--- canonical_url: https://lendb.ai/s/condo/michigan last_verified: 2026-10-09 --- # Condo loan officers in Michigan As of 2026-10-09, LenDb lists 27 loan officers licensed in or based in Michigan whose lender pages show Condo work. The top-ranked are Jeffrey Zulauf (CrossCountry Mortgage, Suwanee), Maggie Mikaitis (CrossCountry Mortgage, Chicago) and Karen Chiu (CrossCountry Mortgage, San Gabriel). Ranking is lender-neutral: specialty evidence first, then a license in MI, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Jeffrey Zulauf](https://lendb.ai/lo/jeffrey-zulauf-18566)** (NMLS 18566), CrossCountry Mortgage, Suwanee, GA - Lists Condo on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) - States 15 years of experience (lender page, 2026-10-09) 2. **[Maggie Mikaitis](https://lendb.ai/lo/maggie-mikaitis-1395394)** (NMLS 1395394), CrossCountry Mortgage, Chicago, IL - Lists Condo on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) - States 13 years of experience (lender page, 2026-10-09) 3. **[Karen Chiu](https://lendb.ai/lo/karen-chiu-611778)** (NMLS 611778), CrossCountry Mortgage, San Gabriel, CA - Lists Condo on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Colorado records) 4. **[Sean Balcom](https://lendb.ai/lo/sean-balcom-770996)** (NMLS 770996), CrossCountry Mortgage, Bloomfield Hills, MI - Lists Condo on lender page (lender page, verified 2026-10-09) - Office in Bloomfield Hills, MI - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) 5. **[Lenae Vandegrift](https://lendb.ai/lo/lenae-vandegrift-649456)** (NMLS 649456), American Pacific Mortgage, Thornton, CO - Lists Condo on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Colorado records) 6. **[Roland Gomez](https://lendb.ai/lo/roland-gomez-133724)** (NMLS 133724), CrossCountry Mortgage, Orland Park, IL - Lists Condo on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2013 (per Florida records) - States 30 years of experience (lender page, 2026-10-09) 7. **[Amilia Cao](https://lendb.ai/lo/ai-cao-2424062)** (NMLS 2424062), Loan Factory, IL - Lists Condo on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) 8. **[Kayla Chase](https://lendb.ai/lo/kayla-chase-145990)** (NMLS 145990), Lit Financial Corporation - Lists Condo on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2011 (per Colorado records) 9. **[Jess Paxton](https://lendb.ai/lo/jessica-paxton-1225589)** (NMLS 1225589), Fairway Independent Mortgage Corporation, Miami, FL - Lists Condo on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) 10. **[Sarah Wendell](https://lendb.ai/lo/sarah-wendell-1237843)** (NMLS 1237843), Lit Financial Corporation - Lists Condo on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2014 (per Florida records) - States 12 years of experience (lender page, 2026-10-09) 11. **[Tony Bardawil](https://lendb.ai/lo/antonio-bardawil-1638874)** (NMLS 1638874), CrossCountry Mortgage, Cleveland, OH - Lists Condo on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) 12. **[Lindsay Witter](https://lendb.ai/lo/lindsay-witter-700709)** (NMLS 700709), American Pacific Mortgage, Roseville, CA - Lists Condo on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Colorado records) 13. **[Kyle Brunet](https://lendb.ai/lo/kyle-brunet-1237678)** (NMLS 1237678), Lit Financial Corporation - Lists Condo on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2016 (per Colorado records) 14. **[Tyler Frantangelo](https://lendb.ai/lo/tyler-frantangelo-1211919)** (NMLS 1211919), Lit Financial Corporation - Lists Condo on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2015 (per Colorado records) 15. **[Tom Merritt](https://lendb.ai/lo/thomas-merritt-315449)** (NMLS 315449), CrossCountry Mortgage, Chicago, IL - Lists Condo on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) 16. **[Jay Saad](https://lendb.ai/lo/jay-saad-1418823)** (NMLS 1418823), Lit Financial Corporation - Lists Condo on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 9 years of experience (lender page, 2026-10-09) 17. **[Adam Kriticos](https://lendb.ai/lo/adam-kriticos-213817)** (NMLS 213817), CrossCountry Mortgage, Chicago, IL - Lists Condo on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) 18. **[Janine Iuliano](https://lendb.ai/lo/janine-iuliano-217680)** (NMLS 217680), CrossCountry Mortgage, Joliet, IL - Lists Condo on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) 19. **[Arnell Brady II](https://lendb.ai/lo/arnell-brady-1128672)** (NMLS 1128672), JPMorgan Chase Bank (Chase Home Lending), Chicago, IL - Lists Condo on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) 20. **[Tony Geraci](https://lendb.ai/lo/anthony-geraci-1886526)** (NMLS 1886526), CrossCountry Mortgage, Columbus, OH - Lists Condo on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Florida records) 21. **[Sam Jadallah](https://lendb.ai/lo/sam-jadallah-28120)** (NMLS 28120), JPMorgan Chase Bank (Chase Home Lending), Ann Arbor, MI - Lists Condo on lender page (lender page, verified 2026-10-09) - Office in Ann Arbor, MI - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 22. **[Edward D Sanders](https://lendb.ai/lo/edward-d-sanders-33931)** (NMLS 33931), JPMorgan Chase Bank (Chase Home Lending), Garden City, MI - Lists Condo on lender page (lender page, verified 2026-10-09) - Office in Garden City, MI - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 23. **[Brent Dean](https://lendb.ai/lo/brent-dean-574322)** (NMLS 574322), JPMorgan Chase Bank (Chase Home Lending), Grand Rapids, MI - Lists Condo on lender page (lender page, verified 2026-10-09) - Office in Grand Rapids, MI - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 24. **[Corey Johnson](https://lendb.ai/lo/corey-johnson-331544)** (NMLS 331544), CrossCountry Mortgage, Tequesta, FL - Lists Condo on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) 25. **[Henry Do](https://lendb.ai/lo/henry-do-1863960)** (NMLS 1863960), Lit Financial Corporation - Lists Condo on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2023 (per Colorado records) ## Questions to ask - Is this project already approved or warrantable with your investors? - What documents do you need from the HOA, and who orders the condo questionnaire? - How do you handle a project with pending litigation or low reserves? Cite as: LenDb.ai, https://lendb.ai/s/condo/michigan. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._