{
  "canonical_url": "https://lendb.ai/s/co-op/utah",
  "summary": "As of 2026-10-09, LenDb lists 1 loan officer licensed in or based in Utah whose lender pages show Co-op work. The top-ranked is Jonathon Hawk (JPMorgan Chase Bank (Chase Home Lending), Orem). Ranking is lender-neutral: specialty evidence first, then a license in UT, branch location, experience and profile completeness. Nobody pays for placement.",
  "specialty": "co-op",
  "state": "UT",
  "total": 1,
  "last_verified": "2026-10-09",
  "results": [
    {
      "rank": 1,
      "score": 42.5,
      "loan_officer": {
        "nmls_id": 1438198,
        "slug": "jonathon-hawk-1438198",
        "full_name": "Jonathon Hawk",
        "canonical_url": "https://lendb.ai/lo/jonathon-hawk-1438198",
        "json_url": "https://lendb.ai/lo/jonathon-hawk-1438198.json",
        "lender": {
          "nmls_id": 399798,
          "name": "JPMorgan Chase Bank (Chase Home Lending)",
          "canonical_url": "https://lendb.ai/lender/chase-399798",
          "type": "bank"
        },
        "branch": {
          "city": "Orem",
          "state": "UT"
        },
        "licensed_states": [],
        "licenses": [],
        "federal_registration_likely": true,
        "languages": [],
        "specialties": [
          {
            "slug": "co-op",
            "evidence": "lender_page_text"
          },
          {
            "slug": "condo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "fha",
            "evidence": "lender_page_text"
          },
          {
            "slug": "self-employed",
            "evidence": "lender_page_text"
          },
          {
            "slug": "jumbo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": null,
        "licensed_since": null,
        "years_experience": null,
        "lender_profile_url": "https://homelendingadvisor.chase.com/ut/orem/1115-s-800-e-hla-1438198",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Co-op on lender page (lender page, verified 2026-10-09)",
        "Office in Orem, UT",
        "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS"
      ],
      "canonical_url": "https://lendb.ai/lo/jonathon-hawk-1438198",
      "license_check": {
        "state": "UT",
        "confidence": "federal_registration",
        "eligible": true,
        "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS",
        "verified_at": "2026-10-09",
        "source_url": null
      },
      "match_status": "exact",
      "matched_specialties": [
        "co-op"
      ],
      "unconfirmed_specialties": []
    }
  ]
}