---
canonical_url: https://lendb.ai/s/bank-statement/florida
last_verified: 2026-10-09
---

# Bank statement loan officers in Florida

As of 2026-10-09, LenDb lists 25 loan officers licensed in or based in Florida whose lender pages show Bank statement loan work. The top-ranked are Eric Rosemary (CrossCountry Mortgage, Boca Raton), Kirk Taylor (CrossCountry Mortgage, Naples) and Wendy Seagle (CrossCountry Mortgage, Fort Walton Beach). Ranking is lender-neutral: specialty evidence first, then a license in FL, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Eric Rosemary](https://lendb.ai/lo/eric-rosemary-301253)** (NMLS 301253), CrossCountry Mortgage, Boca Raton, FL
   - Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
   - Office in Boca Raton, FL
   - Licensed in FL: confirmed with the Florida regulator (license LO12982), verified 2026-10-09
   - Licensed since 2012 (per Florida records)
   - States 20 years of experience (lender page, 2026-10-09)
2. **[Kirk Taylor](https://lendb.ai/lo/kirk-taylor-312131)** (NMLS 312131), CrossCountry Mortgage, Naples, FL
   - Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
   - Office in Naples, FL
   - Licensed in FL: confirmed with the Florida regulator (license LO24057), verified 2026-10-09
   - Licensed since 2014 (per Florida records)
   - States 20 years of experience (lender page, 2026-10-09)
3. **[Wendy Seagle](https://lendb.ai/lo/wendy-seagle-194641)** (NMLS 194641), CrossCountry Mortgage, Fort Walton Beach, FL
   - Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
   - Office in Fort Walton Beach, FL
   - FL listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 35 years of experience (lender page, 2026-10-09)
4. **[Tracey Radinovic](https://lendb.ai/lo/tracey-radinovic-997560)** (NMLS 997560), Fairway Independent Mortgage Corporation, Overland Park, KS
   - Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
   - Licensed in FL: confirmed with the Florida regulator (license LO143003), verified 2026-10-09
   - Licensed since 2025 (per Florida records)
   - States 14 years of experience (lender page, 2026-10-09)
5. **[Jason Fox](https://lendb.ai/lo/jason-fox-179208)** (NMLS 179208), NFM Lending, Frederick, MD
   - Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
   - Licensed in FL: confirmed with the Florida regulator (license LO56377), verified 2026-10-09
   - Licensed since 2018 (per Florida records)
6. **[Christopher Gibson](https://lendb.ai/lo/christopher-gibson-1910430)** (NMLS 1910430), C2 Financial Corporation
   - Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
   - Licensed in FL: confirmed with the Florida regulator (license LO128360), verified 2026-10-09
   - Licensed since 2019 (per Colorado records)
   - States 15 years of experience (lender page, 2026-10-09)
7. **[Brian Sewell](https://lendb.ai/lo/brian-sewell-212085)** (NMLS 212085), Guild Mortgage, Frankfort, IL
   - Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
   - Licensed in FL: confirmed with the Florida regulator (license LO114012), verified 2026-10-09
   - Licensed since 2022 (per Florida records)
   - States 20 years of experience (lender page, 2026-10-09)
8. **[Josh Penland](https://lendb.ai/lo/joshua-penland-216357)** (NMLS 216357), Fairway Independent Mortgage Corporation, Round Rock, TX
   - Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
   - Licensed in FL: confirmed with the Florida regulator (license LO142805), verified 2026-10-09
   - Licensed since 2025 (per Florida records)
   - States 23 years of experience (lender page, 2026-10-09)
9. **[Vickie Newman](https://lendb.ai/lo/vickie-newman-493951)** (NMLS 493951), Guild Mortgage, Greenwood Village, CO
   - Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
   - Licensed in FL: confirmed with the Florida regulator (license LO110461), verified 2026-10-09
   - Licensed since 2011 (per Colorado records)
   - States 30 years of experience (lender page, 2026-10-09)
10. **[Denise Cuddeback Montgomery](https://lendb.ai/lo/denise-montgomery-57734)** (NMLS 57734), American Pacific Mortgage, Eugene, OR
   - Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
   - Licensed in FL: confirmed with the Florida regulator (license LO120938), verified 2026-10-09
   - Licensed since 2023 (per Florida records)
   - States 30 years of experience (lender page, 2026-10-09)
11. **[Paul Hart](https://lendb.ai/lo/paul-hart-203610)** (NMLS 203610), CrossCountry Mortgage, Roswell, GA
   - Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
   - Licensed in FL: confirmed with the Florida regulator (license LO127312), verified 2026-10-09
   - Licensed since 2024 (per Florida records)
12. **[Rajat Jetley](https://lendb.ai/lo/rajat-jetley-1595897)** (NMLS 1595897), CrossCountry Mortgage, San Juan Capistrano, CA
   - Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
