---
canonical_url: https://lendb.ai/lo/zachary-clor-2021072
json_url: https://lendb.ai/lo/zachary-clor-2021072.json
nmls_id: 2021072
last_verified: 2026-10-09
---

# Zachary Clor

Loan Officer at CrossCountry Mortgage, Alpharetta, GA. NMLS ID 2021072 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2021072)).

**Summary:** Zachary Clor (NMLS 2021072) is Loan Officer at CrossCountry Mortgage, based in Alpharetta, GA. Licensed in Florida, confirmed with the state regulator (license LO137443). Also lists Georgia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan, FHA loan and First-time buyer. Earliest state license record: April 24, 2025 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: April 24, 2025 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Georgia (GA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **VA loan** (`va`): lender page, confidence 0.85, verified 2026-10-09. Source: https://crosscountrymortgage.com/alpharetta-ga-4493/zachary-clor/
- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/alpharetta-ga-4493/zachary-clor/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/alpharetta-ga-4493/zachary-clor/

## About

Zach is a Marine Corps Veteran and loan officer since 2020 who helps buyers achieve homeownership with confidence. Based in Cumming, Georgia, he is passionate about fitness, family and golf.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 2020. Source: https://crosscountrymortgage.com/alpharetta-ga-4493/zachary-clor/, verified 2026-10-09.
- credential: Marine Corps Veteran. Source: https://crosscountrymortgage.com/alpharetta-ga-4493/zachary-clor/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO137443 | active | confirmed | 2025-04-24 | state_regulator | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Alpharetta, GA. Source: https://crosscountrymortgage.com/alpharetta-ga-4493/zachary-clor/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2021072

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/alpharetta-ga-4493/zachary-clor/
- Office phone and Email on file: shown at https://lendb.ai/lo/zachary-clor-2021072#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2021072
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/alpharetta-ga-4493/zachary-clor/

Cite as: Zachary Clor (NMLS 2021072), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/zachary-clor-2021072, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._