{ "canonical_url": "https://lendb.ai/s/condo/massachusetts", "summary": "As of 2026-10-09, LenDb lists 20 loan officers licensed in or based in Massachusetts whose lender pages show Condo work. The top-ranked are Nicole Kwan (CrossCountry Mortgage, Lexington), David Fay (CrossCountry Mortgage, Lexington) and Trish Nguyen (CrossCountry Mortgage, Braintree). Ranking is lender-neutral: specialty evidence first, then a license in MA, branch location, experience and profile completeness. Nobody pays for placement.", "specialty": "condo", "state": "MA", "total": 20, "last_verified": "2026-10-09", "results": [ { "rank": 1, "score": 51, "loan_officer": { "nmls_id": 477256, "slug": "nicole-kwan-477256", "full_name": "Nicole Kwan", "canonical_url": "https://lendb.ai/lo/nicole-kwan-477256", "json_url": "https://lendb.ai/lo/nicole-kwan-477256.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029" }, "branch": { "city": "Lexington", "state": "MA" }, "licensed_states": [ "CA", "MA", "ME", "NH", "RI" ], "languages": [ "zh" ], "specialties": [ { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "foreign-national", "evidence": "lender_page_text" }, { "slug": "new-construction", "evidence": "lender_page_text" }, { "slug": "physician", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "years_licensed": null, "years_experience": 20, "lender_profile_url": "https://crosscountrymortgage.com/lexington-ma-4841/nicole-kwan/" }, "reasons": [ "Lists Condo on lender page (lender page, verified 2026-10-09)", "Licensed in MA (listed on lender page, verified 2026-10-09)", "Branch in Massachusetts", "20 years experience (stated on lender page, 2026-10-09)", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/nicole-kwan-477256" }, { "rank": 2, "score": 50.8, "loan_officer": { "nmls_id": 513224, "slug": "david-fay-513224", "full_name": "David Fay", "canonical_url": "https://lendb.ai/lo/david-fay-513224", "json_url": "https://lendb.ai/lo/david-fay-513224.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029" }, "branch": { "city": "Lexington", "state": "MA" }, "licensed_states": [ "CT", "MA", "NC", "NH", "NJ", "PA", "RI", "VA" ], "languages": [], "specialties": [ { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "physician", "evidence": "lender_page_text" } ], "years_licensed": null, "years_experience": 25, "lender_profile_url": "https://crosscountrymortgage.com/lexington-ma-4841/david-fay/" }, "reasons": [ "Lists Condo on lender page (lender page, verified 2026-10-09)", "Licensed in MA (listed on lender page, verified 2026-10-09)", "Branch in Massachusetts", "25 years experience (stated on lender page, 2026-10-09)", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/david-fay-513224" }, { "rank": 3, "score": 50.8, "loan_officer": { "nmls_id": 1430162, "slug": "trish-nguyen-1430162", "full_name": "Trish Nguyen", "canonical_url": "https://lendb.ai/lo/trish-nguyen-1430162", "json_url": "https://lendb.ai/lo/trish-nguyen-1430162.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029" }, "branch": { "city": "Braintree", "state": "MA" }, "licensed_states": [ "CT", "GA", "MA" ], "languages": [], "specialties": [ { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "non-qm", "evidence": "lender_page_text" } ], "years_licensed": null, "years_experience": 20, "lender_profile_url": "https://crosscountrymortgage.com/braintree-ma-4182/phuong-nguyen/" }, "reasons": [ "Lists Condo on lender page (lender page, verified 2026-10-09)", "Licensed in MA (listed on lender page, verified 2026-10-09)", "Branch in Massachusetts", "20 years experience (stated on lender page, 2026-10-09)", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/trish-nguyen-1430162" }, { "rank": 4, "score": 50.8, "loan_officer": { "nmls_id": 2613437, "slug": "kerry-casey-2613437", "full_name": "Kerry Casey", "canonical_url": "https://lendb.ai/lo/kerry-casey-2613437", "json_url": "https://lendb.ai/lo/kerry-casey-2613437.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029" }, "branch": { "city": "Beverly", "state": "MA" }, "licensed_states": [ "CA", "CT", "MA", "ME", "NH" ], "languages": [], "specialties": [ { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": null, "years_experience": 20, "lender_profile_url": "https://crosscountrymortgage.com/beverly-ma-4802/kerry-casey/" }, "reasons": [ "Lists Condo on lender page (lender page, verified 2026-10-09)", "Licensed in MA (listed on lender page, verified 2026-10-09)", "Branch in Massachusetts", "20 years experience (stated on lender page, 2026-10-09)", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/kerry-casey-2613437" }, { "rank": 5, "score": 50.3, "loan_officer": { "nmls_id": 1395394, "slug": "maggie-mikaitis-1395394", "full_name": "Maggie Mikaitis", "canonical_url": "https://lendb.ai/lo/maggie-mikaitis-1395394", "json_url": "https://lendb.ai/lo/maggie-mikaitis-1395394.