---
canonical_url: https://lendb.ai/lo/zachary-cofrancesco-2543739
json_url: https://lendb.ai/lo/zachary-cofrancesco-2543739.json
nmls_id: 2543739
last_verified: 2026-10-09
---

# Zach Cofrancesco

Mortgage Loan Originator at Total Mortgage Services, Milford, CT. NMLS ID 2543739 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2543739)).

**Summary:** Zach Cofrancesco (NMLS 2543739) is Mortgage Loan Originator at Total Mortgage Services, based in Milford, CT. Licensed in Florida, confirmed with the state regulator (license LO128738). Earliest state license record: May 16, 2024 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: May 16, 2024 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO128738 | active | confirmed | 2024-05-16 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Total Mortgage Services (NMLS 2764), Milford, CT. Source: https://www.totalmortgage.com/bankers/zach-cofrancesco, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2543739

## Contact

- View profile at Total Mortgage Services: https://www.totalmortgage.com/bankers/zach-cofrancesco
- Email on file: shown at https://lendb.ai/lo/zachary-cofrancesco-2543739#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2543739
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.totalmortgage.com/bankers/zach-cofrancesco

Cite as: Zach Cofrancesco (NMLS 2543739), Total Mortgage Services. LenDb.ai, https://lendb.ai/lo/zachary-cofrancesco-2543739, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._