--- canonical_url: https://lendb.ai/s/bank-statement/washington last_verified: 2026-10-09 --- # Bank statement loan officers in Washington As of 2026-10-09, LenDb lists 30 loan officers licensed in or based in Washington whose lender pages show Bank statement loan work. The top-ranked are Shelley Covington (Intercap Lending, Kirkland), Joe Soto (CrossCountry Mortgage, Cypress) and Kirk Taylor (CrossCountry Mortgage, Naples). Ranking is lender-neutral: specialty evidence first, then a license in WA, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Shelley Covington](https://lendb.ai/lo/shelley-covington-102076)** (NMLS 102076), Intercap Lending, Kirkland, WA - Lists Bank statement loan on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - Branch in Washington - 25 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 2. **[Joe Soto](https://lendb.ai/lo/joe-soto-175142)** (NMLS 175142), CrossCountry Mortgage, Cypress, CA - Lists Bank statement loan on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - 20 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 3. **[Kirk Taylor](https://lendb.ai/lo/kirk-taylor-312131)** (NMLS 312131), CrossCountry Mortgage, Naples, FL - Lists Bank statement loan on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - 12 years licensed - No disciplinary actions on file at LenDb 4. **[John Nguyen](https://lendb.ai/lo/john-nguyen-389742)** (NMLS 389742), Guild Mortgage, Boca Raton, FL - Lists Bank statement loan on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - 15 years licensed - No disciplinary actions on file at LenDb 5. **[Christopher Gibson](https://lendb.ai/lo/christopher-gibson-1910430)** (NMLS 1910430), C2 Financial Corporation, Denver, WA - Lists Bank statement loan on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - Branch in Washington - 2 years licensed - No disciplinary actions on file at LenDb 6. **[Rajat Jetley](https://lendb.ai/lo/rajat-jetley-1595897)** (NMLS 1595897), CrossCountry Mortgage, San Juan Capistrano, CA - Lists Bank statement loan on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - 2 years licensed - No disciplinary actions on file at LenDb 7. **[George Pressley](https://lendb.ai/lo/george-pressley-94040)** (NMLS 94040), Loan Factory, WA - Lists Bank statement loan on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - Branch in Washington - 30 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 8. **[Kayla Chase](https://lendb.ai/lo/kayla-chase-145990)** (NMLS 145990), Lit Financial Corporation - Lists Bank statement loan on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - 14 years licensed - No disciplinary actions on file at LenDb 9. **[Brandon Hansen](https://lendb.ai/lo/brandon-hansen-283559)** (NMLS 283559), Guild Mortgage, Toquerville, UT - Lists Bank statement loan on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - 8 years licensed - No disciplinary actions on file at LenDb 10. **[Carmel Perez](https://lendb.ai/lo/carmel-perez-1933170)** (NMLS 1933170), CrossCountry Mortgage, Kennewick, WA - Lists Bank statement loan on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - Branch in Washington - No disciplinary actions on file at LenDb 11. **[Michelle Hudson](https://lendb.ai/lo/michelle-oliver-182321)** (NMLS 182321), American Pacific Mortgage, Eagle, ID - Lists Bank statement loan on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - 3 years licensed - No disciplinary actions on file at LenDb 12. **[Chad Mayer](https://lendb.ai/lo/chad-mayer-280921)** (NMLS 280921), Guild Mortgage, Scottsdale, AZ - Lists Bank statement loan on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - No disciplinary actions on file at LenDb 13. **[Staci Cotter](https://lendb.ai/lo/staci-cotter-404843)** (NMLS 404843), Barrett Financial Group, Chandler, AZ - Lists Bank statement loan on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - No disciplinary actions on file at LenDb 14. **[Kyle Brunet](https://lendb.ai/lo/kyle-brunet-1237678)** (NMLS 1237678), Lit Financial Corporation - Lists Bank statement loan on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - 10 years licensed - No disciplinary actions on file at LenDb 15. **[Jennifer Burton](https://lendb.ai/lo/jennifer-burton-95736)** (NMLS 95736), Intercap Lending, Pacific Northwest - Lists Bank statement loan on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - 20 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 16. **[Jim Brettl](https://lendb.ai/lo/jim-brettl-455400)** (NMLS 455400), Xpert Home Lending - Lists Bank statement loan on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - No disciplinary actions on file at LenDb 17. **[Skip Leasure](https://lendb.ai/lo/skip-leasure-526803)** (NMLS 526803), Intercap Lending - Lists Bank statement loan on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - No disciplinary actions on file at LenDb 18. **[Lee Gill](https://lendb.ai/lo/lee-gill-14009)** (NMLS 14009), Intercap Lending, WA - Lists Bank statement loan on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - Branch in Washington - No disciplinary actions on file at LenDb 19. **[Jennifer Pacheco](https://lendb.ai/lo/jennifer-pacheco-486264)** (NMLS 486264), Intercap Lending, Spokane, WA - Lists Bank statement loan on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - Branch in Washington - No disciplinary actions on file at LenDb 20. **[Ravi K Bansal](https://lendb.ai/lo/ravi-k-bansal-2840451)** (NMLS 2840451), Loan Factory, Seattle, WA - Lists Bank statement loan on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - Branch in Washington - 0 years licensed - No disciplinary actions on file at LenDb 21. **[Ryan McGran](https://lendb.ai/lo/ryan-mcgran-2520487)** (NMLS 2520487), Lit Financial Corporation - Lists Bank statement loan on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - No disciplinary actions on file at LenDb 22. **[William Commons](https://lendb.ai/lo/william-commons-79745)** (NMLS 79745), Assurance Financial, Baton Rouge, LA - Lists Bank statement loan on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - 7 years licensed - No disciplinary actions on file at LenDb 23. **[Maggie Joja](https://lendb.ai/lo/maggie-joja-1919944)** (NMLS 1919944), Lit Financial Corporation - Lists Bank statement loan on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - No disciplinary actions on file at LenDb 24. **[Denise Cuddeback Montgomery](https://lendb.ai/lo/denise-montgomery-57734)** (NMLS 57734), American Pacific Mortgage, Eugene, OR - Lists Bank statement loan on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - 3 years licensed - No disciplinary actions on file at LenDb 25. **[Madhusudhan Reddy](https://lendb.ai/lo/madhusudhan-reddy-2434155)** (NMLS 2434155), Loan Factory, San Francisco, CA - Lists Bank statement loan on lender page (lender page, verified 2026-10-09) - Licensed in WA (listed on lender page, verified 2026-10-09) - 3 years licensed - No disciplinary actions on file at LenDb ## Questions to ask - Do you use personal or business statements, and what expense factor? - How do you treat large or irregular deposits? - How does pricing compare with a full documentation loan? Cite as: LenDb.ai, https://lendb.ai/s/bank-statement/washington. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._