--- canonical_url: https://lendb.ai/s/co-op/california last_verified: 2026-10-09 --- # Co-op loan officers in California As of 2026-10-09, LenDb lists 66 loan officers licensed in or based in California whose lender pages show Co-op work. The top-ranked are Michael Tietz (JPMorgan Chase Bank (Chase Home Lending), San Diego), Christopher Albanese (CrossCountry Mortgage, Durango) and Beth Lewis (CrossCountry Mortgage, Evanston). Ranking is lender-neutral: specialty evidence first, then a license in CA, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Michael Tietz](https://lendb.ai/lo/michael-tietz-53715)** (NMLS 53715), JPMorgan Chase Bank (Chase Home Lending), San Diego, CA - Lists Co-op on lender page (lender page, verified 2026-10-09) - Office in San Diego, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Licensed since 2017 (per Florida records) 2. **[Christopher Albanese](https://lendb.ai/lo/christopher-albanese-63768)** (NMLS 63768), CrossCountry Mortgage, Durango, CO - Lists Co-op on lender page (lender page, verified 2026-10-09) - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) 3. **[Beth Lewis](https://lendb.ai/lo/beth-lewis-219774)** (NMLS 219774), CrossCountry Mortgage, Evanston, IL - Lists Co-op on lender page (lender page, verified 2026-10-09) - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2010 (per Colorado records) - States 18 years of experience (lender page, 2026-10-09) 4. **[Jonathan Chu](https://lendb.ai/lo/jonathan-chu-695329)** (NMLS 695329), JPMorgan Chase Bank (Chase Home Lending), Arcadia, CA - Lists Co-op on lender page (lender page, verified 2026-10-09) - Office in Arcadia, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 5. **[Lala Babakhanian](https://lendb.ai/lo/lala-babakhanian-483215)** (NMLS 483215), JPMorgan Chase Bank (Chase Home Lending), Glendale, CA - Lists Co-op on lender page (lender page, verified 2026-10-09) - Office in Glendale, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 6. **[Cherolynn Vila](https://lendb.ai/lo/cherolynn-vila-554826)** (NMLS 554826), JPMorgan Chase Bank (Chase Home Lending), Truckee, CA - Lists Co-op on lender page (lender page, verified 2026-10-09) - Office in Truckee, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 7. **[David Chang](https://lendb.ai/lo/david-chang-669135)** (NMLS 669135), JPMorgan Chase Bank (Chase Home Lending), City Of Industry, CA - Lists Co-op on lender page (lender page, verified 2026-10-09) - Office in City Of Industry, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 8. **[Barbara McDonough](https://lendb.ai/lo/barbara-mcdonough-670911)** (NMLS 670911), JPMorgan Chase Bank (Chase Home Lending), San Francisco, CA - Lists Co-op on lender page (lender page, verified 2026-10-09) - Office in San Francisco, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 9. **[Nancee Fujitake](https://lendb.ai/lo/nancee-fujitake-670919)** (NMLS 670919), JPMorgan Chase Bank (Chase Home Lending), San Francisco, CA - Lists Co-op on lender page (lender page, verified 2026-10-09) - Office in San Francisco, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 10. **[Rene Perez](https://lendb.ai/lo/rene-perez-799392)** (NMLS 799392), JPMorgan Chase Bank (Chase Home Lending), San Francisco, CA - Lists Co-op on lender page (lender page, verified 2026-10-09) - Office in San Francisco, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 11. **[Ryan T. Hofmann](https://lendb.ai/lo/ryan-t-hofmann-1719056)** (NMLS 1719056), JPMorgan Chase Bank (Chase Home Lending), Pinole, CA - Lists Co-op on lender page (lender page, verified 2026-10-09) - Office in Pinole, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 12. **[William Endres](https://lendb.ai/lo/william-endres-1856958)** (NMLS 1856958), JPMorgan Chase Bank (Chase Home Lending), Marina Del Rey, CA - Lists Co-op on lender page (lender page, verified 2026-10-09) - Office in Marina Del Rey, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 