--- canonical_url: https://lendb.ai/s/condo/pennsylvania last_verified: 2026-10-09 --- # Condo loan officers in Pennsylvania As of 2026-10-09, LenDb lists 25 loan officers licensed in or based in Pennsylvania whose lender pages show Condo work. The top-ranked are Maggie Mikaitis (CrossCountry Mortgage, Chicago), Jeffrey Zulauf (CrossCountry Mortgage, Suwanee) and Susan Lake (CrossCountry Mortgage, Denville). Ranking is lender-neutral: specialty evidence first, then a license in PA, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Maggie Mikaitis](https://lendb.ai/lo/maggie-mikaitis-1395394)** (NMLS 1395394), CrossCountry Mortgage, Chicago, IL - Lists Condo on lender page (lender page, verified 2026-10-09) - Licensed in PA (state license, verified 2026-10-09) - 9 years licensed - No disciplinary actions on file at LenDb 2. **[Jeffrey Zulauf](https://lendb.ai/lo/jeffrey-zulauf-18566)** (NMLS 18566), CrossCountry Mortgage, Suwanee, GA - Lists Condo on lender page (lender page, verified 2026-10-09) - Licensed in PA (state license, verified 2026-10-09) - 7 years licensed - No disciplinary actions on file at LenDb 3. **[Susan Lake](https://lendb.ai/lo/susan-lake-61474)** (NMLS 61474), CrossCountry Mortgage, Denville, NJ - Lists Condo on lender page (lender page, verified 2026-10-09) - Licensed in PA (state license, verified 2026-10-09) - 3 years licensed - No disciplinary actions on file at LenDb 4. **[Karen Chiu](https://lendb.ai/lo/karen-chiu-611778)** (NMLS 611778), CrossCountry Mortgage, San Gabriel, CA - Lists Condo on lender page (lender page, verified 2026-10-09) - Licensed in PA (state license, verified 2026-10-09) - 3 years licensed - No disciplinary actions on file at LenDb 5. **[David Fay](https://lendb.ai/lo/david-fay-513224)** (NMLS 513224), CrossCountry Mortgage, Lexington, MA - Lists Condo on lender page (lender page, verified 2026-10-09) - Licensed in PA (state license, verified 2026-10-09) - 25 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 6. **[Vince Curcio](https://lendb.ai/lo/vincent-curcio-102096)** (NMLS 102096), First Heritage Mortgage, Mt. Pleasant, SC - Lists Condo on lender page (lender page, verified 2026-10-09) - Licensed in PA (listed on lender page, verified 2026-10-09) - 5 years licensed - No disciplinary actions on file at LenDb 7. **[Kayla Chase](https://lendb.ai/lo/kayla-chase-145990)** (NMLS 145990), Lit Financial Corporation - Lists Condo on lender page (lender page, verified 2026-10-09) - Licensed in PA (state license, verified 2026-10-09) - 14 years licensed - No disciplinary actions on file at LenDb 8. **[Jason Nader](https://lendb.ai/lo/jason-nader-313085)** (NMLS 313085), First Home Mortgage, Annapolis, MD - Lists Condo on lender page (lender page, verified 2026-10-09) - Licensed in PA (state license, verified 2026-10-09) - 6 years licensed - No disciplinary actions on file at LenDb 9. **[Tony Bardawil](https://lendb.ai/lo/antonio-bardawil-1638874)** (NMLS 1638874), CrossCountry Mortgage, Cleveland, OH - Lists Condo on lender page (lender page, verified 2026-10-09) - Licensed in PA (listed on lender page, verified 2026-10-09) - 9 years licensed - No disciplinary actions on file at LenDb 10. **[Sachaney Mills](https://lendb.ai/lo/sachaney-mills-1655431)** (NMLS 1655431), CrossCountry Mortgage, Philadelphia, PA - Lists Condo on lender page (lender page, verified 2026-10-09) - Licensed in PA (listed on lender page, verified 2026-10-09) - Branch in Pennsylvania - No disciplinary actions on file at LenDb 11. **[Joe Fava](https://lendb.ai/lo/guido-fava-67235)** (NMLS 67235), CrossCountry Mortgage, New Windsor, NY - Lists Condo on lender page (lender page, verified 2026-10-09) - Licensed in PA (listed on lender page, verified 2026-10-09) - 9 years licensed - No disciplinary actions on file at LenDb 12. **[Scott Nadler](https://lendb.ai/lo/scott-nadler-385124)** (NMLS 385124), CrossCountry Mortgage, Brooklyn, NY - Lists Condo on lender page (lender page, verified 2026-10-09) - Licensed in PA (state license, verified 2026-10-09) - 7 years licensed - No disciplinary actions on file at LenDb 13. **[Justin Bonura](https://lendb.ai/lo/justin-bonura-73184)** (NMLS 73184), CrossCountry