---
canonical_url: https://lendb.ai/lo/zackary-goral-2341733
json_url: https://lendb.ai/lo/zackary-goral-2341733.json
nmls_id: 2341733
last_verified: 2026-10-26
---

# Zackary Goral

Loan officer at United Lending Team, INC, Irvine, CA. NMLS ID 2341733 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2341733)).

Based in Irvine, California, Zackary Goral (NMLS 2341733) is a mortgage loan officer at United Lending Team, INC, licensed in Florida since 2024 and in Texas, California, Connecticut and 3 more states.

**Summary:** Zackary Goral (NMLS 2341733) is a loan officer at United Lending Team, INC, based in Irvine, CA. Licensed in 7 states confirmed with state regulators: Florida, Texas, California, Connecticut, Oregon, Wisconsin and Maryland. Earliest state license record: November 14, 2024 (Florida), per state regulator. Last verified 2026-10-26.

## Quick answers

### Is Zackary licensed in California?

Yes. California regulator records list license 02260227 as active (verified 2026-10-24). LenDb has 6 other states on file for Zackary. Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html.

### What lender does Zackary work for?

United Lending Team, INC, company NMLS 2273319, from the Irvine, CA office, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Zackary been licensed?

The earliest state license record LenDb holds for Zackary is from November 14, 2024 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

## At a glance

- Earliest state license record: November 14, 2024 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Zackary W. Goral (CA, CT, FL, MD, NY, OR, TX, WY, as of 2026-10-27)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), California (CA DRE, confirmed), Connecticut (CT, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), Maryland (MD, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO133241 | active | confirmed | 2024-11-14 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2024-12-05 | state_regulator | 2026-10-13 |
| NY | New York regulator | state_license | n/a | expired | confirmed |  | state_regulator | 2026-10-14 |
| CA | California Department of Real Estate | state_license | 02260227 | active | confirmed |  | state_regulator | 2026-10-24 |
| CT | Connecticut regulator | state_license | LO-2341733 | active | confirmed |  | state_regulator | 2026-10-15 |
| OR | Oregon regulator | state_license | 2341733 | active | confirmed | 2024-12-19 | state_regulator | 2026-10-20 |
| WI | Wisconsin regulator | state_license | 2341733 | active | confirmed | 2025-11-06 | state_regulator | 2026-10-21 |
| MD | Maryland regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-26 |
| WY | Wyoming regulator | state_license | 107882 | inactive | confirmed | 2024-12-11 | state_regulator | 2026-10-27 |

## Employment history

- ? to present: United Lending Team, INC (NMLS 2273319), Irvine, CA. Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2341733

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2341733
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.dfs.ny.gov/
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/
- state_regulator: https://www.labor.maryland.gov/finance/
- state_regulator: https://wyomingbankingdivision.wyo.gov/

Cite as: Zackary Goral (NMLS 2341733), United Lending Team, INC. LenDb.ai, https://lendb.ai/lo/zackary-goral-2341733, last verified 2026-10-26.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._