---
canonical_url: https://lendb.ai/lo/zach-melder-1531520
json_url: https://lendb.ai/lo/zach-melder-1531520.json
nmls_id: 1531520
last_verified: 2026-10-09
---

# Zach Melder

Branch Manager at ALCOVA Mortgage, Lynchburg, VA. NMLS ID 1531520 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1531520)).

**Summary:** Zach Melder (NMLS 1531520) is Branch Manager at ALCOVA Mortgage, based in Lynchburg, VA. Lists North Carolina, South Carolina and Virginia on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: North Carolina (NC, lender_reported), South Carolina (SC, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: ALCOVA Mortgage (NMLS 40508), Lynchburg, VA. Source: https://alcova.com/loan-officer/zmelder/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1531520

## Contact

- linkedin_url: https://www.linkedin.com/in/zach-melder-159730164/ (source: lender_site, verified 2026-10-09)
- View profile at ALCOVA Mortgage: https://alcova.com/loan-officer/zmelder/
- Email on file: shown at https://lendb.ai/lo/zach-melder-1531520#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1531520
- lender_site: https://alcova.com/loan-officer/zmelder/

Cite as: Zach Melder (NMLS 1531520), ALCOVA Mortgage. LenDb.ai, https://lendb.ai/lo/zach-melder-1531520, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._