---
canonical_url: https://lendb.ai/s/co-op/virginia
last_verified: 2026-10-09
---

# Co-op loan officers in Virginia

As of 2026-10-09, LenDb lists 8 loan officers licensed in or based in Virginia whose lender pages show Co-op work. The top-ranked are Pat Lavell (CrossCountry Mortgage, Pittsford), Joel Bisaillon (JPMorgan Chase Bank (Chase Home Lending), Fairfax) and Beth Lewis (CrossCountry Mortgage, Evanston). Ranking is lender-neutral: specialty evidence first, then a license in VA, branch location, experience and profile completeness. Nobody pays for placement.

## Ranked, with reasons

1. **[Pat Lavell](https://lendb.ai/lo/patrick-lavell-179233)** (NMLS 179233), CrossCountry Mortgage, Pittsford, NY
   - Lists Co-op on lender page (lender page, verified 2026-10-09)
   - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2011 (per Florida records)
   - States 30 years of experience (lender page, 2026-10-09)
2. **[Joel Bisaillon](https://lendb.ai/lo/joel-bisaillon-565921)** (NMLS 565921), JPMorgan Chase Bank (Chase Home Lending), Fairfax, VA
   - Lists Co-op on lender page (lender page, verified 2026-10-09)
   - Office in Fairfax, VA
   - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - States 22 years of experience (lender page, 2026-10-09)
3. **[Beth Lewis](https://lendb.ai/lo/beth-lewis-219774)** (NMLS 219774), CrossCountry Mortgage, Evanston, IL
   - Lists Co-op on lender page (lender page, verified 2026-10-09)
   - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2010 (per Colorado records)
   - States 18 years of experience (lender page, 2026-10-09)
4. **[Dan Murphy](https://lendb.ai/lo/dan-murphy-2765982)** (NMLS 2765982), First Home Mortgage, Chevy Chase, MD
   - Lists Co-op on lender page (lender page, verified 2026-10-09)
   - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
5. **[Peter Lucia](https://lendb.ai/lo/peter-lucia-157015)** (NMLS 157015), CrossCountry Mortgage, Brooklyn, NY
   - Lists Co-op on lender page (lender page, verified 2026-10-09)
   - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2017 (per Florida records)
6. **[John Gnisci](https://lendb.ai/lo/john-gnisci-727328)** (NMLS 727328), CrossCountry Mortgage, Sarasota, FL
   - Lists Co-op on lender page (lender page, verified 2026-10-09)
   - VA listed on their lender page (not yet checked with the state regulator; verify at NMLS)
   - Licensed since 2021 (per Florida records)
7. **[Louis Patierno](https://lendb.ai/lo/louis-patierno-9820)** (NMLS 9820), JPMorgan Chase Bank (Chase Home Lending), McLean, VA
   - Lists Co-op on lender page (lender page, verified 2026-10-09)
   - Office in McLean, VA
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
8. **[Kelly Freeland](https://lendb.ai/lo/kelly-freeland-598584)** (NMLS 598584), JPMorgan Chase Bank (Chase Home Lending), Arlington, VA
   - Lists Co-op on lender page (lender page, verified 2026-10-09)
   - Office in Arlington, VA
   - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS

## Questions to ask

- Do you lend on co-op shares in this building, or have you before?
- How do you coordinate with the co-op board package and recognition agreement?
- What maximum financing does this building allow?

Cite as: LenDb.ai, https://lendb.ai/s/co-op/virginia.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._