---
canonical_url: https://lendb.ai/s/asset-based/kansas
last_verified: 2026-10-09
---

# Loan officers for borrowers who qualify on assets in Kansas

As of 2026-10-09, LenDb lists 5 loan officers licensed in or based in Kansas whose lender pages show Asset-based qualifying work. The top-ranked are Mitchell Dunn (Loan Factory), Iris Legaspi (First Citizens Bank, San Diego) and William Commons (Assurance Financial, Baton Rouge). Ranking is lender-neutral: specialty evidence first, then a license in KS, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Mitchell Dunn](https://lendb.ai/lo/mitchell-dunn-1378534)** (NMLS 1378534), Loan Factory
   - Lists Asset-based qualifying on lender page (lender page, verified 2026-10-09)
   - KS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 15 years of experience (lender page, 2026-10-09)
2. **[Iris Legaspi](https://lendb.ai/lo/iris-legaspi-690505)** (NMLS 690505), First Citizens Bank, San Diego, CA
   - Lists Asset-based qualifying on lender page (lender page, verified 2026-10-09)
   - KS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 17 years of experience (lender page, 2026-10-09)
3. **[William Commons](https://lendb.ai/lo/william-commons-79745)** (NMLS 79745), Assurance Financial, Baton Rouge, LA
   - Lists Asset-based qualifying on lender page (lender page, verified 2026-10-09)
   - KS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2019 (per Colorado records)
4. **[Matthew Hager](https://lendb.ai/lo/matthew-hager-1906682)** (NMLS 1906682), Xpert Home Lending
   - Lists Asset-based qualifying on lender page (lender page, verified 2026-10-09)
   - KS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2021 (per Colorado records)
5. **[Sam Bromley](https://lendb.ai/lo/samuel-bromley-1151654)** (NMLS 1151654), Xpert Home Lending
   - Lists Asset-based qualifying on lender page (lender page, verified 2026-10-09)
   - KS listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2025 (per Florida records)

## Questions to ask

- Which accounts count toward asset qualifying, and at what percentage?
- How do you calculate monthly income from my assets?
- Is this an agency or a non-QM program?

Cite as: LenDb.ai, https://lendb.ai/s/asset-based/kansas.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._