---
canonical_url: https://lendb.ai/lo/zach-gemmill-1144365
json_url: https://lendb.ai/lo/zach-gemmill-1144365.json
nmls_id: 1144365
last_verified: 2026-10-11
---

# Zach Gemmill

Mortgage Loan Originator at Neighborhood Loans. NMLS ID 1144365 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1144365)).

**Summary:** Zach Gemmill (NMLS 1144365) is Mortgage Loan Originator at Neighborhood Loans. Focus areas shown on the lender page: First-time buyer. Last verified 2026-10-11.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.60, verified 2026-10-11. Source: https://neighborhoodloans.com/zach-gemmill/

## About

Zach Gemmill has worked in the mortgage industry since 2012 and has earned President's Club recognition multiple times. They focus on helping clients, especially first-time homebuyers, reach homeownership.

Source: LenDb summary of the lender page, verified 2026-10-11.

## Facts from the lender page and intro

- years_experience: since 2012. Source: https://neighborhoodloans.com/zach-gemmill/, verified 2026-10-11.
- credential: President's Club recognition (multiple times). Source: https://neighborhoodloans.com/zach-gemmill/, verified 2026-10-11.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Neighborhood Loans (NMLS 222982). Source: https://neighborhoodloans.com/zach-gemmill/, verified 2026-10-11.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1144365

## Contact

- View profile at Neighborhood Loans: https://neighborhoodloans.com/zach-gemmill/
- Office phone and Email on file: shown at https://lendb.ai/lo/zach-gemmill-1144365#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1144365
- lender_site: https://neighborhoodloans.com/zach-gemmill/

Cite as: Zach Gemmill (NMLS 1144365), Neighborhood Loans. LenDb.ai, https://lendb.ai/lo/zach-gemmill-1144365, last verified 2026-10-11.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._