---
canonical_url: https://lendb.ai/lo/zoe-amos-2819214
json_url: https://lendb.ai/lo/zoe-amos-2819214.json
nmls_id: 2819214
last_verified: 2026-10-24
---

# Zoe Amos

Executive Loan Officer at INDEPENDENCE HOME LOANS LLC. NMLS ID 2819214 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2819214)).

Zoe Amos (NMLS 2819214) is an Executive Loan Officer at INDEPENDENCE HOME LOANS LLC, licensed in Oregon since 2026 and in California.

**Summary:** Zoe Amos (NMLS 2819214) is Executive Loan Officer at INDEPENDENCE HOME LOANS LLC. Licensed in 2 states confirmed with state regulators: Oregon and California. Earliest state license record: April 6, 2026 (Oregon), per state regulator. Last verified 2026-10-24.

## Quick answers

### Is Zoe licensed in Oregon?

Yes. Oregon regulator records list a license as active, first effective April 6, 2026 (verified 2026-10-20). LenDb has 1 other state on file for Zoe. Source: https://dfr.oregon.gov/.

### What lender does Zoe work for?

INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15). Source: https://independencehl.com/zoe-amos/.

### How long has Zoe been licensed?

The earliest state license record LenDb holds for Zoe is from April 6, 2026 (Oregon regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfr.oregon.gov/.

## At a glance

- Earliest state license record: April 6, 2026 (Oregon), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Zoe A. Amos (CA, OR, as of 2026-10-22)
- Licensed in: Oregon (OR, confirmed), California (CA DFPI, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- education: Bachelor's degree in Health Sciences, Arizona State University. Source: https://independencehl.com/zoe-amos/, verified 2026-10-15.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2026-04-06 | state_regulator | 2026-10-20 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2819214 | active | confirmed | 2026-04-15 | state_regulator | 2026-10-24 |

## Employment history

- ? to present: INDEPENDENCE HOME LOANS LLC (NMLS 2524174). Source: https://independencehl.com/zoe-amos/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2819214

## Contact

- View profile at INDEPENDENCE HOME LOANS LLC: https://independencehl.com/zoe-amos/
- Office phone and Email on file: shown at https://lendb.ai/lo/zoe-amos-2819214#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2819214
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://dfpi.ca.gov/
- lender_site: https://independencehl.com/zoe-amos/

Cite as: Zoe Amos (NMLS 2819214), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/zoe-amos-2819214, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._