--- canonical_url: https://lendb.ai/lo/zachary-thiel-2154558 json_url: https://lendb.ai/lo/zachary-thiel-2154558.json nmls_id: 2154558 last_verified: 2026-10-09 --- # Zac Thiel Loan Originator at Envoy Mortgage, Houston, TX. NMLS ID 2154558 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2154558)). **Summary:** Zac Thiel (NMLS 2154558) is Loan Originator at Envoy Mortgage, based in Houston, TX. Licensed in Florida, confirmed with the state regulator (license LO96252). Also lists Alabama, Arkansas, Arizona, California, Colorado, Georgia, Idaho, Illinois and 13 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Real estate investor. Licensed since 2021 (per Florida records). Last verified 2026-10-09. ## At a glance - Licensed since 2021 (per Florida records). This is license history on file, not total experience. - Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported), Arkansas (AR, lender_reported), Arizona (AZ, lender_reported), California (CA, lender_reported), Colorado (CO, lender_reported), Georgia (GA, lender_reported), Idaho (ID, lender_reported), Illinois (IL, lender_reported), Kansas (KS, lender_reported), Kentucky (KY, lender_reported), Louisiana (LA, lender_reported), Maryland (MD, lender_reported), Michigan (MI, lender_reported), North Carolina (NC, lender_reported), New Mexico (NM, lender_reported), Ohio (OH, lender_reported), Oregon (OR, lender_reported), Pennsylvania (PA, lender_reported), Texas (TX, lender_reported), Virginia (VA, lender_reported), Washington (WA, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties - **Real estate investor** (`investor`): lender page, confidence 0.70, verified 2026-10-09. Source: https://www.envoymortgage.com/zac-thiel/ ## About Zac works with homebuyers, homeowners, and investors, providing personalized financing strategies and clear guidance through the mortgage process. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - role: Works with homebuyers, homeowners, and investors. Source: https://www.envoymortgage.com/zac-thiel/, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO96252 | active | confirmed | 2021-10-19 | state_regulator | 2026-10-09 | | AL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | AR | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | AZ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CO | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | ID | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | KS | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | KY | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | LA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MD | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NM | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OH | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OR | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | PA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TX | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | VA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: Envoy Mortgage (NMLS 6666), Houston, TX. Source: https://www.envoymortgage.com/zac-thiel/, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2154558 ## Contact - View profile at Envoy Mortgage: https://www.envoymortgage.com/zac-thiel/ - Office phone and Email on file: shown at https://lendb.ai/lo/zachary-thiel-2154558#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2154558 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip - lender_site: https://www.envoymortgage.com/zac-thiel/ Cite as: Zac Thiel (NMLS 2154558), Envoy Mortgage. LenDb.ai, https://lendb.ai/lo/zachary-thiel-2154558, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._