{ "canonical_url": "https://lendb.ai/s/construction/illinois", "summary": "As of 2026-10-09, LenDb lists 63 loan officers licensed in or based in Illinois whose lender pages show Construction loan work. The top-ranked are Cameron Gemoets (CrossCountry Mortgage, Cleveland), Zach Schwartz (LeaderOne Financial, Oak Brook) and Christina McCollum (Churchill Mortgage, Kennewick). Ranking is lender-neutral: specialty evidence first, then a license in IL, branch location, experience and profile completeness. Nobody pays for placement.", "specialty": "construction", "state": "IL", "total": 63, "last_verified": "2026-10-09", "results": [ { "rank": 1, "score": 59.8, "loan_officer": { "nmls_id": 2701842, "slug": "cameron-gemoets-2701842", "full_name": "Cameron Gemoets", "canonical_url": "https://lendb.ai/lo/cameron-gemoets-2701842", "json_url": "https://lendb.ai/lo/cameron-gemoets-2701842.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Cleveland", "state": "OH" }, "licensed_states": [ "FL", "CA", "GA", "IL", "IN", "MN", "MO", "OH", "OK", "TN", "TX", "WA" ], "licenses": [ { "state": "CA", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "IL", "confidence": "lender_reported" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "MN", "confidence": "lender_reported" }, { "state": "MO", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OK", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": 1, "licensed_since": { "year": 2025, "state": "FL" }, "years_experience": 20, "lender_profile_url": "https://crosscountrymortgage.com/cleveland-oh-2131/cameron-gemoets/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2025 (per Florida records)", "States 20 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/cameron-gemoets-2701842", "license_check": { "state": "IL", "confidence": "lender_reported", "eligible": true, "label": "IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/cleveland-oh-2131/cameron-gemoets/" }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 2, "score": 56.3, "loan_officer": { "nmls_id": 894131, "slug": "zachary-schwartz-894131", "full_name": "Zach Schwartz", "canonical_url": "https://lendb.ai/lo/zachary-schwartz-894131", "json_url": "https://lendb.ai/lo/zachary-schwartz-894131.json", "lender": { "nmls_id": 12007, "name": "LeaderOne Financial", "canonical_url": "https://lendb.ai/lender/leaderone-financial-12007", "type": "imb" }, "branch": { "city": "Oak Brook", "state": "IL" }, "licensed_states": [ "FL", "IL", "WI" ], "licenses": [ { "state": "FL", "confidence": "confirmed" }, { "state": "IL", "confidence": "lender_reported" }, { "state": "WI", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "heloc", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" }, { "slug": "reverse", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" } ], "years_licensed": 13, "licensed_since": { "year": 2013, "state": "FL" }, "years_experience": 15, "lender_profile_url": "https://www.leaderonefinancial.com/mlo/zach-schwartz", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "Office in Oak Brook, IL", "IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2013 (per Florida records)", "States 15 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/zachary-schwartz-894131", "license_check": { "state": "IL", "confidence": "lender_reported", "eligible": true, "label": "IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.leaderonefinancial.com/mlo/zach-schwartz" }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 3, "score": 56, "loan_officer": { "nmls_id": 1398321, "slug": "christina-mccollum-1398321", "full_name": "Christina McCollum", "canonical_url": "https://lendb.ai/lo/christina-mccollum-1398321", "json_url": "https://lendb.ai/lo/christina-mccollum-1398321.json", "lender": { "nmls_id": 1591, "name": "Churchill Mortgage", "canonical_url": "https://lendb.ai/lender/churchill-mortgage-1591", "type": "imb" }, "branch": { "city": "Kennewick", "state": "WA" }, "licensed_states": [ "FL", "AK", "AL", "AZ", "CA", "GA", "ID", "IL", "MA", "MI", "MO", "MT", "NC", "NE", "OH", "OR", "SC", "TN", "TX", "WA", "WI", "WY" ], "licenses": [ { "state": "AK", "confidence": "lender_reported" }, { "state": "AL", "confidence": "lender_reported" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "ID", "confidence": "lender_reported" }, { "state": "IL", "confidence": "lender_reported" }, { "state": "MA", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MO", "confidence": "lender_reported" }, { "state": "MT", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "NE", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OR", "confidence": "lender_reported" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" }, { "state": "WI", "confidence": "lender_reported" }, { "state": "WY", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "es" ], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" } ], "years_licensed": 