{ "canonical_url": "https://lendb.ai/s/construction/arkansas", "summary": "As of 2026-10-09, LenDb lists 26 loan officers licensed in or based in Arkansas whose lender pages show Construction loan work. The top-ranked are Erika Alves (CrossCountry Mortgage, Tampa), Justin Burris (Fairway Independent Mortgage Corporation, Raleigh) and Candace Cagle (CrossCountry Mortgage, Houston). Ranking is lender-neutral: specialty evidence first, then a license in AR, branch location, experience and profile completeness. Nobody pays for placement.", "specialty": "construction", "state": "AR", "total": 26, "last_verified": "2026-10-09", "results": [ { "rank": 1, "score": 58.8, "loan_officer": { "nmls_id": 659544, "slug": "erika-alves-659544", "full_name": "Erika Alves", "canonical_url": "https://lendb.ai/lo/erika-alves-659544", "json_url": "https://lendb.ai/lo/erika-alves-659544.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Tampa", "state": "FL" }, "licensed_states": [ "FL", "AR", "OK", "TX" ], "licenses": [ { "state": "AR", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "OK", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "years_licensed": 14, "licensed_since": { "year": 2012, "state": "FL" }, "years_experience": 18, "lender_profile_url": "https://crosscountrymortgage.com/tampa-fl-4600/erika-alves/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2012 (per Florida records)", "States 18 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/erika-alves-659544", "license_check": { "state": "AR", "confidence": "lender_reported", "eligible": true, "label": "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/tampa-fl-4600/erika-alves/" }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 2, "score": 51.8, "loan_officer": { "nmls_id": 659024, "slug": "justin-burris-659024", "full_name": "Justin Burris", "canonical_url": "https://lendb.ai/lo/justin-burris-659024", "json_url": "https://lendb.ai/lo/justin-burris-659024.json", "lender": { "nmls_id": 2289, "name": "Fairway Independent Mortgage Corporation", "canonical_url": "https://lendb.ai/lender/fairway-independent-mortgage-2289", "type": "imb" }, "branch": { "city": "Raleigh", "state": "NC" }, "licensed_states": [ "AR", "NC", "TX", "VA" ], "licenses": [ { "state": "AR", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "reverse", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "heloc", "evidence": "lender_page_text" }, { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "vacation-home", "evidence": "lender_page_text" } ], "years_licensed": null, "licensed_since": null, "years_experience": 20, "lender_profile_url": "https://www.fairway.com/lo/justin-burris-659024", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "States 20 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/justin-burris-659024", "license_check": { "state": "AR", "confidence": "lender_reported", "eligible": true, "label": "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/charlotte-nc-3503/justin-burris/" }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 3, "score": 51.8, "loan_officer": { "nmls_id": 878436, "slug": "candace-cagle-878436", "full_name": "Candace Cagle", "canonical_url": "https://lendb.ai/lo/candace-cagle-878436", "json_url": "https://lendb.ai/lo/candace-cagle-878436.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Houston", "state": "TX" }, "licensed_states": [ "AR", "MN", "MS", "TX" ], "licenses": [ { "state": "AR", "confidence": "lender_reported" }, { "state": "MN", "confidence": "lender_reported" }, { "state": "MS", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" } ], "years_licensed": null, "licensed_since": null, "years_experience": 20, "lender_profile_url": "https://crosscountrymortgage.com/houston-tx-6942/candace-cagle/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "States 20 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/candace-cagle-878436", "license_check": { "state": "AR", "confidence": "lender_reported", "eligible": true, "label": "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/houston-tx-6942/candace-cagle/" }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 4, "score": 51.8, "loan_officer": { "nmls_id": 2488670, "slug": "andrew-dicarlo-2488670", "full_name": "AJ DiCarlo", "canonical_url": "https://lendb.ai/lo/andrew-dicarlo-2488670", "json_url": "https://lendb.ai/lo/andrew-dicarlo-2488670.