---
canonical_url: https://lendb.ai/lo/zac-liptak-1136429
json_url: https://lendb.ai/lo/zac-liptak-1136429.json
nmls_id: 1136429
last_verified: 2026-10-09
---

# Zac Liptak

Private Mortgage Banker at Wells Fargo Home Mortgage, Bonita Springs, FL. NMLS ID 1136429 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1136429)).

**Summary:** Zac Liptak (NMLS 1136429) is Private Mortgage Banker at Wells Fargo Home Mortgage, based in Bonita Springs, FL. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Earliest state license record: March 10, 2022 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: March 10, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO103902 | expired | confirmed | 2022-03-10 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Wells Fargo Home Mortgage (NMLS 399801), Bonita Springs, FL. Source: https://homeloans.wellsfargo.com/mortgage/fl/bonita-springs/zachary-liptak, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1136429

## Contact

- View profile at Wells Fargo Home Mortgage: https://homeloans.wellsfargo.com/mortgage/fl/bonita-springs/zachary-liptak
- Office phone and Email on file: shown at https://lendb.ai/lo/zac-liptak-1136429#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1136429
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://homeloans.wellsfargo.com/mortgage/fl/bonita-springs/zachary-liptak

Cite as: Zac Liptak (NMLS 1136429), Wells Fargo Home Mortgage. LenDb.ai, https://lendb.ai/lo/zac-liptak-1136429, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._