---
canonical_url: https://lendb.ai/s/1099-income/indiana
last_verified: 2026-10-09
---

# Loan officers for 1099 earners in Indiana

As of 2026-10-09, LenDb lists 3 loan officers licensed in or based in Indiana whose lender pages show 1099 income work. The top-ranked are Kirk Taylor (CrossCountry Mortgage, Naples), Brian Sewell (Guild Mortgage, Frankfort) and Rachel Pham (Loan Factory). Ranking is lender-neutral: specialty evidence first, then a license in IN, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Kirk Taylor](https://lendb.ai/lo/kirk-taylor-312131)** (NMLS 312131), CrossCountry Mortgage, Naples, FL
   - Lists 1099 income on lender page (lender page, verified 2026-10-09)
   - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: March 21, 2014 (Florida), per state regulator
   - States 20 years of experience (lender page, 2026-10-09)
2. **[Brian Sewell](https://lendb.ai/lo/brian-sewell-212085)** (NMLS 212085), Guild Mortgage, Frankfort, IL
   - Lists 1099 income on lender page (lender page, verified 2026-10-09)
   - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: October 6, 2022 (Florida), per state regulator
   - States 20 years of experience (lender page, 2026-10-09)
3. **[Rachel Pham](https://lendb.ai/lo/rachel-pham-1656687)** (NMLS 1656687), Loan Factory
   - Lists 1099 income on lender page (lender page, verified 2026-10-09)
   - IN listed on their lender page (not yet checked with the state regulator; verify at NMLS)

## Questions to ask

- Can you qualify me from my 1099 forms alone?
- How many years of 1099 history do you need?
- How do business expenses affect my qualifying income?

Cite as: LenDb.ai, https://lendb.ai/s/1099-income/indiana.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._