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Fort Walton Beach", "state": "FL" }, "licensed_states": [ "FL", "AL", "AR", "GA", "LA", "MD", "MS", "OH", "TN", "TX", "VA" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "AR", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "LA", "confidence": "lender_reported" }, { "state": "MD", "confidence": "lender_reported" }, { "state": "MS", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": 3, "licensed_since": { "year": 2023, "state": "FL" }, "years_experience": 21, "lender_profile_url": "https://crosscountrymortgage.com/fort-walton-beach-fl-4381/andrew-dicarlo/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2023 (per Florida records)", "States 21 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/andrew-dicarlo-2488670", "license_check": { "state": "AR", "confidence": "lender_reported", "eligible": true, "label": "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/fort-walton-beach-fl-4381/andrew-dicarlo/" }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 5, "score": 51.3, "loan_officer": { "nmls_id": 235233, "slug": "jeffrey-aronheim-235233", "full_name": "Jeffrey Aronheim", "canonical_url": "https://lendb.ai/lo/jeffrey-aronheim-235233", "json_url": "https://lendb.ai/lo/jeffrey-aronheim-235233.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Greenwood Village", "state": "CO" }, "licensed_states": [ "FL", "AK", "AL", "AR", "AZ", "CA", "CO", "CT", "DE", "GA", "IA", "IL", "KS", "KY", "LA", "ME", "MI", "MN", "MO", "NC", "ND", "NM", "NV", "OH", "OR", "PA", "SD", "TN", "TX", "VA", "WA", "WI", "WY" ], "licenses": [ { "state": "AK", "confidence": "lender_reported" }, { "state": "AL", "confidence": "lender_reported" }, { "state": "AR", "confidence": "lender_reported" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "lender_reported" }, { "state": "CO", "confidence": "confirmed" }, { "state": "CT", "confidence": "lender_reported" }, { "state": "DE", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "IA", "confidence": "lender_reported" }, { "state": "IL", "confidence": "lender_reported" }, { "state": "KS", "confidence": "lender_reported" }, { "state": "KY", "confidence": "lender_reported" }, { "state": "LA", "confidence": "lender_reported" }, { "state": "ME", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MN", "confidence": "lender_reported" }, { "state": "MO", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "ND", "confidence": "lender_reported" }, { "state": "NM", "confidence": "lender_reported" }, { "state": "NV", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OR", "confidence": "lender_reported" }, { "state": "PA", "confidence": "confirmed" }, { "state": "SD", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" }, { "state": "WI", "confidence": "lender_reported" }, { "state": "WY", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" } ], "years_licensed": 19, "licensed_since": { "year": 2007, "state": "CO" }, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/greenwood-village-co-3957/jeffrey-aronheim/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2007 (per Colorado records)" ], "canonical_url": "https://lendb.ai/lo/jeffrey-aronheim-235233", "license_check": { "state": "AR", "confidence": "lender_reported", "eligible": true, "label": "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/greenwood-village-co-3957/jeffrey-aronheim/" }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 6, "score": 50.5, "loan_officer": { "nmls_id": 639483, "slug": "bruce-brinkerhoff-639483", "full_name": "Bruce Brinkerhoff", "canonical_url": "https://lendb.ai/lo/bruce-brinkerhoff-639483", "json_url": "https://lendb.ai/lo/bruce-brinkerhoff-639483.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Cleveland", "state": "OH" }, "licensed_states": [ "FL", "AK", "AL", "AR", "AZ", "CA", "CO", "CT", "DE", "GA", "HI", "IA", "ID", "IL", "IN", "KS", "KY", "LA", "MA", "MD", "ME", "MI", "MN", "MO", "MS", "MT", "NC", "ND", "NE", "NH", "NJ", "NM", "NV", "NY", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VA", "VT", "WA", "WI", "WV", "WY" ], "licenses": [ { "state": "AK", "confidence": "lender_reported" }, { "state": "AL", "confidence": "lender_reported" }, { "state": "AR", "confidence": "lender_reported" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "lender_reported" }, { "state": "CO", "confidence": "confirmed" }, { "state": "CT", "confidence": "lender_reported" }, { "state": "DE", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "HI", "confidence": "lender_reported" }, { "state": "IA", "confidence": "lender_reported" }, { "state": "ID", "confidence": "lender_reported" }, { "state": "IL", "confidence": "lender_reported" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "KS", "confidence": "lender_reported" }, { "state": "KY", "confidence": "lender_reported" }, { "state": "LA", "confidence": "lender_reported" }, { "state": "MA", "confidence": "lender_reported" }, { "state": "MD", "confidence": "lender_reported" }, { "state": "ME", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MN", "confidence": "lender_reported" }, { "state": "MO", "confidence": "lender_reported" }, { "state": "MS", "confidence": "lender_reported" }, { "state": "MT", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "ND", "confidence": "lender_reported" }, { "state": "NE", "confidence": "lender_reported" }, { "state": "NH", "confidence": "lender_reported" }, { "state": "NJ", "confidence": "lender_reported" }, { "state": "NM", "confidence": "lender_reported" }, { "state": "NV", "confidence": "lender_reported" }, { "state": "NY", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OK", "confidence": "lender_reported" }, { "state": "OR", "confidence": "lender_reported" }, { "state": "PA", "confidence": "confirmed" }, { "state": "RI", "confidence": "lender_reported" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "SD", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "UT", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "VT", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" }, { "state": "WI", "confidence": "lender_reported" }, { "state": "WV", "confidence": "lender_reported" }, { "state": "WY", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" } ], "years_licensed": 7, "licensed_since": { "year": 2019, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/cleveland-oh-1611/bruce-brinkerhoff/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2019 (per Florida records)" ], "canonical_url": "https://lendb.ai/lo/bruce-brinkerhoff-639483", "license_check": { "state": "AR", "confidence": "lender_reported", "eligible": true, "label": "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/cleveland-oh-1611/bruce-brinkerhoff/" }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 7, "score": 49.5, "loan_officer": { "nmls_id": 562497, "slug": "danielle-pitzo-562497", "full_name": "Danielle Pitzo", "canonical_url": "https://lendb.ai/lo/danielle-pitzo-562497", "json_url": "https://lendb.ai/lo/danielle-pitzo-562497.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Cleveland", "state": "OH" }, "licensed_states": [ "FL", "AR", "AZ", "CA", "CO", "GA", "IL", "IN", "LA", "MI", "MO", "OH", "OR", "PA", "TN", "TX", "WA" ], "licenses": [ { "state": "AR", "confidence": "lender_reported" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "lender_reported" }, { "state": "CO", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "IL", "confidence": "lender_reported" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "LA", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MO", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OR", "confidence": "lender_reported" }, { "state": "PA", "confidence": "confirmed" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" } ], "years_licensed": 5, "licensed_since": { "year": 2021, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/cleveland-oh-1611/danielle-pitzo/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2021 (per Florida records)" ], "canonical_url": "https://lendb.ai/lo/danielle-pitzo-562497", "license_check": { "state": "AR", "confidence": "lender_reported", "eligible": true, "label": "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/cleveland-oh-1611/danielle-pitzo/" }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 8, "score": 49.3, "loan_officer": { "nmls_id": 212462, "slug": "brent-schreurs-212462", "full_name": "Brent Schreurs", "canonical_url": "https://lendb.ai/lo/brent-schreurs-212462", "json_url": "https://lendb.ai/lo/brent-schreurs-212462.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Tequesta", "state": "FL" }, "licensed_states": [ "FL", "AR", "MO", "NC", "NM", "OH", "OK", "TN", "TX", "VA", "WA" ], "licenses": [ { "state": "AR", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "MO", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "NM", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OK", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "years_licensed": 1, "licensed_since": { "year": 2025, "state": "FL" }, "years_experience": 15, "lender_profile_url": "https://crosscountrymortgage.com/tequesta-fl-3939/brent-schreurs/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2025 (per Florida records)", "States 15 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/brent-schreurs-212462", "license_check": { "state": "AR", "confidence": "lender_reported", "eligible": true, "label": "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/tequesta-fl-3939/brent-schreurs/" }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 9, "score": 48.5, "loan_officer": { "nmls_id": 93547, "slug": "darren-gill-93547", "full_name": "Darren Gill", "canonical_url": "https://lendb.ai/lo/darren-gill-93547", "json_url": "https://lendb.ai/lo/darren-gill-93547.json", "lender": { "nmls_id": 64997, "name": "GMFS Mortgage", "canonical_url": "https://lendb.ai/lender/gmfs-mortgage-64997", "type": "imb" }, "branch": { "city": "Baton Rouge", "state": "LA" }, "licensed_states": [ "AL", "AR", "LA", "MS", "OK", "TX" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "AR", "confidence": "lender_reported" }, { "state": "LA", "confidence": "lender_reported" }, { "state": "MS", "confidence": "lender_reported" }, { "state": "OK", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" } ], "years_licensed": null, "licensed_since": null, "years_experience": 9, "lender_profile_url": "https://gmfsmortgage.com/loan-officers/darren-gill/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "States 9 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/darren-gill-93547", "license_check": { "state": "AR", "confidence": "lender_reported", "eligible": true, "label": "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://gmfsmortgage.com/loan-officers/darren-gill/" }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 10, "score": 47.8, "loan_officer": { "nmls_id": 1667980, "slug": "alison-oliver-1667980", "full_name": "Alison Oliver", "canonical_url": "https://lendb.ai/lo/alison-oliver-1667980", "json_url": "https://lendb.ai/lo/alison-oliver-1667980.json", "lender": { "nmls_id": 402761, "name": "U.S. Bank", "canonical_url": "https://lendb.ai/lender/us-bank-402761", "type": "bank" }, "branch": { "city": "Arkadelphia", "state": "AR" }, "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" } ], "years_licensed": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://mortgage.usbank.com/ar/arkadelphia/alison-oliver-1667980", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "Office in Arkadelphia, AR", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS" ], "canonical_url": "https://lendb.ai/lo/alison-oliver-1667980", "license_check": { "state": "AR", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-09", "source_url": null }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 11, "score": 46, "loan_officer": { "nmls_id": 128546, "slug": "aimia-mire-128546", "full_name": "Aimia \"Mimi\" Mire", "canonical_url": "https://lendb.ai/lo/aimia-mire-128546", "json_url": "https://lendb.ai/lo/aimia-mire-128546.json", "lender": { "nmls_id": 64997, "name": "GMFS Mortgage", "canonical_url": "https://lendb.ai/lender/gmfs-mortgage-64997", "type": "imb" }, "branch": { "city": "Lafayette", "state": "LA" }, "licensed_states": [ "AL", "AR", "LA", "MS", "TN", "TX" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "AR", "confidence": "lender_reported" }, { "state": "LA", "confidence": "lender_reported" }, { "state": "MS", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "new-construction", "evidence": "lender_page_text" }, { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": 4, "licensed_since": { "year": 2022, "state": "FL" }, "years_experience": 30, "lender_profile_url": "https://gmfsmortgage.com/loan-officers/aimia-doucet/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2022 (per Florida records)", "States 30 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/aimia-mire-128546", "license_check": { "state": "AR", "confidence": "lender_reported", "eligible": true, "label": "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://gmfsmortgage.com/loan-officers/aimia-doucet/" }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 12, "score": 44.8, "loan_officer": { "nmls_id": 2035377, "slug": "caylab-herrera-2035377", "full_name": "Caylab Herrera", "canonical_url": "https://lendb.ai/lo/caylab-herrera-2035377", "json_url": "https://lendb.ai/lo/caylab-herrera-2035377.json", "lender": { "nmls_id": 1591, "name": "Churchill Mortgage", "canonical_url": "https://lendb.ai/lender/churchill-mortgage-1591", "type": "imb" }, "branch": { "city": "Allen", "state": "TX" }, "licensed_states": [ "AR", "DE", "LA", "NC", "NM", "OK", "SC", "TX" ], "licenses": [ { "state": "AR", "confidence": "lender_reported" }, { "state": "DE", "confidence": "lender_reported" }, { "state": "LA", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "NM", "confidence": "lender_reported" }, { "state": "OK", "confidence": "lender_reported" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" } ], "years_licensed": null, "licensed_since": null, "years_experience": 6, "lender_profile_url": "https://www.churchillmortgage.com/loan-officers/caylab-herrera", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "States 6 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/caylab-herrera-2035377", "license_check": { "state": "AR", "confidence": "lender_reported", "eligible": true, "label": "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.churchillmortgage.com/loan-officers/caylab-herrera" }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 13, "score": 44, "loan_officer": { "nmls_id": 114899, "slug": "stacey-britton-114899", "full_name": "Stacey Britton", "canonical_url": "https://lendb.ai/lo/stacey-britton-114899", "json_url": "https://lendb.ai/lo/stacey-britton-114899.json", "lender": { "nmls_id": 