---
canonical_url: https://lendb.ai/s/co-op/arizona
last_verified: 2026-10-09
---

# Co-op loan officers in Arizona

As of 2026-10-09, LenDb lists 49 loan officers licensed in or based in Arizona whose lender pages show Co-op work. The top-ranked are Christopher Brown (JPMorgan Chase Bank (Chase Home Lending), Phoenix), Elaine Tompkins (JPMorgan Chase Bank (Chase Home Lending), Tempe) and Kimberly A Busby (JPMorgan Chase Bank (Chase Home Lending), Phoenix). Ranking is lender-neutral: specialty evidence first, then a license in AZ, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Christopher Brown](https://lendb.ai/lo/christopher-brown-1037350)** (NMLS 1037350), JPMorgan Chase Bank (Chase Home Lending), Phoenix, AZ
   - Lists Co-op on lender page (lender page, verified 2026-10-09)
   - Office in Phoenix, AZ
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
   - Licensed since 2018 (per Florida records)
   - States 10 years of experience (lender page, 2026-10-09)
2. **[Elaine Tompkins](https://lendb.ai/lo/elaine-tompkins-1710509)** (NMLS 1710509), JPMorgan Chase Bank (Chase Home Lending), Tempe, AZ
   - Lists Co-op on lender page (lender page, verified 2026-10-09)
   - Office in Tempe, AZ
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
   - Licensed since 2018 (per Florida records)
3. **[Kimberly A Busby](https://lendb.ai/lo/kimberly-a-busby-1986318)** (NMLS 1986318), JPMorgan Chase Bank (Chase Home Lending), Phoenix, AZ
   - Lists Co-op on lender page (lender page, verified 2026-10-09)
   - Office in Phoenix, AZ
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
   - States 3 years of experience (lender page, 2026-10-09)
4. **[Celine Diaz](https://lendb.ai/lo/celine-diaz-2142412)** (NMLS 2142412), JPMorgan Chase Bank (Chase Home Lending), Phoenix, AZ
   - Lists Co-op on lender page (lender page, verified 2026-10-09)
   - Office in Phoenix, AZ
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
   - States 3 years of experience (lender page, 2026-10-09)
5. **[Beth Lewis](https://lendb.ai/lo/beth-lewis-219774)** (NMLS 219774), CrossCountry Mortgage, Evanston, IL
   - Lists Co-op on lender page (lender page, verified 2026-10-09)
   - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2010 (per Colorado records)
   - States 18 years of experience (lender page, 2026-10-09)
6. **[Juana F Ruiz](https://lendb.ai/lo/juana-f-ruiz-1249406)** (NMLS 1249406), JPMorgan Chase Bank (Chase Home Lending), Phoenix, AZ
   - Lists Co-op on lender page (lender page, verified 2026-10-09)
   - Office in Phoenix, AZ
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
7. **[Martin Ariel Fragala](https://lendb.ai/lo/martin-ariel-fragala-2214467)** (NMLS 2214467), JPMorgan Chase Bank (Chase Home Lending), Phoenix, AZ
   - Lists Co-op on lender page (lender page, verified 2026-10-09)
   - Office in Phoenix, AZ
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
8. **[Michael N Wells](https://lendb.ai/lo/michael-n-wells-1257537)** (NMLS 1257537), JPMorgan Chase Bank (Chase Home Lending), Phoenix, AZ
   - Lists Co-op on lender page (lender page, verified 2026-10-09)
   - Office in Phoenix, AZ
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
9. **[Kevin W Emmons](https://lendb.ai/lo/kevin-w-emmons-1565357)** (NMLS 1565357), JPMorgan Chase Bank (Chase Home Lending), Casa Grande, AZ
   - Lists Co-op on lender page (lender page, verified 2026-10-09)
   - Office in Casa Grande, AZ
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
10. **[Mark Stevens](https://lendb.ai/lo/mark-stevens-1630798)** (NMLS 1630798), JPMorgan Chase Bank (Chase Home Lending), Tempe, AZ
   - Lists Co-op on lender page (lender page, verified 2026-10-09)
   - Office in Tempe, AZ
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
11. **[Ivy Pingry](https://lendb.ai/lo/ivy-pingry-1846523)** (NMLS 1846523), JPMorgan Chase Bank (Chase Home Lending), Tempe, AZ
   - Lists Co-op on lender page (lender page, verified 2026-10-09)
   - Office in Tempe, AZ
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
12. **[O'Brian P Enright](https://lendb.ai/lo/o-brian-p-enright-1967525)** (NMLS 1967525), JPMorgan Chase Bank (Chase Home Lending), Phoenix, AZ
   - Lists Co-op on lender page (lender page, verified 2026-10-09)
   - Office in Phoenix, AZ
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