Mortgage, Denville, NJ - Lists Condo on lender page (lender page, verified 2026-10-09) - Licensed in PA (state license, verified 2026-10-09) - 4 years licensed - No disciplinary actions on file at LenDb 14. **[Zak Raffel](https://lendb.ai/lo/zak-raffel-1470292)** (NMLS 1470292), CrossCountry Mortgage, Montvale, NJ - Lists Condo on lender page (lender page, verified 2026-10-09) - Licensed in PA (state license, verified 2026-10-09) - 4 years licensed - No disciplinary actions on file at LenDb 15. **[Tony Geraci](https://lendb.ai/lo/anthony-geraci-1886526)** (NMLS 1886526), CrossCountry Mortgage, Columbus, OH - Lists Condo on lender page (lender page, verified 2026-10-09) - Licensed in PA (listed on lender page, verified 2026-10-09) - 3 years licensed - No disciplinary actions on file at LenDb 16. **[Caroline Garcia Oronoz](https://lendb.ai/lo/caroline-garcia-oronoz-2137864)** (NMLS 2137864), CrossCountry Mortgage, Destin, FL - Lists Condo on lender page (lender page, verified 2026-10-09) - Licensed in PA (state license, verified 2026-10-09) - 3 years licensed - No disciplinary actions on file at LenDb 17. **[Michael Bomparola](https://lendb.ai/lo/michael-bomparola-685473)** (NMLS 685473), CrossCountry Mortgage, Brooklyn, NY - Lists Condo on lender page (lender page, verified 2026-10-09) - Licensed in PA (state license, verified 2026-10-09) - 4 years licensed - No disciplinary actions on file at LenDb 18. **[Nicole Perrone](https://lendb.ai/lo/nicole-perrone-235881)** (NMLS 235881), CrossCountry Mortgage, Union, NJ - Lists Condo on lender page (lender page, verified 2026-10-09) - Licensed in PA (state license, verified 2026-10-09) - 2 years licensed - No disciplinary actions on file at LenDb 19. **[Jay Saad](https://lendb.ai/lo/jay-saad-1418823)** (NMLS 1418823), Lit Financial Corporation - Lists Condo on lender page (lender page, verified 2026-10-09) - Licensed in PA (listed on lender page, verified 2026-10-09) - 4 years licensed - No disciplinary actions on file at LenDb 20. **[Tony Ayala](https://lendb.ai/lo/anthony-ayala-626691)** (NMLS 626691), CrossCountry Mortgage, Brooklyn, NY - Lists Condo on lender page (lender page, verified 2026-10-09) - Licensed in PA (listed on lender page, verified 2026-10-09) - 3 years licensed - No disciplinary actions on file at LenDb 21. **[Corey Johnson](https://lendb.ai/lo/corey-johnson-331544)** (NMLS 331544), CrossCountry Mortgage, Tequesta, FL - Lists Condo on lender page (lender page, verified 2026-10-09) - Licensed in PA (listed on lender page, verified 2026-10-09) - 1 years licensed - No disciplinary actions on file at LenDb 22. **[Melora Love](https://lendb.ai/lo/tressa-love-408782)** (NMLS 408782), CrossCountry Mortgage, Union, NJ - Lists Condo on lender page (lender page, verified 2026-10-09) - Licensed in PA (listed on lender page, verified 2026-10-09) - 2 years licensed - No disciplinary actions on file at LenDb 23. **[Vincent Van Voorhis](https://lendb.ai/lo/vincent-van-voorhis-420600)** (NMLS 420600), CrossCountry Mortgage, New Windsor, NY - Lists Condo on lender page (lender page, verified 2026-10-09) - Licensed in PA (state license, verified 2026-10-09) - 1 years licensed - No disciplinary actions on file at LenDb 24. **[Lindsay Witter](https://lendb.ai/lo/lindsay-witter-700709)** (NMLS 700709), American Pacific Mortgage, Roseville, CA - Lists Condo on lender page (lender page, verified 2026-10-09) - Licensed in PA (listed on lender page, verified 2026-10-09) - 8 years licensed - No disciplinary actions on file at LenDb 25. **[Feng Xu](https://lendb.ai/lo/feng-xu-442543)** (NMLS 442543), JPMorgan Chase Bank (Chase Home Lending), Philadelphia, PA - Lists Condo on lender page (lender page, verified 2026-10-09) - Branch in Pennsylvania; no license list on file yet, verify at NMLS Consumer Access - No disciplinary actions on file at LenDb ## Questions to ask - Is this project already approved or warrantable with your investors? - What documents do you need from the HOA, and who orders the condo questionnaire? - How do you handle a project with pending litigation or low reserves? Cite as: LenDb.ai, https://lendb.ai/s/condo/pennsylvania. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._