64997, "name": "GMFS Mortgage", "canonical_url": "https://lendb.ai/lender/gmfs-mortgage-64997", "type": "imb" }, "branch": { "city": "Lafayette", "state": "LA" }, "licensed_states": [ "AR", "LA", "MS", "TX" ], "licenses": [ { "state": "AR", "confidence": "lender_reported" }, { "state": "LA", "confidence": "lender_reported" }, { "state": "MS", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://gmfsmortgage.com/loan-officers/stacey-britton/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)" ], "canonical_url": "https://lendb.ai/lo/stacey-britton-114899", "license_check": { "state": "AR", "confidence": "lender_reported", "eligible": true, "label": "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://gmfsmortgage.com/loan-officers/stacey-britton/" }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 14, "score": 43.3, "loan_officer": { "nmls_id": 1919114, "slug": "christopher-fouts-1919114", "full_name": "Christopher Fouts", "canonical_url": "https://lendb.ai/lo/christopher-fouts-1919114", "json_url": "https://lendb.ai/lo/christopher-fouts-1919114.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "San Antonio", "state": "TX" }, "licensed_states": [ "FL", "AL", "AR", "AZ", "GA", "IL", "IN", "KS", "LA", "MO", "MS", "NC", "NM", "OK", "SC", "TN", "TX", "VA", "WA" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "AR", "confidence": "lender_reported" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "IL", "confidence": "lender_reported" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "KS", "confidence": "lender_reported" }, { "state": "LA", "confidence": "lender_reported" }, { "state": "MO", "confidence": "lender_reported" }, { "state": "MS", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "NM", "confidence": "lender_reported" }, { "state": "OK", "confidence": "lender_reported" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": 3, "licensed_since": { "year": 2023, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/san-antonio-tx-3153/christopher-fouts/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2023 (per Florida records)" ], "canonical_url": "https://lendb.ai/lo/christopher-fouts-1919114", "license_check": { "state": "AR", "confidence": "lender_reported", "eligible": true, "label": "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/san-antonio-tx-3153/christopher-fouts/" }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 15, "score": 42.8, "loan_officer": { "nmls_id": 289846, "slug": "michael-smalley-289846", "full_name": "Michael Smalley", "canonical_url": "https://lendb.ai/lo/michael-smalley-289846", "json_url": "https://lendb.ai/lo/michael-smalley-289846.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Winter Park", "state": "FL" }, "licensed_states": [ "FL", "AL", "AR", "CO", "GA", "ID", "MO", "NC", "NJ", "OH", "SC", "TN", "TX", "VA", "WA" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "AR", "confidence": "lender_reported" }, { "state": "CO", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "ID", "confidence": "lender_reported" }, { "state": "MO", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "NJ", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" } ], "years_licensed": 2, "licensed_since": { "year": 2024, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/winter-park-fl-3645/michael-smalley/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2024 (per Florida records)" ], "canonical_url": "https://lendb.ai/lo/michael-smalley-289846", "license_check": { "state": "AR", "confidence": "lender_reported", "eligible": true, "label": "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/winter-park-fl-3645/michael-smalley/" }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 16, "score": 42, "loan_officer": { "nmls_id": 208302, "slug": "nathan-burrell-208302", "full_name": "Nathan Burrell", "canonical_url": "https://lendb.ai/lo/nathan-burrell-208302", "json_url": "https://lendb.ai/lo/nathan-burrell-208302.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Franklin", "state": "TN" }, "licensed_states": [ "FL", "AL", "AR", "AZ", "CA", "CO", "CT", "DE", "GA", "ID", "IL", "IN", "KS", "KY", "LA", "MD", "MI", "MO", "MS", "MT", "NC", "NE", "NH", "NM", "OH", "OK", "PA", "SC", "TN", "TX", "VA", "WI", "WV" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "AR", "confidence": "lender_reported" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "lender_reported" }, { "state": "CO", "confidence": "lender_reported" }, { "state": "CT", "confidence": "lender_reported" }, { "state": "DE", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "ID", "confidence": "lender_reported" }, { "state": "IL", "confidence": "lender_reported" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "KS", "confidence": "lender_reported" }, { "state