{ "canonical_url": "https://lendb.ai/s/condo/connecticut", "summary": "As of 2026-10-11, LenDb lists 28 loan officers licensed in or based in Connecticut whose lender pages show Condo work. The top-ranked are Susan Lake (CrossCountry Mortgage, Denville), Jason Gravelle (CMG Home Loans, Dedham) and Peter Ventriglia (JPMorgan Chase Bank (Chase Home Lending), Old Greenwich). Ranking is lender-neutral: specialty evidence first, then a license in CT, branch location, experience and profile completeness. Nobody pays for placement.", "specialty": "condo", "state": "CT", "total": 28, "last_verified": "2026-10-11", "results": [ { "rank": 1, "score": 59.8, "loan_officer": { "nmls_id": 61474, "slug": "susan-lake-61474", "full_name": "Susan Lake", "canonical_url": "https://lendb.ai/lo/susan-lake-61474", "json_url": "https://lendb.ai/lo/susan-lake-61474.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Denville", "state": "NJ" }, "licensed_states": [ "FL", "CT", "NJ", "NY", "PA" ], "licenses": [ { "state": "CT", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "NJ", "confidence": "lender_reported" }, { "state": "NY", "confidence": "lender_reported" }, { "state": "PA", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "co-op", "evidence": "lender_page_text" }, { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": { "date": "2022-11-01", "state": "FL" }, "licensed_since": { "year": 2022, "state": "FL" }, "years_experience": 24, "lender_profile_url": "https://crosscountrymortgage.com/denville-nj-3480/susan-lake/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Condo on lender page (lender page, verified 2026-10-09)", "CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: November 1, 2022 (Florida), per state regulator", "States 24 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/susan-lake-61474", "license_check": { "state": "CT", "confidence": "lender_reported", "eligible": true, "label": "CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/denville-nj-3480/susan-lake/" }, "match_status": "exact", "matched_specialties": [ "condo" ], "unconfirmed_specialties": [] }, { "rank": 2, "score": 57.8, "loan_officer": { "nmls_id": 20342, "slug": "jason-gravelle-20342", "full_name": "Jason Gravelle", "canonical_url": "https://lendb.ai/lo/jason-gravelle-20342", "json_url": "https://lendb.ai/lo/jason-gravelle-20342.json", "lender": { "nmls_id": 1820, "name": "CMG Home Loans", "canonical_url": "https://lendb.ai/lender/cmg-home-loans-1820", "type": "imb" }, "branch": { "city": "Dedham", "state": "MA" }, "licensed_states": [ "FL", "CT", "MA", "NH", "RI" ], "licenses": [ { "state": "CT", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "MA", "confidence": "lender_reported" }, { "state": "NH", "confidence": "lender_reported" }, { "state": "RI", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": { "date": "2018-07-12", "state": "FL" }, "licensed_since": { "year": 2018, "state": "FL" }, "years_experience": 26, "lender_profile_url": "https://www.cmghomeloans.com/mysite/jason-gravelle", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Condo on lender page (lender page, verified 2026-10-11)", "CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: July 12, 2018 (Florida), per state regulator", "States 26 years of experience (lender page, 2026-10-11)" ], "canonical_url": "https://lendb.ai/lo/jason-gravelle-20342", "license_check": { "state": "CT", "confidence": "lender_reported", "eligible": true, "label": "CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-11", "source_url": "https://www.cmghomeloans.com/mysite/jason-gravelle" }, "match_status": "exact", "matched_specialties": [ "condo" ], "unconfirmed_specialties": [] }, { "rank": 3, "score": 55, "loan_officer": { "nmls_id": 16032, "slug": "peter-ventriglia-16032", "full_name": "Peter Ventriglia", "canonical_url": "https://lendb.ai/lo/peter-ventriglia-16032", "json_url": "https://lendb.ai/lo/peter-ventriglia-16032.