---
canonical_url: https://lendb.ai/lo/zachary-perrow-2091427
json_url: https://lendb.ai/lo/zachary-perrow-2091427.json
nmls_id: 2091427
last_verified: 2026-10-20
---

# Zachary Perrow

Loan officer at West Capital Lending, Inc., Troy, MI. NMLS ID 2091427 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2091427)).

Zachary Perrow (NMLS 2091427) is a mortgage loan officer at West Capital Lending, Inc. in Troy, Michigan, licensed in Texas, Missouri, Arkansas and Iowa.

**Summary:** Zachary Perrow (NMLS 2091427) is a loan officer at West Capital Lending, Inc., based in Troy, MI. Licensed in 4 states confirmed with state regulators: Texas, Missouri, Arkansas and Iowa. Earliest state license record: January 8, 2026 (California), per state regulator. Last verified 2026-10-20.

## Quick answers

### Is Zachary licensed in Texas?

Yes. Texas regulator records list a license as active, first effective March 13, 2026 (verified 2026-10-13). LenDb has 3 other states on file for Zachary. Source: https://www.sml.texas.gov/.

### What lender does Zachary work for?

West Capital Lending, Inc., company NMLS 1566096, from the Troy, MI office, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Zachary been licensed?

The earliest state license record LenDb holds for Zachary is from January 8, 2026 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfpi.ca.gov/.

## At a glance

- Earliest state license record: January 8, 2026 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Zachary B. Perrow (AR, CA, IA, MO, TX, as of 2026-10-22)
- Licensed in: Texas (TX, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| TX | Texas regulator | state_license | n/a | active | confirmed | 2026-03-13 | state_regulator | 2026-10-13 |
| MO | Missouri regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-19 |
| AR | Arkansas regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-20 |
| IA | Iowa regulator | state_license | 57559 | active | confirmed | 2026-06-12 | state_regulator | 2026-10-20 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2091427 | inactive | confirmed | 2026-01-08 | state_regulator | 2026-10-24 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096), Troy, MI. Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2091427

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2091427
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search
- state_regulator: https://securities.arkansas.gov/loans/nmls/
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://dfpi.ca.gov/

Cite as: Zachary Perrow (NMLS 2091427), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/zachary-perrow-2091427, last verified 2026-10-20.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._