": "KY", "confidence": "lender_reported" }, { "state": "LA", "confidence": "lender_reported" }, { "state": "MD", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MO", "confidence": "lender_reported" }, { "state": "MS", "confidence": "lender_reported" }, { "state": "MT", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "NE", "confidence": "lender_reported" }, { "state": "NH", "confidence": "lender_reported" }, { "state": "NM", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OK", "confidence": "lender_reported" }, { "state": "PA", "confidence": "lender_reported" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WI", "confidence": "lender_reported" }, { "state": "WV", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" } ], "years_licensed": 2, "licensed_since": { "year": 2024, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/franklin-tn-2831/nathan-burrell/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2024 (per Florida records)" ], "canonical_url": "https://lendb.ai/lo/nathan-burrell-208302", "license_check": { "state": "AR", "confidence": "lender_reported", "eligible": true, "label": "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/franklin-tn-2831/nathan-burrell/" }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 17, "score": 42, "loan_officer": { "nmls_id": 2532914, "slug": "sarah-hawks-2532914", "full_name": "Sarah Hawks", "canonical_url": "https://lendb.ai/lo/sarah-hawks-2532914", "json_url": "https://lendb.ai/lo/sarah-hawks-2532914.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Chicago", "state": "IL" }, "licensed_states": [ "FL", "CO", "AR", "AZ", "GA", "IL", "IN", "MI", "NC", "NM", "OH", "TN", "TX" ], "licenses": [ { "state": "AR", "confidence": "lender_reported" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CO", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "IL", "confidence": "lender_reported" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "NM", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" } ], "years_licensed": 2, "licensed_since": { "year": 2024, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/chicago-il-3853/sarah-hawks/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2024 (per Florida records)" ], "canonical_url": "https://lendb.ai/lo/sarah-hawks-2532914", "license_check": { "state": "AR", "confidence": "lender_reported", "eligible": true, "label": "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/chicago-il-3853/sarah-hawks/" }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 18, "score": 41.8, "loan_officer": { "nmls_id": 1911950, "slug": "john-langdon-1911950", "full_name": "John Langdon", "canonical_url": "https://lendb.ai/lo/john-langdon-1911950", "json_url": "https://lendb.ai/lo/john-langdon-1911950.json", "lender": { "nmls_id": 2229, "name": "Union Home Mortgage", "canonical_url": "https://lendb.ai/lender/union-home-mortgage-2229", "type": "imb" }, "branch": { "city": "Dothan", "state": "AL" }, "licensed_states": [ "FL", "AL", "AR", "GA", "MS", "NC" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "AR", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "MS", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": 0, "licensed_since": { "year": 2026, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://www.uhm.com/loan-officers/john-langdon/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2026 (per Florida records)" ], "canonical_url": "https://lendb.ai/lo/john-langdon-1911950", "license_check": { "state": "AR", "confidence": "lender_reported", "eligible": true, "label": "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.uhm.com/loan-officers/john-langdon/" }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 19, "score": 41.5, "loan_officer": { "nmls_id": 217124, "slug": "michael-landers-217124", "full_name": "Michael Landers", "canonical_url": "https://lendb.ai/lo/michael-landers-217124", "json_url": "https://lendb.ai/lo/michael-landers-217124.json", "lender": { "nmls_id": 70876, "name": "Assurance Financial", "canonical_url": "https://lendb.ai/lender/assurance-financial-70876", "type": "imb" }, "branch": { "city": "Austin", "state": "TX" }, "licensed_states": [ "FL", "AR", "CA", "CO", "LA", "NM", "TX", "WA" ], "licenses": [ { "state": "AR", "confidence": "lender_reported" }, { "state": "CA", "confidence": "lender_reported" }, { "state": "CO", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "LA", "confidence": "lender_reported" }, { "state": "NM", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": 9, "licensed_since": { "year": 2017, "state": "CO" }, "years_experience": null, "lender_profile_url": "https://assurancemortgage.com/assurance_officers/michael-landers/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2017 (per Colorado