{ "canonical_url": "https://lendb.ai/s/construction/alabama", "summary": "As of 2026-10-09, LenDb lists 75 loan officers licensed in or based in Alabama whose lender pages show Construction loan work. The top-ranked are Wendy Seagle (CrossCountry Mortgage, Fort Walton Beach), Scott Lacey (Guild Mortgage, Lincoln) and Christina McCollum (Churchill Mortgage, Kennewick). Ranking is lender-neutral: specialty evidence first, then a license in AL, branch location, experience and profile completeness. Nobody pays for placement.", "specialty": "construction", "state": "AL", "total": 75, "last_verified": "2026-10-09", "results": [ { "rank": 1, "score": 59.8, "loan_officer": { "nmls_id": 194641, "slug": "wendy-seagle-194641", "full_name": "Wendy Seagle", "canonical_url": "https://lendb.ai/lo/wendy-seagle-194641", "json_url": "https://lendb.ai/lo/wendy-seagle-194641.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Fort Walton Beach", "state": "FL" }, "licensed_states": [ "AL", "FL", "LA", "TN" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "FL", "confidence": "lender_reported" }, { "state": "LA", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "bank-statement", "evidence": "lender_page_text" }, { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "dscr", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": null, "licensed_since": null, "years_experience": 35, "lender_profile_url": "https://crosscountrymortgage.com/fort-walton-beach-fl-5300/wendy-seagle/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "States 35 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/wendy-seagle-194641", "license_check": { "state": "AL", "confidence": "lender_reported", "eligible": true, "label": "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/fort-walton-beach-fl-5300/wendy-seagle/" }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 2, "score": 57.8, "loan_officer": { "nmls_id": 8154, "slug": "scott-lacey-8154", "full_name": "Scott Lacey", "canonical_url": "https://lendb.ai/lo/scott-lacey-8154", "json_url": "https://lendb.ai/lo/scott-lacey-8154.json", "lender": { "nmls_id": 3274, "name": "Guild Mortgage", "canonical_url": "https://lendb.ai/lender/guild-mortgage-3274", "type": "imb" }, "branch": { "city": "Lincoln", "state": "RI" }, "licensed_states": [ "FL", "PA", "AL", "CT", "DC", "DE", "GA", "IN", "KY", "MA", "MD", "ME", "MI", "MS", "NC", "NH", "NJ", "RI", "SC", "TN", "VA", "VT" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "CT", "confidence": "lender_reported" }, { "state": "DC", "confidence": "lender_reported" }, { "state": "DE", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "KY", "confidence": "lender_reported" }, { "state": "MA", "confidence": "lender_reported" }, { "state": "MD", "confidence": "lender_reported" }, { "state": "ME", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MS", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "NH", "confidence": "lender_reported" }, { "state": "NJ", "confidence": "lender_reported" }, { "state": "PA", "confidence": "confirmed" }, { "state": "RI", "confidence": "lender_reported" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "VT", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" } ], "years_licensed": 6, "licensed_since": { "year": 2020, "state": "FL" }, "years_experience": 20, "lender_profile_url": "https://branches.guildmortgage.com/ri/lincoln/scott-lacey-522-rgsla.html", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2020 (per Florida records)", "States 20 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/scott-lacey-8154", "license_check": { "state": "AL", "confidence": "lender_reported", "eligible": true, "label": "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://branches.guildmortgage.com/ri/lincoln/scott-lacey-522-rgsla.html" }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 3, "score": 56, "loan_officer": { "nmls_id": 1398321, "slug": "christina-mccollum-1398321", "full_name": "Christina McCollum", "canonical_url": "https://lendb.ai/lo/christina-mccollum-1398321", "json_url": "https://lendb.ai/lo/christina-mccollum-1398321.json", "lender": { "nmls_id": 1591, "name": "Churchill Mortgage", "canonical_url": "https://lendb.ai/lender/churchill-mortgage-1591", "type": "imb" }, "branch": { "city": "Kennewick", "state": "WA" }, "licensed_states": [ "FL", "AL", "AZ", "CA", "GA", "ID", "IL", "MA", "MI", "MO", "MT", "NC", "NE", "OH", "OR", "SC", "TN", "TX", "WA", "WI", "WY" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "ID", "confidence": "lender_reported" }, { "state": "IL", "confidence": "lender_reported" }, { "state": "MA", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MO", "confidence": "lender_reported" }, { "state": "MT", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "NE", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OR", "confidence": "lender_reported" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" }, { "state": "WI", "confidence": "lender_reported" }, { "state": "WY", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "es" ], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" } ], "years_licensed": 6, "licensed_since": { "year": 2020, "state": "FL" }, "years_experience": 20, "lender_profile_url": "https://www.churchillmortgage.com/loan-officers/christina-mccollum", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2020 (per Florida records)", "States 20 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/christina-mccollum-1398321", "license_check": { "state": "AL", "confidence": "lender_reported", "eligible": true, "label": "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.churchillmortgage.com/loan-officers/christina-mccollum" }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 4, "score": 54.8, "loan_officer": { "nmls_id": 207665, "slug": "wendy-nelson-207665", "full_name": "Wendy Nelson", "canonical_url": "https://lendb.ai/lo/wendy-nelson-207665", "json_url": "https://lendb.ai/lo/wendy-nelson-207665.