--- canonical_url: https://lendb.ai/lo/yousef-dahoui-2022823 json_url: https://lendb.ai/lo/yousef-dahoui-2022823.json nmls_id: 2022823 last_verified: 2026-10-31 --- # Joseph Dahoui Executive Loan Officer at INDEPENDENCE HOME LOANS LLC. NMLS ID 2022823 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2022823)). Joseph Dahoui (NMLS 2022823) is an Executive Loan Officer at INDEPENDENCE HOME LOANS LLC, licensed in Florida since 2024 and in Texas, Connecticut, Delaware and 10 more states. **Summary:** Joseph Dahoui (NMLS 2022823) is Executive Loan Officer at INDEPENDENCE HOME LOANS LLC. Licensed in 14 states confirmed with state regulators: Florida, Texas, Connecticut, Delaware, Missouri, Arkansas, Iowa, Oregon and 6 more. Earliest state license record: June 6, 2024 (Florida), per state regulator. States 5 years of experience. Last verified 2026-10-31. ## Quick answers ### Is Joseph licensed in Florida? Yes. Florida regulator records list license LO129237 as active, first effective June 6, 2024 (verified 2026-10-15). LenDb has 13 other states on file for Joseph. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ### What lender does Joseph work for? INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15). Source: https://independencehl.com/joseph-dahoui/. ### How long has Joseph been licensed? The earliest state license record LenDb holds for Joseph is from June 6, 2024 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Joseph states 5 years of experience. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ## At a glance - Earliest state license record: June 6, 2024 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 5 (source: https://independencehl.com/joseph-dahoui/, verified 2026-10-15) - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Connecticut (CT, confirmed), Delaware (DE, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), California (CA DFPI, confirmed), Maryland (MD, confirmed), Wyoming (WY, confirmed), Illinois (IL, confirmed), Nevada (NV, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## About Joseph Dahoui is an Executive Loan Officer who has worked in mortgage lending for the past five years. Their page says they have a background in mortgage finance and consistently ranked as a top performer as a banker. They enjoy hiking. Source: LenDb summary of the lender page, verified 2026-10-15. ## Facts from the lender page and intro - years_experience: 5. Source: https://independencehl.com/joseph-dahoui/, verified 2026-10-15. - education: educational background in mortgage finance. Source: https://independencehl.com/joseph-dahoui/, verified 2026-10-15. - role: banker. Source: https://independencehl.com/joseph-dahoui/, verified 2026-10-15. - credential: consistently ranked as a top performer. Source: https://independencehl.com/joseph-dahoui/, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO129237 | active | confirmed | 2024-06-06 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2026-06-22 | state_regulator | 2026-10-13 | | CT | Connecticut regulator | state_license | LO-2022823 | active | confirmed | | state_regulator | 2026-10-15 | | DE | Delaware regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-30 | | MO | Missouri regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-19 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | IA | Iowa regulator | state_license | 53527 | active | confirmed | 2025-01-21 | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | 2022823 | active | confirmed | 2024-07-08 | state_regulator | 2026-10-20 | | WI | Wisconsin regulator | state_license | 2022823 | active | confirmed | 2025-01-21 | state_regulator | 2026-10-21 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2022823 | active | confirmed | 2024-11-06 | state_regulator | 2026-10-24 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | WY | Wyoming regulator | state_license | 108130 | active | confirmed | 2025-02-05 | state_regulator | 2026-10-27 | | IL | Illinois regulator | state_license | 31.0088457 | active | confirmed | 2025-01-21 | state_regulator | 2026-10-28 | | NV | Nevada regulator | state_license | NMLO-1199441 | active | confirmed | 2024-07-08 | state_regulator | 2026-10-31 | ## Employment history - ? to present: INDEPENDENCE HOME LOANS LLC (NMLS 2524174). Source: https://independencehl.com/joseph-dahoui/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2022823 ## Contact - View profile at INDEPENDENCE HOME LOANS LLC: https://independencehl.com/joseph-dahoui/ - Office phone and Email on file: shown at https://lendb.ai/lo/yousef-dahoui-2022823#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2022823 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/ - state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://wyomingbankingdivision.wyo.gov/ - state_regulator: https://idfpr.illinois.gov/banks/resfin.html - state_regulator: https://mld.nv.gov/ - state_regulator: https://independencehl.com/joseph-dahoui/ Cite as: Joseph Dahoui (NMLS 2022823), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/yousef-dahoui-2022823, last verified 2026-10-31. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._