---
canonical_url: https://lendb.ai/lo/zach-johanns-1350177
json_url: https://lendb.ai/lo/zach-johanns-1350177.json
nmls_id: 1350177
last_verified: 2026-10-26
---

# Zach Johanns

Senior Loan Officer/Business Development Officer at Granite Bank, Champlin, MN. NMLS ID 1350177 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1350177)).

Zach Johanns, NMLS 1350177, works as a mortgage loan officer at Granite Bank in Champlin, Minnesota.

**Summary:** Zach Johanns (NMLS 1350177) is Senior Loan Officer/Business Development Officer at Granite Bank, based in Champlin, MN. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Earliest state license record: August 23, 2021 (Wisconsin), per state regulator. Last verified 2026-10-26.

## Quick answers

### Is Zach licensed?

Zach works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### What lender does Zach work for?

Granite Bank, company NMLS 405434, from the Champlin, MN office, per the lender's own site (verified 2026-10-26). Source: https://granitebank.com/loan-officer/zachjohanns/.

### How long has Zach been licensed?

The earliest state license record LenDb holds for Zach is from August 23, 2021 (Wisconsin regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/.

## At a glance

- Earliest state license record: August 23, 2021 (Wisconsin), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Zachary Johanns (WI, as of 2026-10-21)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Zach Johanns has worked in the mortgage industry for over a decade. They work alongside real estate agents and are available nights and weekends. Outside of work they enjoy golfing and coaching and are a husband and father of two young children.

Source: LenDb summary of the lender page, verified 2026-10-26.

## Facts from the lender page and intro

- years_experience: over 10. Source: https://granitebank.com/loan-officer/zachjohanns/, verified 2026-10-26.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| WI | Wisconsin regulator | state_license | 1350177 | expired | confirmed | 2021-08-23 | state_regulator | 2026-10-21 |

## Employment history

- ? to present: Granite Bank (NMLS 405434), Champlin, MN. Source: https://granitebank.com/loan-officer/zachjohanns/, verified 2026-10-26.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1350177

## Contact

- linkedin_url: https://www.linkedin.com/in/zachary-johanns-1a2919bb/ (source: lender_site, verified 2026-10-26)
- View profile at Granite Bank: https://granitebank.com/loan-officer/zachjohanns/
- Office phone and Email on file: shown at https://lendb.ai/lo/zach-johanns-1350177#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1350177
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/
- lender_site: https://granitebank.com/loan-officer/zachjohanns/

Cite as: Zach Johanns (NMLS 1350177), Granite Bank. LenDb.ai, https://lendb.ai/lo/zach-johanns-1350177, last verified 2026-10-26.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._