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029" }, "branch": { "city": "Chicago", "state": "IL" }, "licensed_states": [ "FL", "AL", "AR", "AZ", "CA", "CO", "GA", "IA", "IL", "IN", "KS", "KY", "LA", "MA", "MD", "ME", "MI", "MN", "MO", "MS", "NC", "NH", "NJ", "NM", "NV", "OH", "OK", "PA", "RI", "SC", "TN", "TX", "VA", "VT", "WI", "WY" ], "languages": [], "specialties": [ { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "years_licensed": 9, "years_experience": 13, "lender_profile_url": "https://crosscountrymortgage.com/chicago-il-5072/maggie-mikaitis/" }, "reasons": [ "Lists Condo on lender page (lender page, verified 2026-10-09)", "Licensed in MA (listed on lender page, verified 2026-10-09)", "9 years licensed", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/maggie-mikaitis-1395394" }, { "rank": 6, "score": 48.8, "loan_officer": { "nmls_id": 63768, "slug": "christopher-albanese-63768", "full_name": "Christopher Albanese", "canonical_url": "https://lendb.ai/lo/christopher-albanese-63768", "json_url": "https://lendb.ai/lo/christopher-albanese-63768.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029" }, "branch": { "city": "Durango", "state": "CO" }, "licensed_states": [ "FL", "CA", "CO", "CT", "IL", "MA", "NJ", "NY" ], "languages": [], "specialties": [ { "slug": "multi-family-2-4", "evidence": "lender_page_text" }, { "slug": "co-op", "evidence": "lender_page_text" }, { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "years_licensed": 6, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/durango-co-5164/christopher-albanese/" }, "reasons": [ "Lists Condo on lender page (lender page, verified 2026-10-09)", "Licensed in MA (listed on lender page, verified 2026-10-09)", "6 years licensed", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/christopher-albanese-63768" }, { "rank": 7, "score": 48.5, "loan_officer": { "nmls_id": 176100, "slug": "brendan-perry-frank-176100", "full_name": "Brendan Perry Frank", "canonical_url": "https://lendb.ai/lo/brendan-perry-frank-176100", "json_url": "https://lendb.ai/lo/brendan-perry-frank-176100.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "canonical_url": "https://lendb.ai/lender/chase-399798" }, "branch": { "city": "Boston", "state": "MA" }, "licensed_states": [], "languages": [], "specialties": [ { "slug": "co-op", "evidence": "lender_page_text" }, { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "vacation-home", "evidence": "lender_page_text" } ], "years_licensed": null, "years_experience": 22, "lender_profile_url": "https://homelendingadvisor.chase.com/ma/boston/800-boylston-st-hla-176100" }, "reasons": [ "Lists Condo on lender page (lender page, verified 2026-10-09)", "Branch in Massachusetts; no license list on file yet, verify at NMLS Consumer Access", "22 years experience (stated on lender page, 2026-10-09)", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/brendan-perry-frank-176100" }, { "rank": 8, "score": 48.5, "loan_officer": { "nmls_id": 484107, "slug": "rick-waldron-484107", "full_name": "Rick Waldron", "canonical_url": "https://lendb.ai/lo/rick-waldron-484107", "json_url": "https://lendb.ai/lo/rick-waldron-484107.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "canonical_url": "https://lendb.ai/lender/chase-399798" }, "branch": { "city": "Cambridge", "state": "MA" }, "licensed_states": [], "languages": [], "specialties": [ { "slug": "co-op", "evidence": "lender_page_text" }, { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "vacation-home", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" } ], "years_licensed": null, "years_experience": 28, "lender_profile_url": "https://homelendingadvisor.chase.com/ma/cambridge/9-jfk-st-hla-484107" }, "reasons": [ "Lists Condo on lender page (lender page, verified 2026-10-09)", "Branch in Massachusetts; no license list on file yet, verify at NMLS Consumer Access", "28 years experience (stated on lender page, 2026-10-09)", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/rick-waldron-484107" }, { "rank": 9, "score": 47.3, "loan_officer": { "nmls_id": 1520761, "slug": "nicole-ferrara-1520761", "full_name": "Nicole Ferrara", "canonical_url": "https://lendb.ai/lo/nicole-ferrara-1520761", "json_url": "https://lendb.ai/lo/nicole-ferrara-1520761.