--- canonical_url: https://lendb.ai/s/condo/virginia last_verified: 2026-10-09 --- # Condo loan officers in Virginia As of 2026-10-09, LenDb lists 18 loan officers licensed in or based in Virginia whose lender pages show Condo work. The top-ranked are Joel Bisaillon (JPMorgan Chase Bank (Chase Home Lending), Fairfax), Maggie Mikaitis (CrossCountry Mortgage, Chicago) and Jeffrey Zulauf (CrossCountry Mortgage, Suwanee). Ranking is lender-neutral: specialty evidence first, then a license in VA, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Joel Bisaillon](https://lendb.ai/lo/joel-bisaillon-565921)** (NMLS 565921), JPMorgan Chase Bank (Chase Home Lending), Fairfax, VA - Lists Condo on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - Branch in Virginia - 22 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 2. **[Maggie Mikaitis](https://lendb.ai/lo/maggie-mikaitis-1395394)** (NMLS 1395394), CrossCountry Mortgage, Chicago, IL - Lists Condo on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - 9 years licensed - No disciplinary actions on file at LenDb 3. **[Jeffrey Zulauf](https://lendb.ai/lo/jeffrey-zulauf-18566)** (NMLS 18566), CrossCountry Mortgage, Suwanee, GA - Lists Condo on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - 7 years licensed - No disciplinary actions on file at LenDb 4. **[Vince Curcio](https://lendb.ai/lo/vincent-curcio-102096)** (NMLS 102096), First Heritage Mortgage, Mt. Pleasant, SC - Lists Condo on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - 5 years licensed - No disciplinary actions on file at LenDb 5. **[Krissy Lawson](https://lendb.ai/lo/kristina-lawson-1256491)** (NMLS 1256491), First Home Mortgage, Mt. Pleasant, SC - Lists Condo on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - 4 years licensed - No disciplinary actions on file at LenDb 6. **[Jason Nader](https://lendb.ai/lo/jason-nader-313085)** (NMLS 313085), First Home Mortgage, Annapolis, MD - Lists Condo on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - 6 years licensed - No disciplinary actions on file at LenDb 7. **[Chad Lubben](https://lendb.ai/lo/chad-lubben-447796)** (NMLS 447796), CrossCountry Mortgage, Cornelius, NC - Lists Condo on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - No disciplinary actions on file at LenDb 8. **[David Fay](https://lendb.ai/lo/david-fay-513224)** (NMLS 513224), CrossCountry Mortgage, Lexington, MA - Lists Condo on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - 25 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 9. **[Louis Patierno](https://lendb.ai/lo/louis-patierno-9820)** (NMLS 9820), JPMorgan Chase Bank (Chase Home Lending), McLean, VA - Lists Condo on lender page (lender page, verified 2026-10-09) - Branch in Virginia; no license list on file yet, verify at NMLS Consumer Access - 30 years experience (stated on lender page, 2026-10-09) - No disciplinary actions on file at LenDb 10. **[Justin Bonura](https://lendb.ai/lo/justin-bonura-73184)** (NMLS 73184), CrossCountry Mortgage, Denville, NJ - Lists Condo on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - 4 years licensed - No disciplinary actions on file at LenDb 11. **[Nick Kristoff](https://lendb.ai/lo/nicholas-kristoff-379253)** (NMLS 379253), CrossCountry Mortgage, Bluffton, SC - Lists Condo on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - 3 years licensed - No disciplinary actions on file at LenDb 12. **[Tony Geraci](https://lendb.ai/lo/anthony-geraci-1886526)** (NMLS 1886526), CrossCountry Mortgage, Columbus, OH - Lists Condo on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - 3 years licensed - No disciplinary actions on file at LenDb 13. **[Wesley Murphy](https://lendb.ai/lo/wesley-murphy-217721)** (NMLS 217721), CrossCountry Mortgage, Acworth, GA - Lists Condo on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - 4 years licensed - No disciplinary actions on file at LenDb 14. **[Robert Carter](https://lendb.ai/lo/robert-carter-898005)** (NMLS 898005), Highlands Residential Mortgage, Knoxville, TN - Lists Condo on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - 5 years licensed - No disciplinary actions on file at LenDb 15. **[Brent Schreurs](https://lendb.ai/lo/brent-schreurs-212462)** (NMLS 212462), CrossCountry Mortgage, Tequesta, FL - Lists Condo on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - 1 years licensed - No disciplinary actions on file at LenDb 16. **[Beatriz Villalobos](https://lendb.ai/lo/beatriz-villalobos-2175864)** (NMLS 2175864), CrossCountry Mortgage, Sierra Vista, AZ - Lists Condo on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - No disciplinary actions on file at LenDb 17. **[Vincent Van Voorhis](https://lendb.ai/lo/vincent-van-voorhis-420600)** (NMLS 420600), CrossCountry Mortgage, New Windsor, NY - Lists Condo on lender page (lender page, verified 2026-10-09) - Licensed in VA (listed on lender page, verified 2026-10-09) - 1 years licensed - No disciplinary actions on file at LenDb 18. **[Kelly Freeland](https://lendb.ai/lo/kelly-freeland-598584)** (NMLS 598584), JPMorgan Chase Bank (Chase Home Lending), Arlington, VA - Lists Condo on lender page (lender page, verified 2026-10-09) - Branch in Virginia; no license list on file yet, verify at NMLS Consumer Access - No disciplinary actions on file at LenDb ## Questions to ask - Is this project already approved or warrantable with your investors? - What documents do you need from the HOA, and who orders the condo questionnaire? - How do you handle a project with pending litigation or low reserves? Cite as: LenDb.ai, https://lendb.ai/s/condo/virginia. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._