---
canonical_url: https://lendb.ai/lo/zihao-lin-1989172
json_url: https://lendb.ai/lo/zihao-lin-1989172.json
nmls_id: 1989172
last_verified: 2026-10-09
---

# Chris Lin

Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), Lake Forest, CA. NMLS ID 1989172 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1989172)).

**Summary:** Chris Lin (NMLS 1989172) is Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Lake Forest, CA. Lists California on the lender page (not yet checked with the state regulator). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: VA loan, FHA loan and Self-employed. Speaks Chinese. Licensed since 2020 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2020 (per Florida records). This is license history on file, not total experience.
- Licensed in: California (CA, lender_reported)
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Chinese
- Profile: unclaimed
- Status: active

## Specialties

- **VA loan** (`va`): lender page, confidence 0.46, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/lake-forest/21731-lake-forest-dr-hla-1989172
- **FHA loan** (`fha`): lender page, confidence 0.43, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/lake-forest/21731-lake-forest-dr-hla-1989172
- **Self-employed** (`self-employed`): lender page, confidence 0.38, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/lake-forest/21731-lake-forest-dr-hla-1989172

## About

Chris is fluent in Mandarin and specializes in lending to self-employed clients and FHA and VA mortgages, serving clients in Irvine and Lake Forest, California.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Irvine, CA and Lake Forest, CA. Source: https://homelendingadvisor.chase.com/ca/lake-forest/21731-lake-forest-dr-hla-1989172, verified 2026-10-09.
- credential: Chase Certified in FHA Loans. Source: https://homelendingadvisor.chase.com/ca/lake-forest/21731-lake-forest-dr-hla-1989172, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO72316 | expired | confirmed | 2020-07-28 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), Lake Forest, CA. Source: https://homelendingadvisor.chase.com/ca/lake-forest/21731-lake-forest-dr-hla-1989172, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1989172

## Contact

- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/ca/lake-forest/21731-lake-forest-dr-hla-1989172
- Office phone and Email on file: shown at https://lendb.ai/lo/zihao-lin-1989172#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1989172
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://homelendingadvisor.chase.com/ca/lake-forest/21731-lake-forest-dr-hla-1989172

Cite as: Chris Lin (NMLS 1989172), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/zihao-lin-1989172, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._