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "canonical_url": "https://lendb.ai/lender/chase-399798", "type": "bank" }, "branch": { "city": "Old Greenwich", "state": "CT" }, "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [], "specialties": [ { "slug": "co-op", "evidence": "lender_page_text" }, { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "vacation-home", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": { "date": "2017-02-22", "state": "FL" }, "licensed_since": { "year": 2017, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://homelendingadvisor.chase.com/ct/old-greenwich/260-sound-beach-ave-hla-16032", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Condo on lender page (lender page, verified 2026-10-09)", "Office in Old Greenwich, CT", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "Earliest state license record: February 22, 2017 (Florida), per state regulator" ], "canonical_url": "https://lendb.ai/lo/peter-ventriglia-16032", "license_check": { "state": "CT", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-09", "source_url": null }, "match_status": "exact", "matched_specialties": [ "condo" ], "unconfirmed_specialties": [] }, { "rank": 4, "score": 52.8, "loan_officer": { "nmls_id": 63768, "slug": "christopher-albanese-63768", "full_name": "Christopher Albanese", "canonical_url": "https://lendb.ai/lo/christopher-albanese-63768", "json_url": "https://lendb.ai/lo/christopher-albanese-63768.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Durango", "state": "CO" }, "licensed_states": [ "FL", "CA", "CO", "CT", "IL", "MA", "NJ", "NY" ], "licenses": [ { "state": "CA", "confidence": "lender_reported" }, { "state": "CO", "confidence": "confirmed" }, { "state": "CT", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "IL", "confidence": "lender_reported" }, { "state": "MA", "confidence": "lender_reported" }, { "state": "NJ", "confidence": "lender_reported" }, { "state": "NY", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "multi-family-2-4", "evidence": "lender_page_text" }, { "slug": "co-op", "evidence": "lender_page_text" }, { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": { "date": "2020-09-28", "state": "FL" }, "licensed_since": { "year": 2020, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/durango-co-5164/christopher-albanese/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Condo on lender page (lender page, verified 2026-10-09)", "CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: September 28, 2020 (Florida), per state regulator" ], "canonical_url": "https://lendb.ai/lo/christopher-albanese-63768", "license_check": { "state": "CT", "confidence": "lender_reported", "eligible": true, "label": "CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/durango-co-5164/christopher-albanese/" }, "match_status": "exact", "matched_specialties": [ "condo" ], "unconfirmed_specialties": [] }, { "rank": 5, "score": 52.8, "loan_officer": { "nmls_id": 93999, "slug": "linda-p-fay-93999", "full_name": "Linda P. Fay", "canonical_url": "https://lendb.ai/lo/linda-p-fay-93999", "json_url": "https://lendb.ai/lo/linda-p-fay-93999.json", "lender": { "nmls_id": 2289, "name": "Fairway Independent Mortgage Corporation", "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289", "type": "imb" }, "branch": { "city": "Suffield", "state": "CT" }, "licensed_states": [ "CT" ], "licenses": [ { "state": "CT", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "vacation-home", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://www.fairway.com/lo/linda-fay-93999", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Condo on lender page (lender page, verified 2026-10-09)", "Office in Suffield, CT", "CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)" ], "canonical_url": "https://lendb.ai/lo/linda-p-fay-93999", "license_check": { "state": "CT", "confidence": "lender_reported", "eligible": true, "label": "CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.fairway.com/lo/linda-fay-93999" }, "match_status": "exact", "matched_specialties": [ "condo" ], "unconfirmed_specialties": [] }, { "rank": 6, "score": 52.5, "loan_officer": { "nmls_id": 624106, "slug": "mary-anne-conner-624106", "full_name": "Mary Anne Conner", "canonical_url": "https://lendb.ai/lo/mary-anne-conner-624106", "json_url": "https://lendb.ai/lo/mary-anne-conner-624106.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "canonical_url": "https://lendb.ai/lender/chase-399798", "type": "bank" }, "branch": { "city": "Orange", "state": "CT" }, "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [], "specialties": [ { "slug": "co-op", "evidence": "lender_page_text" }, { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "vacation-home", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": 20, "lender_profile_url": "https://homelendingadvisor.chase.com/ct/orange/262-boston-post-rd-hla-624106", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Condo on lender page (lender page, verified 2026-10-09)", "Office in Orange, CT", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "States 20 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/mary-anne-conner-624106", "license_check": { "state": "CT", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-09", "source_url": null }, "match_status": "exact", "matched_specialties": [ "condo" ], "unconfirmed_specialties": [] }, { "rank": 7, "score": 51.8, "loan_officer": { "nmls_id": 513224, "slug": "david-fay-513224", "full_name": "David Fay", "canonical_url": "https://lendb.ai/lo/david-fay-513224", "json_url": "https://lendb.ai/lo/david-fay-513224.