---
canonical_url: https://lendb.ai/lo/zachary-alvarez-2193021
json_url: https://lendb.ai/lo/zachary-alvarez-2193021.json
nmls_id: 2193021
last_verified: 2026-10-27
---

# Zachary Alvarez

Loan officer at West Capital Lending, Inc., Greenwood Village, CO. NMLS ID 2193021 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2193021)).

Zachary Alvarez (NMLS 2193021) is a mortgage loan officer at West Capital Lending, Inc. in Greenwood Village, Colorado, licensed in Florida, Texas, California and 5 more states.

**Summary:** Zachary Alvarez (NMLS 2193021) is a loan officer at West Capital Lending, Inc., based in Greenwood Village, CO. Licensed in 8 states confirmed with state regulators: Florida, Texas, California, Connecticut, Colorado, Pennsylvania, Missouri and Wyoming. Earliest state license record: March 1, 2024 (Iowa), per state regulator. Last verified 2026-10-27.

## Quick answers

### Is Zachary licensed in Colorado?

Yes. Colorado regulator records list license 100539788 as active, first effective August 23, 2024 (verified 2026-10-16). LenDb has 7 other states on file for Zachary. Source: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=331771&contact=563939.

### What lender does Zachary work for?

West Capital Lending, Inc., company NMLS 1566096, from the Greenwood Village, CO office, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Zachary been licensed?

The earliest state license record LenDb holds for Zachary is from March 1, 2024 (Iowa regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://idob.iowa.gov/.

## At a glance

- Earliest state license record: March 1, 2024 (Iowa), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Zachary D. Alvarez (CA, CO, CT, FL, IA, MO, PA, TX, WY, as of 2026-10-27)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), California (CA DRE, confirmed), Connecticut (CT, confirmed), Colorado (CO, confirmed), Pennsylvania (PA, confirmed), Missouri (MO, confirmed), Wyoming (WY, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO136137 | active | confirmed | 2025-03-12 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2026-03-06 | state_regulator | 2026-10-13 |
| CA | California Department of Real Estate | state_license | 02246744 | active | confirmed |  | state_regulator | 2026-10-24 |
| CT | Connecticut regulator | state_license | LO-2193021 | active | confirmed |  | state_regulator | 2026-10-15 |
| CO | Colorado regulator | state_license | 100539788 | active | confirmed | 2024-08-23 | state_regulator | 2026-10-16 |
| PA | Pennsylvania regulator | state_license | 119781 | active | confirmed |  | state_regulator | 2026-10-16 |
| MO | Missouri regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-19 |
| IA | Iowa regulator | state_license | 51465 | expired | confirmed | 2024-03-01 | state_regulator | 2026-10-20 |
| WY | Wyoming regulator | state_license | 108076 | active | confirmed | 2025-01-28 | state_regulator | 2026-10-27 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096), Greenwood Village, CO. Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2193021

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2193021
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=331771&contact=563939
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://wyomingbankingdivision.wyo.gov/

Cite as: Zachary Alvarez (NMLS 2193021), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/zachary-alvarez-2193021, last verified 2026-10-27.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._