   - Licensed in FL: confirmed with the Florida regulator (license LO131782), verified 2026-10-09
   - Licensed since 2024 (per Florida records)
13. **[Ronald Atamian](https://lendb.ai/lo/ronald-atamian-963318)** (NMLS 963318), CrossCountry Mortgage, Allentown, PA
   - Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
   - Licensed in FL: confirmed with the Florida regulator (license LO80935), verified 2026-10-09
   - Licensed since 2021 (per Florida records)
   - States 15 years of experience (lender page, 2026-10-09)
14. **[Kayla Chase](https://lendb.ai/lo/kayla-chase-145990)** (NMLS 145990), Lit Financial Corporation
   - Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
   - Licensed in FL: confirmed with the Florida regulator (license LO47635), verified 2026-10-09
   - Licensed since 2011 (per Colorado records)
15. **[Steve Furdock](https://lendb.ai/lo/steve-furdock-376017)** (NMLS 376017), Lit Financial Corporation
   - Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
   - Licensed in FL: confirmed with the Florida regulator (license LO5175), verified 2026-10-09
   - Licensed since 2011 (per Florida records)
16. **[Jose Antonio Manrique](https://lendb.ai/lo/jose-manrique-1456209)** (NMLS 1456209), Loan Factory, FL
   - Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
   - Office in Florida
   - Licensed in FL: confirmed with the Florida regulator (license LO49767), verified 2026-10-09
   - Licensed since 2018 (per Florida records)
   - States 10 years of experience (lender page, 2026-10-09)
17. **[Susan van de Poll](https://lendb.ai/lo/susan-van-de-poll-831038)** (NMLS 831038), Xpert Home Lending, CO
   - Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
   - Licensed in FL: confirmed with the Florida regulator (license LO121260), verified 2026-10-09
   - Licensed since 2006 (per Colorado records)
18. **[Charles Davis](https://lendb.ai/lo/charles-davis-1740379)** (NMLS 1740379), Empire Home Loans
   - Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
   - Licensed in FL: confirmed with the Florida regulator (license LO102387), verified 2026-10-09
   - Licensed since 2022 (per Florida records)
19. **[Yasir Aburouman](https://lendb.ai/lo/yasir-aburouman-1036998)** (NMLS 1036998), Lit Financial Corporation
   - Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
   - Licensed in FL: confirmed with the Florida regulator (license LO24656), verified 2026-10-09
   - Licensed since 2014 (per Florida records)
20. **[Nic Bucca](https://lendb.ai/lo/nic-bucca-1086681)** (NMLS 1086681), Lit Financial Corporation
   - Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
   - Licensed in FL: confirmed with the Florida regulator (license LO24117), verified 2026-10-09
   - Licensed since 2014 (per Florida records)
   - States 11 years of experience (lender page, 2026-10-09)
21. **[Joshua Champneys](https://lendb.ai/lo/joshua-champneys-1156263)** (NMLS 1156263), Empire Home Loans, Fair Oaks, CA
   - Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
   - Licensed in FL: confirmed with the Florida regulator (license LO51597), verified 2026-10-09
   - Licensed since 2018 (per Florida records)
   - States 18 years of experience (lender page, 2026-10-09)
22. **[Steve Anderson](https://lendb.ai/lo/steve-anderson-1096829)** (NMLS 1096829), Lit Financial Corporation
   - Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
   - Licensed in FL: confirmed with the Florida regulator (license LO29114), verified 2026-10-09
   - Licensed since 2015 (per Florida records)
23. **[Samuel Martinez](https://lendb.ai/lo/samuel-martinez-urrea-2553732)** (NMLS 2553732), CrossCountry Mortgage, Orlando, FL
   - Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
   - Office in Orlando, FL
   - Licensed in FL: confirmed with the Florida regulator (license LO127234), verified 2026-10-09
   - Licensed since 2024 (per Florida records)
24. **[Tyler Frantangelo](https://lendb.ai/lo/tyler-frantangelo-1211919)** (NMLS 1211919), Lit Financial Corporation
   - Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
   - Licensed in FL: confirmed with the Florida regulator (license LO151108), verified 2026-10-09
   - Licensed since 2015 (per Colorado records)
25. **[Edrony Joseph](https://lendb.ai/lo/edrony-joseph-2187062)** (NMLS 2187062), Loan Factory, FL
   - Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
   - Office in Florida
   - Licensed in FL: confirmed with the Florida regulator (license LO93988), verified 2026-10-09
   - Licensed since 2021 (per Florida records)

## Questions to ask

- Do you use personal or business statements, and what expense factor?
- How do you treat large or irregular deposits?
- How does pricing compare with a full documentation loan?

Cite as: LenDb.ai, https://lendb.ai/s/bank-statement/florida.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._
