---
canonical_url: https://lendb.ai/lo/zachary-foutz-2823202
json_url: https://lendb.ai/lo/zachary-foutz-2823202.json
nmls_id: 2823202
last_verified: 2026-10-09
---

# Zac Foutz

Inside Sales Loan Officer at ALCOVA Mortgage, Roanoke, VA. NMLS ID 2823202 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2823202)).

**Summary:** Zac Foutz (NMLS 2823202) is Inside Sales Loan Officer at ALCOVA Mortgage, based in Roanoke, VA. Licensed in Florida, confirmed with the state regulator (license LO147629). Also lists Alabama, Arkansas, Georgia, Indiana, Kansas, Kentucky, Missouri, North Carolina and 5 more on the lender page (not yet checked with the state regulator). Earliest state license record: May 8, 2026 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: May 8, 2026 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported), Arkansas (AR, lender_reported), Georgia (GA, lender_reported), Indiana (IN, lender_reported), Kansas (KS, lender_reported), Kentucky (KY, lender_reported), Missouri (MO, lender_reported), North Carolina (NC, lender_reported), Ohio (OH, lender_reported), Pennsylvania (PA, lender_reported), Tennessee (TN, lender_reported), Virginia (VA, lender_reported), West Virginia (WV, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Zac is from Roanoke, Virginia and enjoys connecting with clients. His interests include kayaking, traveling, fishing, and video games.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- community: Supports Habitat for Humanity, Oak Grove Church of the Brethren, and Flames Club. Source: https://alcova.com/loan-officer/zfoutz/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO147629 | active | confirmed | 2026-05-08 | state_regulator | 2026-10-09 |
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| AR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| KS | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| KY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: ALCOVA Mortgage (NMLS 40508), Roanoke, VA. Source: https://alcova.com/loan-officer/zfoutz/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2823202

## Contact

- linkedin_url: https://www.linkedin.com/in/zac-foutz-6a78471a5/ (source: lender_site, verified 2026-10-09)
- View profile at ALCOVA Mortgage: https://alcova.com/loan-officer/zfoutz/
- Office phone and Email on file: shown at https://lendb.ai/lo/zachary-foutz-2823202#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2823202
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://alcova.com/loan-officer/zfoutz/

Cite as: Zac Foutz (NMLS 2823202), ALCOVA Mortgage. LenDb.ai, https://lendb.ai/lo/zachary-foutz-2823202, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._