6, "licensed_since": { "year": 2020, "state": "FL" }, "years_experience": 20, "lender_profile_url": "https://www.churchillmortgage.com/loan-officers/christina-mccollum", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2020 (per Florida records)", "States 20 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/christina-mccollum-1398321", "license_check": { "state": "IL", "confidence": "lender_reported", "eligible": true, "label": "IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://www.churchillmortgage.com/loan-officers/christina-mccollum" }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 4, "score": 51.8, "loan_officer": { "nmls_id": 299013, "slug": "april-janas-299013", "full_name": "April Janas", "canonical_url": "https://lendb.ai/lo/april-janas-299013", "json_url": "https://lendb.ai/lo/april-janas-299013.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Puyallup", "state": "WA" }, "licensed_states": [ "FL", "AL", "AZ", "CO", "ID", "IL", "MT", "NV", "OR", "SC", "TN", "TX", "WA" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CO", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "ID", "confidence": "lender_reported" }, { "state": "IL", "confidence": "lender_reported" }, { "state": "MT", "confidence": "lender_reported" }, { "state": "NV", "confidence": "lender_reported" }, { "state": "OR", "confidence": "lender_reported" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "down-payment-assistance", "evidence": "lender_page_text" }, { "slug": "heloc", "evidence": "lender_page_text" } ], "years_licensed": 0, "licensed_since": { "year": 2026, "state": "FL" }, "years_experience": 25, "lender_profile_url": "https://crosscountrymortgage.com/puyallup-wa-4189/april-janas/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2026 (per Florida records)", "States 25 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/april-janas-299013", "license_check": { "state": "IL", "confidence": "lender_reported", "eligible": true, "label": "IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/puyallup-wa-4189/april-janas/" }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 5, "score": 51.8, "loan_officer": { "nmls_id": 359660, "slug": "donna-johnson-359660", "full_name": "Donna Johnson", "canonical_url": "https://lendb.ai/lo/donna-johnson-359660", "json_url": "https://lendb.ai/lo/donna-johnson-359660.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Tequesta", "state": "FL" }, "licensed_states": [ "FL", "IL" ], "licenses": [ { "state": "FL", "confidence": "confirmed" }, { "state": "IL", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "condo", "evidence": "lender_page_text" }, { "slug": "construction", "evidence": "lender_page_text" } ], "years_licensed": 12, "licensed_since": { "year": 2014, "state": "FL" }, "years_experience": 35, "lender_profile_url": "https://crosscountrymortgage.com/tequesta-fl-3939/donna-johnson/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2014 (per Florida records)", "States 35 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/donna-johnson-359660", "license_check": { "state": "IL", "confidence": "lender_reported", "eligible": true, "label": "IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/tequesta-fl-3939/donna-johnson/" }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 6, "score": 51.8, "loan_officer": { "nmls_id": 545211, "slug": "shannon-bradshaw-545211", "full_name": "Shannon Bradshaw", "canonical_url": "https://lendb.ai/lo/shannon-bradshaw-545211", "json_url": "https://lendb.ai/lo/shannon-bradshaw-545211.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Atlanta", "state": "GA" }, "licensed_states": [ "FL", "AL", "GA", "IL", "MI", "MO", "MS", "NC", "SC", "TN", "TX", "VA", "WI" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "IL", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MO", "confidence": "lender_reported" }, { "state": "MS", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WI", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "renovation", "evidence": "lender_page_text" } ], "years_licensed": 1, "licensed_since": { "year": 2025, "state": "FL" }, "years_experience": 21, "lender_profile_url": "https://crosscountrymortgage.com/atlanta-ga-4286/shannon-bradshaw/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2025 (per Florida records)", "States 21 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/shannon-bradshaw-545211", "license_check": { "state": "IL", "confidence": "lender_reported", "eligible": true, "label": "IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/atlanta-ga-4286/shannon-bradshaw/" }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 7, "score": 51.8, "loan_officer": { "nmls_id": 626688, "slug": "james-igbinovia-626688", "full_name": "James Igbinovia", "canonical_url": "https://lendb.ai/lo/james-igbinovia-626688", "json_url": "https://lendb.ai/lo/james-igbinovia-626688.