{
  "canonical_url": "https://lendb.ai/s/condotel/hawaii",
  "summary": "As of 2026-10-15, LenDb lists 1 loan officer licensed in or based in Hawaii whose lender pages show Condotel work. The top-ranked is Phillip Hegmann (SecurityNational Mortgage Company, Lihue). Ranking is lender-neutral: specialty evidence first, then a license in HI, branch location, experience and profile completeness. Nobody pays for placement.",
  "specialty": "condotel",
  "state": "HI",
  "total": 1,
  "last_verified": "2026-10-15",
  "results": [
    {
      "rank": 1,
      "score": 52.8,
      "loan_officer": {
        "nmls_id": 602752,
        "slug": "phillip-hegmann-602752",
        "full_name": "Phillip Hegmann",
        "canonical_url": "https://lendb.ai/lo/phillip-hegmann-602752",
        "json_url": "https://lendb.ai/lo/phillip-hegmann-602752.json",
        "lender": {
          "nmls_id": 3116,
          "name": "SecurityNational Mortgage Company",
          "canonical_url": "https://lendb.ai/lender/securitynational-mortgage-company-3116",
          "type": "imb"
        },
        "branch": {
          "city": "Lihue",
          "state": "HI"
        },
        "licensed_states": [
          "FL",
          "TX",
          "AK",
          "AZ",
          "CA",
          "CO",
          "GA",
          "HI",
          "ID",
          "IL",
          "IN",
          "MO",
          "NH",
          "NM",
          "NV",
          "OR",
          "UT",
          "VT",
          "WA"
        ],
        "licenses": [
          {
            "state": "AK",
            "confidence": "lender_reported"
          },
          {
            "state": "AZ",
            "confidence": "lender_reported"
          },
          {
            "state": "CA",
            "confidence": "lender_reported"
          },
          {
            "state": "CO",
            "confidence": "lender_reported"
          },
          {
            "state": "FL",
            "confidence": "confirmed"
          },
          {
            "state": "GA",
            "confidence": "lender_reported"
          },
          {
            "state": "HI",
            "confidence": "lender_reported"
          },
          {
            "state": "ID",
            "confidence": "lender_reported"
          },
          {
            "state": "IL",
            "confidence": "lender_reported"
          },
          {
            "state": "IN",
            "confidence": "lender_reported"
          },
          {
            "state": "MO",
            "confidence": "lender_reported"
          },
          {
            "state": "NH",
            "confidence": "lender_reported"
          },
          {
            "state": "NM",
            "confidence": "lender_reported"
          },
          {
            "state": "NV",
            "confidence": "lender_reported"
          },
          {
            "state": "OR",
            "confidence": "lender_reported"
          },
          {
            "state": "TX",
            "confidence": "confirmed"
          },
          {
            "state": "UT",
            "confidence": "lender_reported"
          },
          {
            "state": "VT",
            "confidence": "lender_reported"
          },
          {
            "state": "WA",
            "confidence": "lender_reported"
          }
        ],
        "federal_registration_likely": false,
        "languages": [
          "en"
        ],
        "specialties": [
          {
            "slug": "condo",
            "evidence": "lender_page_text"
          },
          {
            "slug": "condotel",
            "evidence": "lender_page_text"
          },
          {
            "slug": "first-time-buyer",
            "evidence": "lender_page_text"
          },
          {
            "slug": "investor",
            "evidence": "lender_page_text"
          },
          {
            "slug": "va",
            "evidence": "lender_page_text"
          },
          {
            "slug": "vacation-home",
            "evidence": "lender_page_text"
          }
        ],
        "lender_offers": [],
        "employer_program_approvals": [
          {
            "program": "fha",
            "source": "HUD",
            "as_of": "2026-08"
          }
        ],
        "years_licensed": null,
        "earliest_license_record": {
          "date": "2015-10-06",
          "state": "TX"
        },
        "licensed_since": {
          "year": 2015,
          "state": "TX"
        },
        "years_experience": null,
        "lender_profile_url": "https://mortgage.snmc.com/hi/lihue/phillip-hegmann-602752.html",
        "disciplinary_check": "not_checked"
      },
      "reasons": [
        "Lists Condotel on lender page (lender page, verified 2026-10-15)",
        "Office in Lihue, HI",
        "HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "Earliest state license record: October 6, 2015 (Texas), per state regulator"
      ],
      "canonical_url": "https://lendb.ai/lo/phillip-hegmann-602752",
      "license_check": {
        "state": "HI",
        "confidence": "lender_reported",
        "eligible": true,
        "label": "HI listed on their lender page (not yet checked with the state regulator; verify at NMLS)",
        "verified_at": "2026-10-15",
        "source_url": "https://mortgage.snmc.com/hi/lihue/phillip-hegmann-602752.html"
      },
      "match_status": "exact",
      "matched_specialties": [
        "condotel"
      ],
      "unconfirmed_specialties": [],
      "match_level": "officer"
    }
  ]
}