---
canonical_url: https://lendb.ai/s/asset-based/north-carolina
last_verified: 2026-10-09
---

# Loan officers for borrowers who qualify on assets in North Carolina

As of 2026-10-09, LenDb lists 3 loan officers licensed in or based in North Carolina whose lender pages show Asset-based qualifying work. The top-ranked are Eric Rosemary (CrossCountry Mortgage, Boca Raton), Mitchell Dunn (Loan Factory) and Lekh Sharma (Guild Mortgage, High Point). Ranking is lender-neutral: specialty evidence first, then a license in NC, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Eric Rosemary](https://lendb.ai/lo/eric-rosemary-301253)** (NMLS 301253), CrossCountry Mortgage, Boca Raton, FL
   - Lists Asset-based qualifying on lender page (lender page, verified 2026-10-09)
   - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2012 (per Florida records)
   - States 20 years of experience (lender page, 2026-10-09)
2. **[Mitchell Dunn](https://lendb.ai/lo/mitchell-dunn-1378534)** (NMLS 1378534), Loan Factory
   - Lists Asset-based qualifying on lender page (lender page, verified 2026-10-09)
   - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 15 years of experience (lender page, 2026-10-09)
3. **[Lekh Sharma](https://lendb.ai/lo/lekh-sharma-2503420)** (NMLS 2503420), Guild Mortgage, High Point, NC
   - Lists Asset-based qualifying on lender page (lender page, verified 2026-10-09)
   - Office in High Point, NC
   - NC listed on their lender page (not yet checked with the state regulator; verify at NMLS)

## Questions to ask

- Which accounts count toward asset qualifying, and at what percentage?
- How do you calculate monthly income from my assets?
- Is this an agency or a non-QM program?

Cite as: LenDb.ai, https://lendb.ai/s/asset-based/north-carolina.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._