--- canonical_url: https://lendb.ai/lo/zachary-schaphorst-2077373 json_url: https://lendb.ai/lo/zachary-schaphorst-2077373.json nmls_id: 2077373 last_verified: 2026-10-28 --- # Zach Schaphorst Loan Originator at Barrett Financial Group, Chandler, AZ. NMLS ID 2077373 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2077373)). Zach Schaphorst, NMLS 2077373, works as a Loan Originator at Barrett Financial Group in Chandler, Arizona and is licensed in Texas since 2021 and in Illinois. Zach's lender page shows a focus on first-time buyer. **Summary:** Zach Schaphorst (NMLS 2077373) is Loan Originator at Barrett Financial Group, based in Chandler, AZ. Licensed in 2 states confirmed with state regulators: Texas and Illinois. Focus areas shown on the lender page: First-time buyer. Barrett Financial Group also offers FHA loan, HELOC, Jumbo loan, Non-QM loan and Reverse mortgage and 2 more (a lender program, not confirmed as their own focus). Earliest state license record: July 1, 2021 (Texas), per state regulator. Last verified 2026-10-28. ## Quick answers ### Is Zach licensed in Texas? Yes. Texas regulator records list a license as active, first effective July 1, 2021 (verified 2026-10-13). LenDb has 1 other state on file for Zach. Source: https://www.sml.texas.gov/. ### Does Zach list first-time buyer as a focus? Zach's profile lists first-time buyer as a focus (from their lender profile page). Source: https://www.barrettfinancial.com/zach-schaphorst. ### What lender does Zach work for? Barrett Financial Group, company NMLS 181106, from the Chandler, AZ office, per the lender's own site (verified 2026-10-20). Source: https://www.barrettfinancial.com/zach-schaphorst. ### How long has Zach been licensed? The earliest state license record LenDb holds for Zach is from July 1, 2021 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://www.sml.texas.gov/. ## At a glance - Earliest state license record: July 1, 2021 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Zachary T. Schaphorst (TX, as of 2026-10-12); Zachary Schaphorst (IL, as of 2026-10-27) - Licensed in: Texas (TX, confirmed), Illinois (IL, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.60, verified 2026-10-20. Source: https://www.barrettfinancial.com/zach-schaphorst ### Their lender offers (lender level: Barrett Financial Group's programs, not confirmed as this person's focus) - **FHA loan** (`fha`): verified 2026-10-09. Source: https://www.barrettfinancial.com - **HELOC** (`heloc`): verified 2026-10-09. Source: https://www.barrettfinancial.com - **Jumbo loan** (`jumbo`): verified 2026-10-09. Source: https://www.barrettfinancial.com - **Non-QM loan** (`non-qm`): verified 2026-10-09. Source: https://www.barrettfinancial.com - **Reverse mortgage** (`reverse`): verified 2026-10-09. Source: https://www.barrettfinancial.com - **USDA loan** (`usda`): verified 2026-10-09. Source: https://www.barrettfinancial.com - **VA loan** (`va`): verified 2026-10-09. Source: https://www.barrettfinancial.com ## Facts from the lender page and intro - service_area: Austin, TX. Source: https://www.barrettfinancial.com/zach-schaphorst, verified 2026-10-20. - service_area: San Antonio, TX. Source: https://www.barrettfinancial.com/zach-schaphorst, verified 2026-10-20. - service_area: San Marcos, TX. Source: https://www.barrettfinancial.com/zach-schaphorst, verified 2026-10-20. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | TX | Texas regulator | state_license | n/a | active | confirmed | 2021-07-01 | state_regulator | 2026-10-13 | | IL | Illinois regulator | state_license | 31.0092264 | active | confirmed | 2025-11-17 | state_regulator | 2026-10-28 | ## Employment history - ? to present: Barrett Financial Group (NMLS 181106), Chandler, AZ. Source: https://www.barrettfinancial.com/zach-schaphorst, verified 2026-10-20. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2077373 ## Contact - linkedin_url: https://www.linkedin.com/in/zachary-schaphorst-91263927/ (source: lender_site, verified 2026-10-20) - View profile at Barrett Financial Group: https://www.barrettfinancial.com/zach-schaphorst - Office phone and Email on file: shown at https://lendb.ai/lo/zachary-schaphorst-2077373#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2077373 - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://idfpr.illinois.gov/banks/resfin.html - state_regulator: https://www.barrettfinancial.com/zach-schaphorst - lender_site (lender programs): https://www.barrettfinancial.com Cite as: Zach Schaphorst (NMLS 2077373), Barrett Financial Group. LenDb.ai, https://lendb.ai/lo/zachary-schaphorst-2077373, last verified 2026-10-28. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._