---
canonical_url: https://lendb.ai/s/asset-based/idaho
last_verified: 2026-10-10
---

# Loan officers for borrowers who qualify on assets in Idaho

As of 2026-10-10, LenDb lists 2 loan officers licensed in or based in Idaho whose lender pages show Asset-based qualifying work. The top-ranked are Brandon Hansen (Guild Mortgage, Toquerville) and Tim Szumigala (Lower, Tampa). Ranking is lender-neutral: specialty evidence first, then a license in ID, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Brandon Hansen](https://lendb.ai/lo/brandon-hansen-283559)** (NMLS 283559), Guild Mortgage, Toquerville, UT
   - Lists Asset-based qualifying on lender page (lender page, verified 2026-10-09)
   - ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: January 31, 2018 (Florida), per state regulator
   - States 25 years of experience (lender page, 2026-10-09)
2. **[Tim Szumigala](https://lendb.ai/lo/timothy-szumigala-344571)** (NMLS 344571), Lower, Tampa, FL
   - Lists Asset-based qualifying on lender page (lender page, verified 2026-10-10)
   - ID listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Earliest state license record: February 19, 2014 (Florida), per state regulator
   - States 21 years of experience (lender page, 2026-10-10)

## Questions to ask

- Which accounts count toward asset qualifying, and at what percentage?
- How do you calculate monthly income from my assets?
- Is this an agency or a non-QM program?

Cite as: LenDb.ai, https://lendb.ai/s/asset-based/idaho.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._