records)" ], "canonical_url": "https://lendb.ai/lo/michael-landers-217124", "license_check": { "state": "AR", "confidence": "lender_reported", "eligible": true, "label": "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://assurancemortgage.com/assurance_officers/michael-landers/" }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 20, "score": 41, "loan_officer": { "nmls_id": 221971, "slug": "shawn-durant-221971", "full_name": "Shawn Durant", "canonical_url": "https://lendb.ai/lo/shawn-durant-221971", "json_url": "https://lendb.ai/lo/shawn-durant-221971.json", "lender": { "nmls_id": 1850, "name": "American Pacific Mortgage", "canonical_url": "https://lendb.ai/lender/american-pacific-mortgage-1850", "type": "imb" }, "branch": { "city": "Roseville", "state": "CA" }, "licensed_states": [ "FL", "AK", "AL", "AR", "AZ", "CA", "CO", "CT", "DC", "DE", "GA", "HI", "IA", "ID", "IL", "IN", "KS", "LA", "MA", "MD", "ME", "MI", "MN", "MO", "MT", "NC", "NE", "NH", "NJ", "NM", "NV", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VT", "WA", "WI", "WY" ], "licenses": [ { "state": "AK", "confidence": "lender_reported" }, { "state": "AL", "confidence": "lender_reported" }, { "state": "AR", "confidence": "lender_reported" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "lender_reported" }, { "state": "CO", "confidence": "confirmed" }, { "state": "CT", "confidence": "lender_reported" }, { "state": "DC", "confidence": "lender_reported" }, { "state": "DE", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "HI", "confidence": "lender_reported" }, { "state": "IA", "confidence": "lender_reported" }, { "state": "ID", "confidence": "lender_reported" }, { "state": "IL", "confidence": "lender_reported" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "KS", "confidence": "lender_reported" }, { "state": "LA", "confidence": "lender_reported" }, { "state": "MA", "confidence": "lender_reported" }, { "state": "MD", "confidence": "lender_reported" }, { "state": "ME", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MN", "confidence": "lender_reported" }, { "state": "MO", "confidence": "lender_reported" }, { "state": "MT", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "NE", "confidence": "lender_reported" }, { "state": "NH", "confidence": "lender_reported" }, { "state": "NJ", "confidence": "lender_reported" }, { "state": "NM", "confidence": "lender_reported" }, { "state": "NV", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OK", "confidence": "lender_reported" }, { "state": "OR", "confidence": "lender_reported" }, { "state": "PA", "confidence": "confirmed" }, { "state": "RI", "confidence": "lender_reported" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "SD", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "UT", "confidence": "lender_reported" }, { "state": "VT", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" }, { "state": "WI", "confidence": "lender_reported" }, { "state": "WY", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" } ], "years_licensed": 8, "licensed_since": { "year": 2018, "state": "CO" }, "years_experience": null, "lender_profile_url": "https://www.apmortgage.com/shawn-durant", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2018 (per Colorado records)" ], "canonical_url": "https://lendb.ai/lo/shawn-durant-221971", "license_check": { "state": "AR", "confidence": "lender_reported", "eligible": true, "label": "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.apmortgage.com/shawn-durant" }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 21, "score": 38.5, "loan_officer": { "nmls_id": 1043587, "slug": "geoffrey-smith-1043587", "full_name": "Geoff Smith", "canonical_url": "https://lendb.ai/lo/geoffrey-smith-1043587", "json_url": "https://lendb.ai/lo/geoffrey-smith-1043587.json", "lender": { "nmls_id": 70876, "name": "Assurance Financial", "canonical_url": "https://lendb.ai/lender/assurance-financial-70876", "type": "imb" }, "branch": { "city": "Roswell", "state": "GA" }, "licensed_states": [ "FL", "AL", "AR", "GA", "SC", "TN" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "AR", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "years_licensed": 3, "licensed_since": { "year": 2023, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://assurancemortgage.com/assurance_officers/geoff-smith/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2023 (per Florida records)" ], "canonical_url": "https://lendb.ai/lo/geoffrey-smith-1043587", "license_check": { "state": "AR", "confidence": "lender_reported", "eligible": true, "label": "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://assurancemortgage.com/assurance_officers/geoff-smith/" }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 22, "score": 37.5, "loan_officer": { "nmls_id": 1890497, "slug": "jeffrey-meares-1890497", "full_name": "Jeff