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Scottsdale", "state": "AZ" }, "licensed_states": [ "AK", "AL", "AZ", "CA", "CO", "GA", "HI", "IA", "IL", "IN", "KS", "KY", "LA", "MD", "ME", "MN", "MO", "MT", "ND", "NE", "NM", "OH", "OK", "PA", "SC", "SD", "TN", "VA", "WI" ], "licenses": [ { "state": "AK", "confidence": "lender_reported" }, { "state": "AL", "confidence": "lender_reported" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "lender_reported" }, { "state": "CO", "confidence": "lender_reported" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "HI", "confidence": "lender_reported" }, { "state": "IA", "confidence": "lender_reported" }, { "state": "IL", "confidence": "lender_reported" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "KS", "confidence": "lender_reported" }, { "state": "KY", "confidence": "lender_reported" }, { "state": "LA", "confidence": "lender_reported" }, { "state": "MD", "confidence": "lender_reported" }, { "state": "ME", "confidence": "lender_reported" }, { "state": "MN", "confidence": "lender_reported" }, { "state": "MO", "confidence": "lender_reported" }, { "state": "MT", "confidence": "lender_reported" }, { "state": "ND", "confidence": "lender_reported" }, { "state": "NE", "confidence": "lender_reported" }, { "state": "NM", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OK", "confidence": "lender_reported" }, { "state": "PA", "confidence": "confirmed" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "SD", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WI", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "self-employed", "evidence": "lender_page_text" }, { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "usda", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "years_licensed": null, "licensed_since": null, "years_experience": 20, "lender_profile_url": "https://crosscountrymortgage.com/scottsdale-az-4631/james-igbinovia/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "States 20 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/james-igbinovia-626688", "license_check": { "state": "IL", "confidence": "lender_reported", "eligible": true, "label": "IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/scottsdale-az-4631/james-igbinovia/" }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 8, "score": 51.8, "loan_officer": { "nmls_id": 2555076, "slug": "aaron-sanders-2555076", "full_name": "Aaron Sanders", "canonical_url": "https://lendb.ai/lo/aaron-sanders-2555076", "json_url": "https://lendb.ai/lo/aaron-sanders-2555076.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Delray Beach", "state": "FL" }, "licensed_states": [ "FL", "AL", "CA", "CT", "GA", "IA", "IL", "KS", "LA", "MA", "MD", "ME", "MI", "MS", "NC", "SC", "TX", "VA", "WY" ], "licenses": [ { "state": "AL", "confidence": "lender_reported" }, { "state": "CA", "confidence": "lender_reported" }, { "state": "CT", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "IA", "confidence": "lender_reported" }, { "state": "IL", "confidence": "lender_reported" }, { "state": "KS", "confidence": "lender_reported" }, { "state": "LA", "confidence": "lender_reported" }, { "state": "MA", "confidence": "lender_reported" }, { "state": "MD", "confidence": "lender_reported" }, { "state": "ME", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MS", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WY", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "first-time-buyer", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" } ], "years_licensed": 2, "licensed_since": { "year": 2024, "state": "FL" }, "years_experience": 20, "lender_profile_url": "https://crosscountrymortgage.com/delray-beach-fl-5246/aaron-sanders/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2024 (per Florida records)", "States 20 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/aaron-sanders-2555076", "license_check": { "state": "IL", "confidence": "lender_reported", "eligible": true, "label": "IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/delray-beach-fl-5246/aaron-sanders/" }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 9, "score": 51.3, "loan_officer": { "nmls_id": 235233, "slug": "jeffrey-aronheim-235233", "full_name": "Jeffrey Aronheim", "canonical_url": "https://lendb.ai/lo/jeffrey-aronheim-235233", "json_url": "https://lendb.ai/lo/jeffrey-aronheim-235233.