---
canonical_url: https://lendb.ai/s/asset-based/new-jersey
last_verified: 2026-10-09
---

# Loan officers for borrowers who qualify on assets in New Jersey

As of 2026-10-09, LenDb lists 5 loan officers licensed in or based in New Jersey whose lender pages show Asset-based qualifying work. The top-ranked are Eric Rosemary (CrossCountry Mortgage, Boca Raton), Iris Legaspi (First Citizens Bank, San Diego) and Matthew S. Devadan, MBA (Atlantic Coast Mortgage, Westerville). Ranking is lender-neutral: specialty evidence first, then a license in NJ, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Eric Rosemary](https://lendb.ai/lo/eric-rosemary-301253)** (NMLS 301253), CrossCountry Mortgage, Boca Raton, FL
   - Lists Asset-based qualifying on lender page (lender page, verified 2026-10-09)
   - Licensed in NJ (listed on lender page, verified 2026-10-09)
   - 14 years licensed
   - No disciplinary actions on file at LenDb
2. **[Iris Legaspi](https://lendb.ai/lo/iris-legaspi-690505)** (NMLS 690505), First Citizens Bank, San Diego, CA
   - Lists Asset-based qualifying on lender page (lender page, verified 2026-10-09)
   - Licensed in NJ (listed on lender page, verified 2026-10-09)
   - 17 years experience (stated on lender page, 2026-10-09)
   - No disciplinary actions on file at LenDb
3. **[Matthew S. Devadan, MBA](https://lendb.ai/lo/matthew-devadan-21639)** (NMLS 21639), Atlantic Coast Mortgage, Westerville, OH
   - Lists Asset-based qualifying on lender page (lender page, verified 2026-10-09)
   - Licensed in NJ (listed on lender page, verified 2026-10-09)
   - 2 years licensed
   - No disciplinary actions on file at LenDb
4. **[Vishal Moorjani](https://lendb.ai/lo/vishal-moorjani-2833632)** (NMLS 2833632), CrossCountry Mortgage, Montvale, NJ
   - Lists Asset-based qualifying on lender page (lender page, verified 2026-10-09)
   - Branch in New Jersey; no license list on file yet, verify at NMLS Consumer Access
   - No disciplinary actions on file at LenDb
5. **[Anthony G Rega](https://lendb.ai/lo/anthony-rega-399203)** (NMLS 399203), Loan Factory
   - Lists Asset-based qualifying on lender page (lender page, verified 2026-10-09)
   - Licensed in NJ (listed on lender page, verified 2026-10-09)
   - 5 years licensed
   - No disciplinary actions on file at LenDb

## Questions to ask

- Which accounts count toward asset qualifying, and at what percentage?
- How do you calculate monthly income from my assets?
- Is this an agency or a non-QM program?

Cite as: LenDb.ai, https://lendb.ai/s/asset-based/new-jersey.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._