---
canonical_url: https://lendb.ai/lo/zachary-morris-390447
json_url: https://lendb.ai/lo/zachary-morris-390447.json
nmls_id: 390447
last_verified: 2026-10-15
---

# Zach Morris

Loan Officer at United American Mortgage Corporation, Costa Mesa, CA. NMLS ID 390447 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/390447)).

Based in Costa Mesa, California, Zach Morris (NMLS 390447) is a Loan Officer at United American Mortgage Corporation, licensed in Texas.

**Summary:** Zach Morris (NMLS 390447) is Loan Officer at United American Mortgage Corporation, based in Costa Mesa, CA. Licensed in Texas, confirmed with the state regulator. Also lists Colorado on the lender page (not yet checked with the state regulator). Earliest state license record: December 22, 2022 (Florida), per state regulator. Last verified 2026-10-15.

## Quick answers

### Is Zach licensed in Texas?

Yes. Texas regulator records list a license as active, first effective January 5, 2023 (verified 2026-10-13). LenDb has 1 other state on file for Zach. Source: https://www.sml.texas.gov/.

### What lender does Zach work for?

United American Mortgage Corporation, company NMLS 1942, from the Costa Mesa, CA office, per the lender's own site (verified 2026-10-15). Source: https://www.uamco.com/loan-officer/zach-morris.

### How long has Zach been licensed?

The earliest state license record LenDb holds for Zach is from December 22, 2022 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

## At a glance

- Earliest state license record: December 22, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Zachary P. Morris (FL, TX, as of 2026-10-12)
- Licensed in: Texas (TX, confirmed), Colorado (CO, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO116133 | expired | confirmed | 2022-12-22 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2023-01-05 | state_regulator | 2026-10-13 |
| CO |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: United American Mortgage Corporation (NMLS 1942), Costa Mesa, CA. Source: https://www.uamco.com/loan-officer/zach-morris, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/390447

## Contact

- View profile at United American Mortgage Corporation: https://www.uamco.com/loan-officer/zach-morris
- Office phone and Email on file: shown at https://lendb.ai/lo/zachary-morris-390447#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/390447
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- lender_site: https://www.uamco.com/loan-officer/zach-morris

Cite as: Zach Morris (NMLS 390447), United American Mortgage Corporation. LenDb.ai, https://lendb.ai/lo/zachary-morris-390447, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._