--- canonical_url: https://lendb.ai/lo/zachary-holt-739193 json_url: https://lendb.ai/lo/zachary-holt-739193.json nmls_id: 739193 last_verified: 2026-10-15 --- # Zac Holt Senior Loan Officer at Delmar Financial Company, St. Louis, MO. NMLS ID 739193 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/739193)). **Summary:** Zac Holt (NMLS 739193) is Senior Loan Officer at Delmar Financial Company, based in St. Louis, MO. Licensed in 3 states confirmed with state regulators: Florida, Texas and Louisiana. Also lists Alabama, Arkansas, Arizona, California, Colorado, Connecticut, Georgia, Iowa and 22 more on the lender page (not yet checked with the state regulator). Earliest state license record: November 19, 2015 (Florida), per state regulator. States 15 years of experience. Last verified 2026-10-15. ## At a glance - Earliest state license record: November 19, 2015 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 15 (source: https://delmarmortgage.com/loan-officer/zac-holt/, verified 2026-10-15) - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Louisiana (LA, confirmed), Alabama (AL, lender_reported), Arkansas (AR, lender_reported), Arizona (AZ, lender_reported), California (CA, lender_reported), Colorado (CO, lender_reported), Connecticut (CT, lender_reported), Georgia (GA, lender_reported), Iowa (IA, lender_reported), Illinois (IL, lender_reported), Indiana (IN, lender_reported), Kansas (KS, lender_reported), Kentucky (KY, lender_reported), Michigan (MI, lender_reported), Minnesota (MN, lender_reported), Missouri (MO, lender_reported), Mississippi (MS, lender_reported), Montana (MT, lender_reported), Nebraska (NE, lender_reported), New Jersey (NJ, lender_reported), New Mexico (NM, lender_reported), Ohio (OH, lender_reported), Oklahoma (OK, lender_reported), Pennsylvania (PA, lender_reported), Rhode Island (RI, lender_reported), South Carolina (SC, lender_reported), South Dakota (SD, lender_reported), Tennessee (TN, lender_reported), Virginia (VA, lender_reported), Washington (WA, lender_reported), Wisconsin (WI, lender_reported) - Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## Facts from the lender page and intro - years_experience: 15. Source: https://delmarmortgage.com/loan-officer/zac-holt/, verified 2026-10-15. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO32578 | active | confirmed | 2015-11-19 | state_regulator | 2026-10-15 | | TX | state_license | n/a | active | confirmed | 2017-05-11 | state_regulator | 2026-10-13 | | LA | state_license | n/a | active | confirmed | | state_regulator | 2026-10-15 | | AL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | AR | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | AZ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | CO | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | CT | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | IA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | IL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | IN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | KS | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | KY | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | MI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | MN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | MO | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | MS | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | MT | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | NE | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | NJ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | NM | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | OH | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | OK | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | PA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | RI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | SC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | SD | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | TN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | VA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | WA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | WI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | ## Employment history - ? to present: Delmar Financial Company (NMLS 30998), St. Louis, MO. Source: https://delmarmortgage.com/loan-officer/zac-holt/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/739193 ## Contact - View profile at Delmar Financial Company: https://delmarmortgage.com/loan-officer/zac-holt/ - Office phone and Email on file: shown at https://lendb.ai/lo/zachary-holt-739193#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/739193 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://ofi.la.gov/non-depository/residential-mortgage-lending/originators-by-lender/ - lender_site: https://delmarmortgage.com/loan-officer/zac-holt/ - HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot Cite as: Zac Holt (NMLS 739193), Delmar Financial Company. LenDb.ai, https://lendb.ai/lo/zachary-holt-739193, last verified 2026-10-15. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._