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Lexington", "state": "MA" }, "licensed_states": [ "CT", "MA", "NC", "NH", "NJ", "PA", "RI", "VA" ], "licenses": [ { "state": "CT", "confidence": "lender_reported" }, { "state": "MA", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "NH", "confidence": "lender_reported" }, { "state": "NJ", "confidence": "lender_reported" }, { "state": "PA", "confidence": "confirmed" }, { "state": "RI", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "physician", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": 25, "lender_profile_url": "https://crosscountrymortgage.com/lexington-ma-4841/david-fay/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Condo on lender page (lender page, verified 2026-10-09)", "CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "States 25 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/david-fay-513224", "license_check": { "state": "CT", "confidence": "lender_reported", "eligible": true, "label": "CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/lexington-ma-4841/david-fay/" }, "match_status": "exact", "matched_specialties": [ "condo" ], "unconfirmed_specialties": [] }, { "rank": 8, "score": 51.8, "loan_officer": { "nmls_id": 1430162, "slug": "trish-nguyen-1430162", "full_name": "Trish Nguyen", "canonical_url": "https://lendb.ai/lo/trish-nguyen-1430162", "json_url": "https://lendb.ai/lo/trish-nguyen-1430162.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Braintree", "state": "MA" }, "licensed_states": [ "CT", "GA", "MA" ], "licenses": [ { "state": "CT", "confidence": "lender_reported" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "MA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "non-qm", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": 20, "lender_profile_url": "https://crosscountrymortgage.com/braintree-ma-4182/phuong-nguyen/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Condo on lender page (lender page, verified 2026-10-09)", "CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "States 20 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/trish-nguyen-1430162", "license_check": { "state": "CT", "confidence": "lender_reported", "eligible": true, "label": "CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/braintree-ma-4182/phuong-nguyen/" }, "match_status": "exact", "matched_specialties": [ "condo" ], "unconfirmed_specialties": [] }, { "rank": 9, "score": 51.8, "loan_officer": { "nmls_id": 2613437, "slug": "kerry-casey-2613437", "full_name": "Kerry Casey", "canonical_url": "https://lendb.ai/lo/kerry-casey-2613437", "json_url": "https://lendb.ai/lo/kerry-casey-2613437.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Beverly", "state": "MA" }, "licensed_states": [ "CA", "CT", "MA", "ME", "NH" ], "licenses": [ { "state": "CA", "confidence": "lender_reported" }, { "state": "CT", "confidence": "lender_reported" }, { "state": "MA", "confidence": "lender_reported" }, { "state": "ME", "confidence": "lender_reported" }, { "state": "NH", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": 20, "lender_profile_url": "https://crosscountrymortgage.com/beverly-ma-4802/kerry-casey/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Condo on lender page (lender page, verified 2026-10-09)", "CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "States 20 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/kerry-casey-2613437", "license_check": { "state": "CT", "confidence": "lender_reported", "eligible": true, "label": "CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/beverly-ma-4802/kerry-casey/" }, "match_status": "exact", "matched_specialties": [ "condo" ], "unconfirmed_specialties": [] }, { "rank": 10, "score": 50.5, "loan_officer": { "nmls_id": 625145, "slug": "jay-de-castro-625145", "full_name": "Jay de Castro", "canonical_url": "https://lendb.ai/lo/jay-de-castro-625145", "json_url": "https://lendb.ai/lo/jay-de-castro-625145.