--- canonical_url: https://lendb.ai/s/bank-statement/arizona last_verified: 2026-10-09 --- # Bank statement loan officers in Arizona As of 2026-10-09, LenDb lists 19 loan officers licensed in or based in Arizona whose lender pages show Bank statement loan work. The top-ranked are Joe Soto (CrossCountry Mortgage, Cypress), Kirk Taylor (CrossCountry Mortgage, Naples) and Staci Cotter (Barrett Financial Group, Chandler). Ranking is lender-neutral: specialty evidence first, then a license in AZ, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Joe Soto](https://lendb.ai/lo/joe-soto-175142)** (NMLS 175142), CrossCountry Mortgage, Cypress, CA - Lists Bank statement loan on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 2. **[Kirk Taylor](https://lendb.ai/lo/kirk-taylor-312131)** (NMLS 312131), CrossCountry Mortgage, Naples, FL - Lists Bank statement loan on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2014 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 3. **[Staci Cotter](https://lendb.ai/lo/staci-cotter-404843)** (NMLS 404843), Barrett Financial Group, Chandler, AZ - Lists Bank statement loan on lender page (lender page, verified 2026-10-09) - Office in Chandler, AZ - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Colorado records) 4. **[Vickie Newman](https://lendb.ai/lo/vickie-newman-493951)** (NMLS 493951), Guild Mortgage, Greenwood Village, CO - Lists Bank statement loan on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2011 (per Colorado records) - States 30 years of experience (lender page, 2026-10-09) 5. **[Denise Cuddeback Montgomery](https://lendb.ai/lo/denise-montgomery-57734)** (NMLS 57734), American Pacific Mortgage, Eugene, OR - Lists Bank statement loan on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 6. **[Edrise Bayo](https://lendb.ai/lo/edrise-bayo-2718591)** (NMLS 2718591), CrossCountry Mortgage, Scottsdale, AZ - Lists Bank statement loan on lender page (lender page, verified 2026-10-09) - Office in Scottsdale, AZ - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) 7. **[Scott Buehler](https://lendb.ai/lo/scott-buehler-1794818)** (NMLS 1794818), Guild Mortgage, St. George, UT - Lists Bank statement loan on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) 8. **[Jim Brettl](https://lendb.ai/lo/jim-brettl-455400)** (NMLS 455400), Xpert Home Lending - Lists Bank statement loan on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) 9. **[Kayla Chase](https://lendb.ai/lo/kayla-chase-145990)** (NMLS 145990), Lit Financial Corporation - Lists Bank statement loan on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2011 (per Colorado records) 10. **[Steve Anderson](https://lendb.ai/lo/steve-anderson-1096829)** (NMLS 1096829), Lit Financial Corporation - Lists Bank statement loan on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2015 (per Florida records) 11. **[Kyle Brunet](https://lendb.ai/lo/kyle-brunet-1237678)** (NMLS 1237678), Lit Financial Corporation - Lists Bank statement loan on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Colorado records) 12. **[Tyler Frantangelo](https://lendb.ai/lo/tyler-frantangelo-1211919)** (NMLS 1211919), Lit Financial Corporation - Lists Bank statement loan on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2015 (per Colorado records) 13. **[Shyann Eckel](https://lendb.ai/lo/shyann-eckel-166653)** (NMLS 166653), Intercap Lending, Flagstaff, AZ - Lists Bank statement loan on lender page (lender page, verified 2026-10-09) - Office in Flagstaff, AZ - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) 14. **[Ryan McGran](https://lendb.ai/lo/ryan-mcgran-2520487)** (NMLS 2520487), Lit Financial Corporation - Lists Bank statement loan on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Colorado records) 15. **[Jeremy Hicks](https://lendb.ai/lo/jeremy-hicks-1960052)** (NMLS 1960052), Guild Mortgage, Prineville, OR - Lists Bank statement loan on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) 16. **[Matthew Hergert](https://lendb.ai/lo/matthew-hergert-234563)** (NMLS 234563), Xpert Home Lending - Lists Bank statement loan on lender page (lender page, verified 2026-10-09) - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS) ## Questions to ask - Do you use personal or business statements, and what expense factor? - How do you treat large or irregular deposits? - How does pricing compare with a full documentation loan? Cite as: LenDb.ai, https://lendb.ai/s/bank-statement/arizona. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._