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029" }, "branch": { "city": "Beverly", "state": "MA" }, "licensed_states": [ "FL", "CT", "MA", "ME", "NH", "RI" ], "languages": [], "specialties": [ { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "years_licensed": 9, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/beverly-ma-4805/nicole-ferrara/" }, "reasons": [ "Lists Condo on lender page (lender page, verified 2026-10-09)", "Licensed in MA (listed on lender page, verified 2026-10-09)", "Branch in Massachusetts", "9 years licensed", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/nicole-ferrara-1520761" }, { "rank": 10, "score": 44.1, "loan_officer": { "nmls_id": 1770359, "slug": "andrew-katzenstein-1770359", "full_name": "Andrew Katzenstein", "canonical_url": "https://lendb.ai/lo/andrew-katzenstein-1770359", "json_url": "https://lendb.ai/lo/andrew-katzenstein-1770359.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "canonical_url": "https://lendb.ai/lender/chase-399798" }, "branch": { "city": "Boston", "state": "MA" }, "licensed_states": [], "languages": [], "specialties": [ { "slug": "co-op", "evidence": "lender_page_text" }, { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "low-credit", "evidence": "lender_page_text" } ], "years_licensed": null, "years_experience": 9, "lender_profile_url": "https://homelendingadvisor.chase.com/ma/boston/81-milk-st-hla-1770359" }, "reasons": [ "Lists Condo on lender page (lender page, verified 2026-10-09)", "Branch in Massachusetts; no license list on file yet, verify at NMLS Consumer Access", "9 years experience (stated on lender page, 2026-10-09)", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/andrew-katzenstein-1770359" }, { "rank": 11, "score": 41.5, "loan_officer": { "nmls_id": 67235, "slug": "guido-fava-67235", "full_name": "Joe Fava", "canonical_url": "https://lendb.ai/lo/guido-fava-67235", "json_url": "https://lendb.ai/lo/guido-fava-67235.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029" }, "branch": { "city": "New Windsor", "state": "NY" }, "licensed_states": [ "FL", "CT", "GA", "MA", "NJ", "NY", "PA" ], "languages": [], "specialties": [ { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" } ], "years_licensed": 9, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/new-windsor-ny-3865/guido-fava/" }, "reasons": [ "Lists Condo on lender page (lender page, verified 2026-10-09)", "Licensed in MA (listed on lender page, verified 2026-10-09)", "9 years licensed", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/guido-fava-67235" }, { "rank": 12, "score": 41, "loan_officer": { "nmls_id": 700709, "slug": "lindsay-witter-700709", "full_name": "Lindsay Witter", "canonical_url": "https://lendb.ai/lo/lindsay-witter-700709", "json_url": "https://lendb.ai/lo/lindsay-witter-700709.json", "lender": { "nmls_id": 1850, "name": "American Pacific Mortgage", "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850" }, "branch": { "city": "Roseville", "state": "CA" }, "licensed_states": [ "AK", "AL", "AZ", "CA", "CO", "CT", "GA", "HI", "IA", "ID", "IL", "IN", "KS", "KY", "MA", "ME", "MI", "MO", "MT", "NC", "ND", "NE", "NH", "NM", "NV", "OH", "OK", "OR", "PA", "SC", "SD", "TN", "TX", "UT", "WA", "WI" ], "languages": [], "specialties": [ { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" } ], "years_licensed": 8, "years_experience": null, "lender_profile_url": "https://www.apmortgage.com/lindsay-witter" }, "reasons": [ "Lists Condo on lender page (lender page, verified 2026-10-09)", "Licensed in MA (listed on lender page, verified 2026-10-09)", "8 years licensed", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/lindsay-witter-700709" }, { "rank": 13, "score": 40.5, "loan_officer": { "nmls_id": 21214, "slug": "michael-woods-21214", "full_name": "Michael Woods", "canonical_url": "https://lendb.ai/lo/michael-woods-21214", "json_url": "https://lendb.ai/lo/michael-woods-21214.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "canonical_url": "https://lendb.ai/lender/chase-399798" }, "branch": { "city": "Newburyport", "state": "MA" }, "licensed_states": [], "languages": [], "specialties": [ { "slug": "co-op", "evidence": "lender_page_text" }, { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": null, "years_experience": 24, "lender_profile_url": "https://homelendingadvisor.chase.com/ma/newburyport/35-storey-ave-hla-21214" }, "reasons": [ "Lists Condo on lender page (lender page, verified 2026-10-09)", "Branch in Massachusetts; no license list on file yet, verify at NMLS Consumer Access", "24 years experience (stated on lender page, 2026-10-09)", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/michael-woods-21214" }, { "rank": 14, "score": 39.8, "loan_officer": { "nmls_id": 73184, "slug": "justin-bonura-73184", "full_name": "Justin Bonura", "canonical_url": "https://lendb.ai/lo/justin-bonura-73184", "json_url": "https://lendb.ai/lo/justin-bonura-73184.