---
canonical_url: https://lendb.ai/s/bank-statement/maryland
last_verified: 2026-10-09
---

# Bank statement loan officers in Maryland

As of 2026-10-09, LenDb lists 7 loan officers licensed in or based in Maryland whose lender pages show Bank statement loan work. The top-ranked are Jason Fox (NFM Lending, Frederick), Ronald Atamian (CrossCountry Mortgage, Allentown) and Ken Byrne (ALCOVA Mortgage, Chantilly). Ranking is lender-neutral: specialty evidence first, then a license in MD, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Jason Fox](https://lendb.ai/lo/jason-fox-179208)** (NMLS 179208), NFM Lending, Frederick, MD
   - Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
   - Office in Frederick, MD
   - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2018 (per Florida records)
2. **[Ronald Atamian](https://lendb.ai/lo/ronald-atamian-963318)** (NMLS 963318), CrossCountry Mortgage, Allentown, PA
   - Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
   - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2021 (per Florida records)
   - States 15 years of experience (lender page, 2026-10-09)
3. **[Ken Byrne](https://lendb.ai/lo/kenneth-byrne-187129)** (NMLS 187129), ALCOVA Mortgage, Chantilly, VA
   - Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
   - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2025 (per Florida records)
   - States 34 years of experience (lender page, 2026-10-09)
4. **[Susan van de Poll](https://lendb.ai/lo/susan-van-de-poll-831038)** (NMLS 831038), Xpert Home Lending, CO
   - Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
   - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2006 (per Colorado records)
5. **[Kyle Brunet](https://lendb.ai/lo/kyle-brunet-1237678)** (NMLS 1237678), Lit Financial Corporation
   - Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
   - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2016 (per Colorado records)
6. **[William Commons](https://lendb.ai/lo/william-commons-79745)** (NMLS 79745), Assurance Financial, Baton Rouge, LA
   - Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
   - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2019 (per Colorado records)
7. **[Suresh Sapkota](https://lendb.ai/lo/suresh-sapkota-2091996)** (NMLS 2091996), Xpert Home Lending
   - Lists Bank statement loan on lender page (lender page, verified 2026-10-09)
   - MD listed on their lender page (not yet checked with the state regulator; verify at NMLS)

## Questions to ask

- Do you use personal or business statements, and what expense factor?
- How do you treat large or irregular deposits?
- How does pricing compare with a full documentation loan?

Cite as: LenDb.ai, https://lendb.ai/s/bank-statement/maryland.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._