13. **[Chris Noceti](https://lendb.ai/lo/chris-noceti-360753)** (NMLS 360753), JPMorgan Chase Bank (Chase Home Lending), San Francisco, CA - Lists Co-op on lender page (lender page, verified 2026-10-09) - Office in San Francisco, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 14. **[Kathy A Liu](https://lendb.ai/lo/kathy-a-liu-410091)** (NMLS 410091), JPMorgan Chase Bank (Chase Home Lending), San Francisco, CA - Lists Co-op on lender page (lender page, verified 2026-10-09) - Office in San Francisco, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 15. **[Shane Smith](https://lendb.ai/lo/shane-smith-235902)** (NMLS 235902), JPMorgan Chase Bank (Chase Home Lending), San Diego, CA - Lists Co-op on lender page (lender page, verified 2026-10-09) - Office in San Diego, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Licensed since 2014 (per Florida records) 16. **[Court Crofoot](https://lendb.ai/lo/court-crofoot-200175)** (NMLS 200175), CrossCountry Mortgage, Scottsdale, AZ - Lists Co-op on lender page (lender page, verified 2026-10-09) - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2013 (per Colorado records) 17. **[David Ho](https://lendb.ai/lo/david-ho-1399224)** (NMLS 1399224), JPMorgan Chase Bank (Chase Home Lending), San Francisco, CA - Lists Co-op on lender page (lender page, verified 2026-10-09) - Office in San Francisco, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Licensed since 2018 (per Florida records) 18. **[Nicole McCarthy](https://lendb.ai/lo/nicole-mccarthy-63737)** (NMLS 63737), CrossCountry Mortgage, Union, NJ - Lists Co-op on lender page (lender page, verified 2026-10-09) - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) 19. **[Scott Nadler](https://lendb.ai/lo/scott-nadler-385124)** (NMLS 385124), CrossCountry Mortgage, Brooklyn, NY - Lists Co-op on lender page (lender page, verified 2026-10-09) - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) 20. **[May Heravi](https://lendb.ai/lo/may-heravi-414192)** (NMLS 414192), JPMorgan Chase Bank (Chase Home Lending), Danville, CA - Lists Co-op on lender page (lender page, verified 2026-10-09) - Office in Danville, CA - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS) 21. **[Dustin Sundby](https://lendb.ai/lo/dustin-sundby-2014634)** (NMLS 2014634), JPMorgan Chase Bank (Chase Home Lending), Culver City, CA - Lists Co-op on lender page (lender page, verified 2026-10-09) - Office in Culver City, CA - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS) 22. **[Eric Wood](https://lendb.ai/lo/eric-wood-282823)** (NMLS 282823), JPMorgan Chase Bank (Chase Home Lending), San Mateo, CA - Lists Co-op on lender page (lender page, verified 2026-10-09) - Office in San Mateo, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Licensed since 2022 (per Florida records) 23. **[Arnell Brady II](https://lendb.ai/lo/arnell-brady-1128672)** (NMLS 1128672), JPMorgan Chase Bank (Chase Home Lending), Chicago, IL - Lists Co-op on lender page (lender page, verified 2026-10-09) - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) 24. **[Sal Padilla](https://lendb.ai/lo/sal-padilla-395123)** (NMLS 395123), JPMorgan Chase Bank (Chase Home Lending), Coronado, CA - Lists Co-op on lender page (lender page, verified 2026-10-09) - Office in Coronado, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 25. **[Kimmie Vo](https://lendb.ai/lo/kimmie-vo-407542)** (NMLS 407542), JPMorgan Chase Bank (Chase Home Lending), Cupertino, CA - Lists Co-op on lender page (lender page, verified 2026-10-09) - Office in Cupertino, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS ## Questions to ask - Do you lend on co-op shares in this building, or have you before? - How do you coordinate with the co-op board package and recognition agreement? - What maximum financing does this building allow? Cite as: LenDb.ai, https://lendb.ai/s/co-op/california. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._