Meares", "canonical_url": "https://lendb.ai/lo/jeffrey-meares-1890497", "json_url": "https://lendb.ai/lo/jeffrey-meares-1890497.json", "lender": { "nmls_id": 70876, "name": "Assurance Financial", "canonical_url": "https://lendb.ai/lender/assurance-financial-70876", "type": "imb" }, "branch": { "city": "Baton Rouge", "state": "LA" }, "licensed_states": [ "FL", "AL", "AR", "GA", "LA", "MS", "TX" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "AR", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "LA", "confidence": "lender_reported" }, { "state": "MS", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": 1, "licensed_since": { "year": 2025, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://assurancemortgage.com/assurance_officers/jeff-meares/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2025 (per Florida records)" ], "canonical_url": "https://lendb.ai/lo/jeffrey-meares-1890497", "license_check": { "state": "AR", "confidence": "lender_reported", "eligible": true, "label": "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://assurancemortgage.com/assurance_officers/jeff-meares/" }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 23, "score": 37, "loan_officer": { "nmls_id": 80692, "slug": "joey-brodtman-80692", "full_name": "Joey Brodtman", "canonical_url": "https://lendb.ai/lo/joey-brodtman-80692", "json_url": "https://lendb.ai/lo/joey-brodtman-80692.json", "lender": { "nmls_id": 70876, "name": "Assurance Financial", "canonical_url": "https://lendb.ai/lender/assurance-financial-70876", "type": "imb" }, "branch": { "city": "West Monroe", "state": "LA" }, "licensed_states": [ "AL", "AR", "GA", "LA", "MS", "TX" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "AR", "confidence": "lender_reported" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "LA", "confidence": "lender_reported" }, { "state": "MS", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://assurancemortgage.com/assurance_officers/joey-brodtman/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)" ], "canonical_url": "https://lendb.ai/lo/joey-brodtman-80692", "license_check": { "state": "AR", "confidence": "lender_reported", "eligible": true, "label": "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://assurancemortgage.com/assurance_officers/joey-brodtman/" }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 24, "score": 37, "loan_officer": { "nmls_id": 114391, "slug": "mike-brodtman-114391", "full_name": "Mike Brodtman", "canonical_url": "https://lendb.ai/lo/mike-brodtman-114391", "json_url": "https://lendb.ai/lo/mike-brodtman-114391.json", "lender": { "nmls_id": 70876, "name": "Assurance Financial", "canonical_url": "https://lendb.ai/lender/assurance-financial-70876", "type": "imb" }, "branch": { "city": "West Monroe", "state": "LA" }, "licensed_states": [ "AR", "LA", "MS", "NC" ], "licenses": [ { "state": "AR", "confidence": "lender_reported" }, { "state": "LA", "confidence": "lender_reported" }, { "state": "MS", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://assurancemortgage.com/assurance_officers/mike-brodtman/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)" ], "canonical_url": "https://lendb.ai/lo/mike-brodtman-114391", "license_check": { "state": "AR", "confidence": "lender_reported", "eligible": true, "label": "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://assurancemortgage.com/assurance_officers/mike-brodtman/" }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 25, "score": 36.3, "loan_officer": { "nmls_id": 2660608, "slug": "paul-schmidt-2660608", "full_name": "Paul Schmidt", "canonical_url": "https://lendb.ai/lo/paul-schmidt-2660608", "json_url": "https://lendb.ai/lo/paul-schmidt-2660608.json", "lender": { "nmls_id": 320841, "name": "Loan Factory", "canonical_url": "https://lendb.ai/lender/loan-factory-320841", "type": "broker" }, "branch": { "city": null, "state": null }, "licensed_states": [ "AR", "OK", "TX" ], "licenses": [ { "state": "AR", "confidence": "lender_reported" }, { "state": "OK", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "dscr", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "heloc", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "reverse", "evidence": "lender_page_text" }, { "slug": "vacation-home", "evidence": "lender_page_text" } ], "years_licensed": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://www.loanfactory.com/mortgage-expert/paul-schmidt-2660608", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)" ], "canonical_url": "https://lendb.ai/lo/paul-schmidt-2660608", "license_check": { "state": "AR", "confidence": "lender_reported", "eligible": true, "label": "AR listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.loanfactory.com/mortgage-expert/paul-schmidt-2660608" }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] } ] }