illinois (IL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO143209 | active | confirmed | 2025-12-04 | state_regulator | 2026-10-15 |
| AR | Arkansas regulator | state_license | n/a | inactive | confirmed |  | state_regulator | 2026-10-20 |
| WI | Wisconsin regulator | state_license | 1098263 | expired | confirmed | 2017-03-02 | state_regulator | 2026-10-21 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI1098263 | active | confirmed | 2026-01-20 | state_regulator | 2026-10-24 |
| IL | Illinois regulator | state_license | 31.0092177 | active | confirmed | 2025-11-12 | state_regulator | 2026-10-28 |

## Employment history

- ? to present: E Mortgage Capital, Inc. (NMLS 1416824). Source: https://dfpi.ca.gov/, verified 2026-10-23.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1098263

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1098263
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://securities.arkansas.gov/loans/nmls/
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/
- state_regulator: https://dfpi.ca.gov/
- state_regulator: https://idfpr.illinois.gov/banks/resfin.html

Cite as: Yonys Lovos (NMLS 1098263), E Mortgage Capital, Inc.. LenDb.ai, https://lendb.ai/lo/yonys-lovos-1098263, last verified 2026-10-28.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._