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Jasper", "state": "AL" }, "licensed_states": [ "AL" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": null, "licensed_since": null, "years_experience": 20, "lender_profile_url": "https://crosscountrymortgage.com/jasper-al-4186/wendy-nelson/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "Office in Jasper, AL", "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "States 20 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/wendy-nelson-207665", "license_check": { "state": "AL", "confidence": "lender_reported", "eligible": true, "label": "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/jasper-al-4186/wendy-nelson/" }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 5, "score": 54.8, "loan_officer": { "nmls_id": 457091, "slug": "kc-haririan-457091", "full_name": "KC Haririan", "canonical_url": "https://lendb.ai/lo/kc-haririan-457091", "json_url": "https://lendb.ai/lo/kc-haririan-457091.json", "lender": { "nmls_id": 2229, "name": "Union Home Mortgage", "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229", "type": "imb" }, "branch": { "city": "Vestavia", "state": "AL" }, "licensed_states": [ "FL", "AL" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" } ], "years_licensed": 4, "licensed_since": { "year": 2022, "state": "FL" }, "years_experience": 20, "lender_profile_url": "https://www.uhm.com/loan-officers/kc-haririan/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "Office in Vestavia, AL", "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2022 (per Florida records)", "States 20 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/kc-haririan-457091", "license_check": { "state": "AL", "confidence": "lender_reported", "eligible": true, "label": "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.uhm.com/loan-officers/kc-haririan/" }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 6, "score": 54.8, "loan_officer": { "nmls_id": 526283, "slug": "shellie-ali-526283", "full_name": "Michael Ali", "canonical_url": "https://lendb.ai/lo/shellie-ali-526283", "json_url": "https://lendb.ai/lo/shellie-ali-526283.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Birmingham", "state": "AL" }, "licensed_states": [ "AL", "GA" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "GA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" } ], "years_licensed": 2, "licensed_since": { "year": 2024, "state": "FL" }, "years_experience": 25, "lender_profile_url": "https://crosscountrymortgage.com/birmingham-al-4917/shellie-ali/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "Office in Birmingham, AL", "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2024 (per Florida records)", "States 25 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/shellie-ali-526283", "license_check": { "state": "AL", "confidence": "lender_reported", "eligible": true, "label": "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/birmingham-al-4917/shellie-ali/" }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 7, "score": 54, "loan_officer": { "nmls_id": 618981, "slug": "joshua-foster-618981", "full_name": "Josh Foster", "canonical_url": "https://lendb.ai/lo/joshua-foster-618981", "json_url": "https://lendb.ai/lo/joshua-foster-618981.json", "lender": { "nmls_id": 64997, "name": "GMFS Mortgage", "canonical_url": "https://lendb.ai/lender/gmfs-mortgage-64997", "type": "imb" }, "branch": { "city": "Covington", "state": "LA" }, "licensed_states": [ "FL", "AL", "LA", "MS", "TN" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "LA", "confidence": "lender_reported" }, { "state": "MS", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": 6, "licensed_since": { "year": 2020, "state": "FL" }, "years_experience": 20, "lender_profile_url": "https://gmfsmortgage.com/loan-officers/josh-foster/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2020 (per Florida records)", "States 20 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/joshua-foster-618981", "license_check": { "state": "AL", "confidence": "lender_reported", "eligible": true, "label": "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://gmfsmortgage.com/loan-officers/josh-foster/" }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 8, "score": 51.8, "loan_officer": { "nmls_id": 299013, "slug": "april-janas-299013", "full_name": "April Janas", "canonical_url": "https://lendb.ai/lo/april-janas-299013", "json_url": "https://lendb.ai/lo/april-janas-299013.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Puyallup", "state": "WA" }, "licensed_states": [ "FL", "AL", "AZ", "CO", "ID", "IL", "MT", "NV", "OR", "SC", "TN", "TX", "WA" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CO", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "ID", "confidence": "lender_reported" }, { "state": "IL", "confidence": "lender_reported" }, { "state": "MT", "confidence": "lender_reported" }, { "state": "NV", "confidence": "lender_reported" }, { "state": "OR", "confidence": "lender_reported" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "heloc", "evidence": "lender_page_text" } ], "years_licensed": 0, "licensed_since": { "year": 2026, "state": "FL" }, "years_experience": 25, "lender_profile_url": "https://crosscountrymortgage.com/puyallup-wa-4189/april-janas/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2026 (per Florida records)", "States 25 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/april-janas-299013", "license_check": { "state": "AL", "confidence": "lender_reported", "eligible": true, "label": "AL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/puyallup-wa-4189/april-janas/" }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 9, "score": 51.8, "loan_officer": { "nmls_id": 545211, "slug": "shannon-bradshaw-545211", "full_name": "Shannon Bradshaw", "canonical_url": "https://lendb.ai/lo/shannon-bradshaw-545211", "json_url": "https://lendb.ai/lo/shannon-bradshaw-545211.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Atlanta", "state": "GA" }, "licensed_states": [ "FL", "AL", "GA", "IL", "MI", "MO", "MS", "NC", "SC", "TN", "TX", "VA", "WI" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "IL", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MO", "confidence": "lender_reported" }, { "state": "MS", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WI", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" } ], "years_licensed": 1, "licensed_since": { "year": 2025, "state": "FL" }, "years_experience": 21, "lender_profile_url": "https://crosscountrymortgage.com/atlanta-ga-4286/shannon-bradshaw/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "AL listed on their lender page (not yet checked with the state regulator; 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