13. **[Katie Heyman](https://lendb.ai/lo/katie-heyman-2152726)** (NMLS 2152726), JPMorgan Chase Bank (Chase Home Lending), Phoenix, AZ
   - Lists Co-op on lender page (lender page, verified 2026-10-09)
   - Office in Phoenix, AZ
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
14. **[Brittany Jones](https://lendb.ai/lo/brittany-jones-1727701)** (NMLS 1727701), JPMorgan Chase Bank (Chase Home Lending), Phoenix, AZ
   - Lists Co-op on lender page (lender page, verified 2026-10-09)
   - Office in Phoenix, AZ
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
15. **[Greg Tuzzolino](https://lendb.ai/lo/greg-tuzzolino-2028864)** (NMLS 2028864), JPMorgan Chase Bank (Chase Home Lending), Phoenix, AZ
   - Lists Co-op on lender page (lender page, verified 2026-10-09)
   - Office in Phoenix, AZ
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
16. **[Jason Valada](https://lendb.ai/lo/jason-valada-625151)** (NMLS 625151), JPMorgan Chase Bank (Chase Home Lending), Phoenix, AZ
   - Lists Co-op on lender page (lender page, verified 2026-10-09)
   - Office in Phoenix, AZ
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
   - States 14 years of experience (lender page, 2026-10-09)
17. **[JD D Federico](https://lendb.ai/lo/joaquin-federico-1366234)** (NMLS 1366234), JPMorgan Chase Bank (Chase Home Lending), Tempe, AZ
   - Lists Co-op on lender page (lender page, verified 2026-10-09)
   - Office in Tempe, AZ
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
   - Licensed since 2016 (per Florida records)
   - States 6 years of experience (lender page, 2026-10-09)
18. **[Kyle James Gdowski](https://lendb.ai/lo/kyle-james-gdowski-1078142)** (NMLS 1078142), JPMorgan Chase Bank (Chase Home Lending), Phoenix, AZ
   - Lists Co-op on lender page (lender page, verified 2026-10-09)
   - Office in Phoenix, AZ
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
   - States 10 years of experience (lender page, 2026-10-09)
19. **[Peter Lucia](https://lendb.ai/lo/peter-lucia-157015)** (NMLS 157015), CrossCountry Mortgage, Brooklyn, NY
   - Lists Co-op on lender page (lender page, verified 2026-10-09)
   - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2017 (per Florida records)
20. **[Court Crofoot](https://lendb.ai/lo/court-crofoot-200175)** (NMLS 200175), CrossCountry Mortgage, Scottsdale, AZ
   - Lists Co-op on lender page (lender page, verified 2026-10-09)
   - Office in Scottsdale, AZ
   - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2024 (per Florida records)
21. **[Chris Leon](https://lendb.ai/lo/chris-leon-854517)** (NMLS 854517), CrossCountry Mortgage, Sierra Vista, AZ
   - Lists Co-op on lender page (lender page, verified 2026-10-09)
   - Office in Sierra Vista, AZ
   - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
22. **[Tori Irwin](https://lendb.ai/lo/tori-irwin-1993803)** (NMLS 1993803), JPMorgan Chase Bank (Chase Home Lending), Phoenix, AZ
   - Lists Co-op on lender page (lender page, verified 2026-10-09)
   - Office in Phoenix, AZ
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
   - Licensed since 2020 (per Florida records)
23. **[Mitchell G Travers](https://lendb.ai/lo/mitchell-travers-1732752)** (NMLS 1732752), JPMorgan Chase Bank (Chase Home Lending), Phoenix, AZ
   - Lists Co-op on lender page (lender page, verified 2026-10-09)
   - Office in Phoenix, AZ
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
   - Licensed since 2023 (per Florida records)
24. **[Augie Barajas](https://lendb.ai/lo/agustin-barajas-624079)** (NMLS 624079), JPMorgan Chase Bank (Chase Home Lending), Phoenix, AZ
   - Lists Co-op on lender page (lender page, verified 2026-10-09)
   - Office in Phoenix, AZ
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
   - Licensed since 2024 (per Florida records)
25. **[Arnell Brady II](https://lendb.ai/lo/arnell-brady-1128672)** (NMLS 1128672), JPMorgan Chase Bank (Chase Home Lending), Chicago, IL
   - Lists Co-op on lender page (lender page, verified 2026-10-09)
   - AZ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2023 (per Florida records)

## Questions to ask

- Do you lend on co-op shares in this building, or have you before?
- How do you coordinate with the co-op board package and recognition agreement?
- What maximum financing does this building allow?

Cite as: LenDb.ai, https://lendb.ai/s/co-op/arizona.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._