--- canonical_url: https://lendb.ai/s/condo/california last_verified: 2026-10-09 --- # Condo loan officers in California As of 2026-10-09, LenDb lists 91 loan officers licensed in or based in California whose lender pages show Condo work. The top-ranked are Cory Blackburn (Loan Factory), Esperanza Alvarez (Loan Factory) and Jeffrey Zulauf (CrossCountry Mortgage, Suwanee). Ranking is lender-neutral: specialty evidence first, then a license in CA, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Cory Blackburn](https://lendb.ai/lo/corwin-blackburn-251419)** (NMLS 251419), Loan Factory - Lists Condo on lender page (lender page, verified 2026-10-09) - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 2. **[Esperanza Alvarez](https://lendb.ai/lo/esperanza-alvarez-1987734)** (NMLS 1987734), Loan Factory, CA - Lists Condo on lender page (lender page, verified 2026-10-09) - Office in California - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 30 years of experience (lender page, 2026-10-09) 3. **[Jeffrey Zulauf](https://lendb.ai/lo/jeffrey-zulauf-18566)** (NMLS 18566), CrossCountry Mortgage, Suwanee, GA - Lists Condo on lender page (lender page, verified 2026-10-09) - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) - States 15 years of experience (lender page, 2026-10-09) 4. **[Maggie Mikaitis](https://lendb.ai/lo/maggie-mikaitis-1395394)** (NMLS 1395394), CrossCountry Mortgage, Chicago, IL - Lists Condo on lender page (lender page, verified 2026-10-09) - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) - States 13 years of experience (lender page, 2026-10-09) 5. **[Karen Chiu](https://lendb.ai/lo/karen-chiu-611778)** (NMLS 611778), CrossCountry Mortgage, San Gabriel, CA - Lists Condo on lender page (lender page, verified 2026-10-09) - Office in San Gabriel, CA - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Colorado records) 6. **[Michael Tietz](https://lendb.ai/lo/michael-tietz-53715)** (NMLS 53715), JPMorgan Chase Bank (Chase Home Lending), San Diego, CA - Lists Condo on lender page (lender page, verified 2026-10-09) - Office in San Diego, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Licensed since 2017 (per Florida records) 7. **[Wendy Russell](https://lendb.ai/lo/wendy-russell-390282)** (NMLS 390282), CrossCountry Mortgage, Ventura, CA - Lists Condo on lender page (lender page, verified 2026-10-09) - Office in Ventura, CA - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) - States 37 years of experience (lender page, 2026-10-09) 8. **[Jacqueline Allen](https://lendb.ai/lo/jacqueline-allen-528786)** (NMLS 528786), CrossCountry Mortgage, El Segundo, CA - Lists Condo on lender page (lender page, verified 2026-10-09) - Office in El Segundo, CA - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 9. **[Gary Forward](https://lendb.ai/lo/gary-forward-246757)** (NMLS 246757), American Pacific Mortgage, Dana Point, CA - Lists Condo on lender page (lender page, verified 2026-10-09) - Office in Dana Point, CA - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 27 years of experience (lender page, 2026-10-09) 10. **[Christopher Albanese](https://lendb.ai/lo/christopher-albanese-63768)** (NMLS 63768), CrossCountry Mortgage, Durango, CO - Lists Condo on lender page (lender page, verified 2026-10-09) - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) 11. **[Nicole Kwan](https://lendb.ai/lo/nicole-kwan-477256)** (NMLS 477256), CrossCountry Mortgage, Lexington, MA - Lists Condo on lender page (lender page, verified 2026-10-09) - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 12. **[Lenae Vandegrift](https://lendb.ai/lo/lenae-vandegrift-649456)** (NMLS 649456), American Pacific Mortgage, Thornton, CO - Lists Condo on lender page (lender page, verified 2026-10-09) - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Colorado records) 13. **[Nicole Perrone](https://lendb.ai/lo/nicole-perrone-235881)** (NMLS 235881), CrossCountry Mortgage, Union, NJ - Lists Condo on lender page (lender page, verified 2026-10-09) - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 14. **[Kerry Casey](https://lendb.ai/lo/kerry-casey-2613437)** (NMLS 2613437), CrossCountry Mortgage, Beverly, MA - Lists Condo on lender page (lender page, verified 2026-10-09) - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 15. **[Jonathan Chu](https://lendb.ai/lo/jonathan-chu-695329)** (NMLS 695329), JPMorgan Chase Bank (Chase Home Lending), Arcadia, CA - Lists Condo on lender page (lender page, verified 2026-10-09) - Office in Arcadia, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 16. **[Lala Babakhanian](https://lendb.ai/lo/lala-babakhanian-483215)** (NMLS 483215), JPMorgan Chase Bank (Chase Home Lending), Glendale, CA - Lists Condo on lender page (lender page, verified 2026-10-09) - Office in Glendale, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 17. **[Cherolynn Vila](https://lendb.ai/lo/cherolynn-vila-554826)** (NMLS 554826), JPMorgan Chase Bank (Chase Home Lending), Truckee, CA - Lists Condo on lender page (lender page, verified 2026-10-09) - Office in Truckee, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 18. **[David Chang](https://lendb.ai/lo/david-chang-669135)** (NMLS 669135), JPMorgan Chase Bank (Chase Home Lending), City Of Industry, CA - Lists Condo on lender page (lender page, verified 2026-10-09) - Office in City Of Industry, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 19. **[Barbara McDonough](https://lendb.ai/lo/barbara-mcdonough-670911)** (NMLS 670911), JPMorgan Chase Bank (Chase Home Lending), San Francisco, CA - Lists Condo on lender page (lender page, verified 2026-10-09) - Office in San Francisco, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 20. **[Nancee Fujitake](https://lendb.ai/lo/nancee-fujitake-670919)** (NMLS 670919), JPMorgan Chase Bank (Chase Home Lending), San Francisco, CA - Lists Condo on lender page (lender page, verified 2026-10-09) - Office in San Francisco, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 21. **[Rene Perez](https://lendb.ai/lo/rene-perez-799392)** (NMLS 799392), JPMorgan Chase Bank (Chase Home Lending), San Francisco, CA - Lists Condo on lender page (lender page, verified 2026-10-09) - Office in San Francisco, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 22. **[Ryan T. Hofmann](https://lendb.ai/lo/ryan-t-hofmann-1719056)** (NMLS 1719056), JPMorgan Chase Bank (Chase Home Lending), Pinole, CA - Lists Condo on lender page (lender page, verified 2026-10-09) - Office in Pinole, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 23. **[William Endres](https://lendb.ai/lo/william-endres-1856958)** (NMLS 1856958), JPMorgan Chase Bank (Chase Home Lending), Marina Del Rey, CA - Lists Condo on lender page (lender page, verified 2026-10-09) - Office in Marina Del Rey, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 24. **[Chris Noceti](https://lendb.ai/lo/chris-noceti-360753)** (NMLS 360753), JPMorgan Chase Bank (Chase Home Lending), San Francisco, CA - Lists Condo on lender page (lender page, verified 2026-10-09) - Office in San Francisco, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 25. **[Kathy A Liu](https://lendb.ai/lo/kathy-a-liu-410091)** (NMLS 410091), JPMorgan Chase Bank (Chase Home Lending), San Francisco, CA - Lists Condo on lender page (lender page, verified 2026-10-09) - Office in San Francisco, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS ## Questions to ask - Is this project already approved or warrantable with your investors? - What documents do you need from the HOA, and who orders the condo questionnaire? - How do you handle a project with pending litigation or low reserves? Cite as: LenDb.ai, https://lendb.ai/s/condo/california. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._