---
canonical_url: https://lendb.ai/lo/yousef-ghaddar-2087334
json_url: https://lendb.ai/lo/yousef-ghaddar-2087334.json
nmls_id: 2087334
last_verified: 2026-10-21
---

# Yousef Ghaddar

Loan officer at West Capital Lending, Inc., Dearborn, MI. NMLS ID 2087334 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2087334)).

Yousef Ghaddar (NMLS 2087334) is a mortgage loan officer at West Capital Lending, Inc. in Dearborn, Michigan, licensed in Oregon since 2025 and in Florida, Texas, Missouri and 3 more states.

**Summary:** Yousef Ghaddar (NMLS 2087334) is a loan officer at West Capital Lending, Inc., based in Dearborn, MI. Licensed in 7 states confirmed with state regulators: Florida, Texas, Missouri, Arkansas, Iowa, Oregon and Wisconsin. Earliest state license record: March 11, 2025 (Oregon), per state regulator. Last verified 2026-10-21.

## Quick answers

### Is Yousef licensed in Florida?

Yes. Florida regulator records list license LO137145 as active, first effective April 15, 2025 (verified 2026-10-15). LenDb has 6 other states on file for Yousef. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

### What lender does Yousef work for?

West Capital Lending, Inc., company NMLS 1566096, from the Dearborn, MI office, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Yousef been licensed?

The earliest state license record LenDb holds for Yousef is from March 11, 2025 (Oregon regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfr.oregon.gov/.

## At a glance

- Earliest state license record: March 11, 2025 (Oregon), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Yousef A. Ghaddar (AR, FL, IA, MO, OR, TX, as of 2026-10-20)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO137145 | active | confirmed | 2025-04-15 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2025-04-15 | state_regulator | 2026-10-13 |
| MO | Missouri regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-19 |
| AR | Arkansas regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-20 |
| IA | Iowa regulator | state_license | 55609 | active | confirmed | 2025-11-13 | state_regulator | 2026-10-20 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2025-03-11 | state_regulator | 2026-10-20 |
| WI | Wisconsin regulator | state_license | 2087334 | active | confirmed | 2025-11-24 | state_regulator | 2026-10-21 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096), Dearborn, MI. Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2087334

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2087334
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search
- state_regulator: https://securities.arkansas.gov/loans/nmls/
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/

Cite as: Yousef Ghaddar (NMLS 2087334), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/yousef-ghaddar-2087334, last verified 2026-10-21.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._