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "canonical_url": "https://lendb.ai/lender/chase-399798", "type": "bank" }, "branch": { "city": "Greenwich", "state": "CT" }, "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [], "specialties": [ { "slug": "co-op", "evidence": "lender_page_text" }, { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "vacation-home", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://homelendingadvisor.chase.com/ct/greenwich/111-w-putnam-ave-hla-625145", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Condo on lender page (lender page, verified 2026-10-09)", "Office in Greenwich, CT", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS" ], "canonical_url": "https://lendb.ai/lo/jay-de-castro-625145", "license_check": { "state": "CT", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-09", "source_url": null }, "match_status": "exact", "matched_specialties": [ "condo" ], "unconfirmed_specialties": [] }, { "rank": 11, "score": 50.5, "loan_officer": { "nmls_id": 626129, "slug": "kim-hafford-626129", "full_name": "Kim Hafford", "canonical_url": "https://lendb.ai/lo/kim-hafford-626129", "json_url": "https://lendb.ai/lo/kim-hafford-626129.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "canonical_url": "https://lendb.ai/lender/chase-399798", "type": "bank" }, "branch": { "city": "New Haven", "state": "CT" }, "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [], "specialties": [ { "slug": "co-op", "evidence": "lender_page_text" }, { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://homelendingadvisor.chase.com/ct/new-haven/234-church-st-hla-626129", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Condo on lender page (lender page, verified 2026-10-09)", "Office in New Haven, CT", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS" ], "canonical_url": "https://lendb.ai/lo/kim-hafford-626129", "license_check": { "state": "CT", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). 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verify at NMLS)", "Earliest state license record: February 4, 2022 (Florida), per state regulator" ], "canonical_url": "https://lendb.ai/lo/justin-bonura-73184", "license_check": { "state": "CT", "confidence": "lender_reported", "eligible": true, "label": "CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/denville-nj-4151/justin-bonura/" }, "match_status": "exact", "matched_specialties": [ "condo" ], "unconfirmed_specialties": [] }, { "rank": 21, "score": 43.8, "loan_officer": { "nmls_id": 1470292, "slug": "zak-raffel-1470292", "full_name": "Zak Raffel", "canonical_url": "https://lendb.ai/lo/zak-raffel-1470292", "json_url": "https://lendb.ai/lo/zak-raffel-1470292.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Montvale", "state": "NJ" }, "licensed_states": [ "FL", "CT", "NJ", "NY", "PA" ], "licenses": [ { "state": "CT", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "NJ", "confidence": "lender_reported" }, { "state": "NY", "confidence": "lender_reported" }, { "state": "PA", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": { "date": "2022-01-18", "state": "FL" }, "licensed_since": { "year": 2022, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/montvale-nj-3846/zak-raffel/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Condo on lender page (lender page, verified 2026-10-09)", "CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: January 18, 2022 (Florida), per state regulator" ], "canonical_url": "https://lendb.ai/lo/zak-raffel-1470292", "license_check": { "state": "CT", "confidence": "lender_reported", "eligible": true, "label": "CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/montvale-nj-3846/zak-raffel/" }, "match_status": "exact", "matched_specialties": [ "condo" ], "unconfirmed_specialties": [] }, { "rank": 22, "score": 43.5, "loan_officer": { "nmls_id": 539922, "slug": "david-rodriguez-539922", "full_name": "David Rodriguez", "canonical_url": "https://lendb.ai/lo/david-rodriguez-539922", "json_url": "https://lendb.ai/lo/david-rodriguez-539922.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Brooklyn", "state": "NY" }, "licensed_states": [ "FL", "CT", "NJ", "NY" ], "licenses": [ { "state": "CT", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "NJ", "confidence": "lender_reported" }, { "state": "NY", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "co-op", "evidence": "lender_page_text" }, { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": { "date": "2021-07-07", "state": "FL" }, "licensed_since": { "year": 2021, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/brooklyn-ny-5601/david-rodriguez/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Condo on lender page (lender page, verified 2026-10-09)", "CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: July 7, 2021 (Florida), per state regulator" ], "canonical_url": "https://lendb.ai/lo/david-rodriguez-539922", "license_check": { "state": "CT", "confidence": "lender_reported", "eligible": true, "label": "CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/brooklyn-ny-5601/david-rodriguez/" }, "match_status": "exact", "matched_specialties": [ "condo" ], "unconfirmed_specialties": [] }, { "rank": 23, "score": 43.5, "loan_officer": { "nmls_id": 685473, "slug": "michael-bomparola-685473", "full_name": "Michael Bomparola", "canonical_url": "https://lendb.ai/lo/michael-bomparola-685473", "json_url": "https://lendb.ai/lo/michael-bomparola-685473.