--- canonical_url: https://lendb.ai/s/construction/california last_verified: 2026-10-09 --- # Construction loan officers in California As of 2026-10-09, LenDb lists 117 loan officers licensed in or based in California whose lender pages show Construction loan work. The top-ranked are John Assily (CrossCountry Mortgage, Walnut Creek), Tera Greene (CrossCountry Mortgage, Yuma) and Cameron Gemoets (CrossCountry Mortgage, Cleveland). Ranking is lender-neutral: specialty evidence first, then a license in CA, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[John Assily](https://lendb.ai/lo/john-assily-291314)** (NMLS 291314), CrossCountry Mortgage, Walnut Creek, CA - Lists Construction loan on lender page (lender page, verified 2026-10-09) - Office in Walnut Creek, CA - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 30 years of experience (lender page, 2026-10-09) 2. **[Tera Greene](https://lendb.ai/lo/tera-greene-304548)** (NMLS 304548), CrossCountry Mortgage, Yuma, AZ - Lists Construction loan on lender page (lender page, verified 2026-10-09) - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 30 years of experience (lender page, 2026-10-09) 3. **[Cameron Gemoets](https://lendb.ai/lo/cameron-gemoets-2701842)** (NMLS 2701842), CrossCountry Mortgage, Cleveland, OH - Lists Construction loan on lender page (lender page, verified 2026-10-09) - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 4. **[Michael Dubrule](https://lendb.ai/lo/michael-dubrule-92043)** (NMLS 92043), American Pacific Mortgage, Yakima, WA - Lists Construction loan on lender page (lender page, verified 2026-10-09) - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 33 years of experience (lender page, 2026-10-09) 5. **[Christina McCollum](https://lendb.ai/lo/christina-mccollum-1398321)** (NMLS 1398321), Churchill Mortgage, Kennewick, WA - Lists Construction loan on lender page (lender page, verified 2026-10-09) - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 6. **[Robert Saberi](https://lendb.ai/lo/robert-saberi-377663)** (NMLS 377663), CrossCountry Mortgage, Benicia, CA - Lists Construction loan on lender page (lender page, verified 2026-10-09) - Office in Benicia, CA - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 7. **[Joe Pereira](https://lendb.ai/lo/joe-pereira-1734139)** (NMLS 1734139), C2 Financial Corporation, CA - Lists Construction loan on lender page (lender page, verified 2026-10-09) - Office in California - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 25 years of experience (lender page, 2026-10-09) 8. **[Michael Lee Mcchristian](https://lendb.ai/lo/michael-lee-mcchristian-288571)** (NMLS 288571), Loan Factory, CA - Lists Construction loan on lender page (lender page, verified 2026-10-09) - Office in California - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 26 years of experience (lender page, 2026-10-09) 9. **[Adam Ellsworth](https://lendb.ai/lo/adam-ellsworth-979864)** (NMLS 979864), U.S. Bank, Hermosa Beach, CA - Lists Construction loan on lender page (lender page, verified 2026-10-09) - Office in Hermosa Beach, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - Licensed since 2016 (per Florida records) 10. **[Alex Berger](https://lendb.ai/lo/alex-berger-257173)** (NMLS 257173), BMO Bank, Los Angeles, CA - Lists Construction loan on lender page (lender page, verified 2026-10-09) - Office in Los Angeles, CA - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS - States 20 years of experience (lender page, 2026-10-09) 11. **[Irini Lulu](https://lendb.ai/lo/irini-ronen-lulu-482084)** (NMLS 482084), CrossCountry Mortgage, Plymouth Meeting, PA - Lists Construction loan on lender page (lender page, verified 2026-10-09) - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 12. **[Erin Hendricks](https://lendb.ai/lo/dennis-hendricks-90634)** (NMLS 90634), Intercap Lending, Pleasant Grove, UT - Lists Construction loan on lender page (lender page, verified 2026-10-09) - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 13. **[Ryan Arzner](https://lendb.ai/lo/ryan-arzner-247157)** (NMLS 247157), CrossCountry Mortgage, McMinnville, OR - Lists Construction loan on lender page (lender page, verified 2026-10-09) - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 22 years of experience (lender page, 2026-10-09) 14. **[Dan Larkin](https://lendb.ai/lo/daniel-larkin-258898)** (NMLS 258898), LeaderOne Financial, Oak Brook, IL - Lists Construction loan on lender page (lender page, verified 2026-10-09) - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 15. **[Danielle Young](https://lendb.ai/lo/danielle-young-265241)** (NMLS 265241), CrossCountry Mortgage, South Jordan, UT - Lists Construction loan on lender page (lender page, verified 2026-10-09) - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 30 years of experience (lender page, 2026-10-09) 16. **[Heidi Green](https://lendb.ai/lo/heidi-green-344768)** (NMLS 344768), CrossCountry Mortgage, Seattle, WA - Lists Construction loan on lender page (lender page, verified 2026-10-09) - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 17. **[James Igbinovia](https://lendb.ai/lo/james-igbinovia-626688)** (NMLS 626688), CrossCountry Mortgage, Scottsdale, AZ - Lists Construction loan on lender page (lender page, verified 2026-10-09) - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 18. **[Aaron Sanders](https://lendb.ai/lo/aaron-sanders-2555076)** (NMLS 2555076), CrossCountry Mortgage, Delray Beach, FL - Lists Construction loan on lender page (lender page, verified 2026-10-09) - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 19. **[Jeffrey Aronheim](https://lendb.ai/lo/jeffrey-aronheim-235233)** (NMLS 235233), CrossCountry Mortgage, Greenwood Village, CO - Lists Construction loan on lender page (lender page, verified 2026-10-09) - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2007 (per Colorado records) 20. **[Ann Geske](https://lendb.ai/lo/ann-geske-239635)** (NMLS 239635), C2 Financial Corporation - Lists Construction loan on lender page (lender page, verified 2026-10-09) - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2018 (per Florida records) - States 35 years of experience (lender page, 2026-10-09) 21. **[Nili Sinai-Nathan](https://lendb.ai/lo/nili-sinai-nathan-248616)** (NMLS 248616), C2 Financial Corporation - Lists Construction loan on lender page (lender page, verified 2026-10-09) - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 24 years of experience (lender page, 2026-10-09) 22. **[Gerald Brody](https://lendb.ai/lo/gerald-brody-397642)** (NMLS 397642), CrossCountry Mortgage, Southfield, MI - Lists Construction loan on lender page (lender page, verified 2026-10-09) - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) 23. **[Douglas R Betz](https://lendb.ai/lo/douglas-r-betz-1339730)** (NMLS 1339730), C2 Financial Corporation - Lists Construction loan on lender page (lender page, verified 2026-10-09) - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 30 years of experience (lender page, 2026-10-09) 24. **[Bruce Brinkerhoff](https://lendb.ai/lo/bruce-brinkerhoff-639483)** (NMLS 639483), CrossCountry Mortgage, Cleveland, OH - Lists Construction loan on lender page (lender page, verified 2026-10-09) - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) 25. **[Aaron Eide](https://lendb.ai/lo/aaron-eide-1481663)** (NMLS 1481663), U.S. Bank, Minneapolis, MN - Lists Construction loan on lender page (lender page, verified 2026-10-09) - CA listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) ## Questions to ask - Do you offer one-time close construction loans? - What do you require to approve my builder? - How are draws released during the build? Cite as: LenDb.ai, https://lendb.ai/s/construction/california. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._