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029" }, "branch": { "city": "Denville", "state": "NJ" }, "licensed_states": [ "FL", "AL", "AZ", "CA", "CT", "DE", "IN", "KY", "MA", "MD", "ME", "NC", "NH", "NJ", "NY", "PA", "SC", "TN", "VA" ], "languages": [], "specialties": [ { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" } ], "years_licensed": 4, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/denville-nj-4151/justin-bonura/" }, "reasons": [ "Lists Condo on lender page (lender page, verified 2026-10-09)", "Licensed in MA (listed on lender page, verified 2026-10-09)", "4 years licensed", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/justin-bonura-73184" }, { "rank": 15, "score": 38, "loan_officer": { "nmls_id": 2175864, "slug": "beatriz-villalobos-2175864", "full_name": "Beatriz Villalobos", "canonical_url": "https://lendb.ai/lo/beatriz-villalobos-2175864", "json_url": "https://lendb.ai/lo/beatriz-villalobos-2175864.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029" }, "branch": { "city": "Sierra Vista", "state": "AZ" }, "licensed_states": [ "AZ", "CO", "GA", "MA", "NM", "TX", "VA" ], "languages": [ "es" ], "specialties": [ { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "years_licensed": null, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/sierra-vista-az-4659/beattriz-villalobos/" }, "reasons": [ "Lists Condo on lender page (lender page, verified 2026-10-09)", "Licensed in MA (listed on lender page, verified 2026-10-09)", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/beatriz-villalobos-2175864" }, { "rank": 16, "score": 32.5, "loan_officer": { "nmls_id": 10160, "slug": "eric-kuharich-10160", "full_name": "Eric Kuharich", "canonical_url": "https://lendb.ai/lo/eric-kuharich-10160", "json_url": "https://lendb.ai/lo/eric-kuharich-10160.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "canonical_url": "https://lendb.ai/lender/chase-399798" }, "branch": { "city": "Boston", "state": "MA" }, "licensed_states": [], "languages": [], "specialties": [ { "slug": "co-op", "evidence": "lender_page_text" }, { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "vacation-home", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" } ], "years_licensed": null, "years_experience": null, "lender_profile_url": "https://homelendingadvisor.chase.com/ma/boston/425-washington-street-hla-10160" }, "reasons": [ "Lists Condo on lender page (lender page, verified 2026-10-09)", "Branch in Massachusetts; no license list on file yet, verify at NMLS Consumer Access", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/eric-kuharich-10160" }, { "rank": 17, "score": 32.5, "loan_officer": { "nmls_id": 105185, "slug": "teodor-tijan-105185", "full_name": "Teodor Tijan", "canonical_url": "https://lendb.ai/lo/teodor-tijan-105185", "json_url": "https://lendb.ai/lo/teodor-tijan-105185.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "canonical_url": "https://lendb.ai/lender/chase-399798" }, "branch": { "city": "Brookline", "state": "MA" }, "licensed_states": [], "languages": [], "specialties": [ { "slug": "co-op", "evidence": "lender_page_text" }, { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "vacation-home", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" } ], "years_licensed": null, "years_experience": null, "lender_profile_url": "https://homelendingadvisor.chase.com/ma/brookline/1364-beacon-st-hla-105185" }, "reasons": [ "Lists Condo on lender page (lender page, verified 2026-10-09)", "Branch in Massachusetts; no license list on file yet, verify at NMLS Consumer Access", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/teodor-tijan-105185" }, { "rank": 18, "score": 32.5, "loan_officer": { "nmls_id": 943346, "slug": "sandeep-rajguru-943346", "full_name": "Sandeep RajGuru", "canonical_url": "https://lendb.ai/lo/sandeep-rajguru-943346", "json_url": "https://lendb.ai/lo/sandeep-rajguru-943346.json", "lender": { "nmls_id": 399798, "name": "JPMorgan Chase Bank (Chase Home Lending)", "canonical_url": "https://lendb.ai/lender/chase-399798" }, "branch": { "city": "Framingham", "state": "MA" }, "licensed_states": [], "languages": [], "specialties": [ { "slug": "co-op", "evidence": "lender_page_text" }, { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "years_licensed": null, "years_experience": null, "lender_profile_url": "https://homelendingadvisor.chase.com/ma/framingham/120-worcester-rd-hla-943346" }, "reasons": [ "Lists Condo on lender page (lender page, verified 2026-10-09)", "Branch in Massachusetts; no license list on file yet, verify at NMLS Consumer Access", "No disciplinary actions on file at LenDb" ], "canonical_url": "https://lendb.ai/lo/sandeep-rajguru-943346" } ] }