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Brooklyn", "state": "NY" }, "licensed_states": [ "FL", "CT", "NJ", "NY", "PA", "RI", "TX" ], "licenses": [ { "state": "CT", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "NJ", "confidence": "lender_reported" }, { "state": "NY", "confidence": "lender_reported" }, { "state": "PA", "confidence": "confirmed" }, { "state": "RI", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "co-op", "evidence": "lender_page_text" }, { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "heloc", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": { "date": "2021-12-08", "state": "FL" }, "licensed_since": { "year": 2021, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/brooklyn-ny-5601/michael-bomparola/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Condo on lender page (lender page, verified 2026-10-09)", "CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: December 8, 2021 (Florida), per state regulator" ], "canonical_url": "https://lendb.ai/lo/michael-bomparola-685473", "license_check": { "state": "CT", "confidence": "lender_reported", "eligible": true, "label": "CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/brooklyn-ny-5601/michael-bomparola/" }, "match_status": "exact", "matched_specialties": [ "condo" ], "unconfirmed_specialties": [] }, { "rank": 24, "score": 42.5, "loan_officer": { "nmls_id": 135210, "slug": "darryl-wattree-135210", "full_name": "Darryl Wattree", "canonical_url": "https://lendb.ai/lo/darryl-wattree-135210", "json_url": "https://lendb.ai/lo/darryl-wattree-135210.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "canonical_url": "https://lendb.ai/lender/chase-399798", "type": "bank" }, "branch": { "city": "Stamford", "state": "CT" }, "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [], "specialties": [ { "slug": "co-op", "evidence": "lender_page_text" }, { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "vacation-home", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://homelendingadvisor.chase.com/ct/stamford/45-prospect-st-hla-135210", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Condo on lender page (lender page, verified 2026-10-09)", "Office in Stamford, CT", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS" ], "canonical_url": "https://lendb.ai/lo/darryl-wattree-135210", "license_check": { "state": "CT", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-09", "source_url": null }, "match_status": "exact", "matched_specialties": [ "condo" ], "unconfirmed_specialties": [] }, { "rank": 25, "score": 42.5, "loan_officer": { "nmls_id": 626691, "slug": "anthony-ayala-626691", "full_name": "Tony Ayala", "canonical_url": "https://lendb.ai/lo/anthony-ayala-626691", "json_url": "https://lendb.ai/lo/anthony-ayala-626691.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Brooklyn", "state": "NY" }, "licensed_states": [ "FL", "CT", "NJ", "NY", "PA" ], "licenses": [ { "state": "CT", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "NJ", "confidence": "lender_reported" }, { "state": "NY", "confidence": "lender_reported" }, { "state": "PA", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "co-op", "evidence": "lender_page_text" }, { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "down-payment-assistance", "evidence": "lender_page_text" } ], "years_licensed": null, "earliest_license_record": { "date": "2023-05-26", "state": "FL" }, "licensed_since": { "year": 2023, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/brooklyn-ny-5671/anthony-ayala/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Condo on lender page (lender page, verified 2026-10-09)", "CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Earliest state license record: May 26, 2023 (Florida), per state regulator" ], "canonical_url": "https://lendb.ai/lo/anthony-ayala-626691", "license_check": { "state": "CT", "confidence": "lender_reported", "eligible": true, "label": "CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/brooklyn-ny-5671/anthony-ayala/" }, "match_status": "exact", "matched_specialties": [ "condo" ], "unconfirmed_specialties": [] } ] }