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Greenwood Village", "state": "CO" }, "licensed_states": [ "FL", "AK", "AL", "AR", "AZ", "CA", "CO", "CT", "DE", "GA", "IA", "IL", "KS", "KY", "LA", "ME", "MI", "MN", "MO", "NC", "ND", "NM", "NV", "OH", "OR", "PA", "SD", "TN", "TX", "VA", "WA", "WI", "WY" ], "licenses": [ { "state": "AK", "confidence": "lender_reported" }, { "state": "AL", "confidence": "lender_reported" }, { "state": "AR", "confidence": "lender_reported" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "lender_reported" }, { "state": "CO", "confidence": "confirmed" }, { "state": "CT", "confidence": "lender_reported" }, { "state": "DE", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "IA", "confidence": "lender_reported" }, { "state": "IL", "confidence": "lender_reported" }, { "state": "KS", "confidence": "lender_reported" }, { "state": "KY", "confidence": "lender_reported" }, { "state": "LA", "confidence": "lender_reported" }, { "state": "ME", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MN", "confidence": "lender_reported" }, { "state": "MO", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "ND", "confidence": "lender_reported" }, { "state": "NM", "confidence": "lender_reported" }, { "state": "NV", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OR", "confidence": "lender_reported" }, { "state": "PA", "confidence": "confirmed" }, { "state": "SD", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" }, { "state": "WI", "confidence": "lender_reported" }, { "state": "WY", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "non-qm", "evidence": "lender_page_text" }, { "slug": "investor", "evidence": "lender_page_text" } ], "years_licensed": 19, "licensed_since": { "year": 2007, "state": "CO" }, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/greenwood-village-co-3957/jeffrey-aronheim/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2007 (per Colorado records)" ], "canonical_url": "https://lendb.ai/lo/jeffrey-aronheim-235233", "license_check": { "state": "IL", "confidence": "lender_reported", "eligible": true, "label": "IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/greenwood-village-co-3957/jeffrey-aronheim/" }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 10, "score": 51.3, "loan_officer": { "nmls_id": 397642, "slug": "gerald-brody-397642", "full_name": "Gerald Brody", "canonical_url": "https://lendb.ai/lo/gerald-brody-397642", "json_url": "https://lendb.ai/lo/gerald-brody-397642.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Southfield", "state": "MI" }, "licensed_states": [ "FL", "CA", "GA", "IL", "MI", "NC", "NJ", "OH", "PA", "SC", "TX", "VA" ], "licenses": [ { "state": "CA", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "IL", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "NJ", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "PA", "confidence": "confirmed" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "reverse", "evidence": "lender_page_text" } ], "years_licensed": 7, "licensed_since": { "year": 2019, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/southfield-mi-2330/gerald-brody/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2019 (per Florida records)" ], "canonical_url": "https://lendb.ai/lo/gerald-brody-397642", "license_check": { "state": "IL", "confidence": "lender_reported", "eligible": true, "label": "IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/southfield-mi-2330/gerald-brody/" }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 11, "score": 50.5, "loan_officer": { "nmls_id": 639483, "slug": "bruce-brinkerhoff-639483", "full_name": "Bruce Brinkerhoff", "canonical_url": "https://lendb.ai/lo/bruce-brinkerhoff-639483", "json_url": "https://lendb.ai/lo/bruce-brinkerhoff-639483.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Cleveland", "state": "OH" }, "licensed_states": [ "FL", "AK", "AL", "AR", "AZ", "CA", "CO", "CT", "DE", "GA", "HI", "IA", "ID", "IL", "IN", "KS", "KY", "LA", "MA", "MD", "ME", "MI", "MN", "MO", "MS", "MT", "NC", "ND", "NE", "NH", "NJ", "NM", "NV", "NY", "OH", "OK", "OR", "PA", "RI", "SC", "SD", "TN", "TX", "UT", "VA", "VT", "WA", "WI", "WV", "WY" ], "licenses": [ { "state": "AK", "confidence": "lender_reported" }, { "state": "AL", "confidence": "lender_reported" }, { "state": "AR", "confidence": "lender_reported" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "lender_reported" }, { "state": "CO", "confidence": "confirmed" }, { "state": "CT", "confidence": "lender_reported" }, { "state": "DE", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "HI", "confidence": "lender_reported" }, { "state": "IA", "confidence": "lender_reported" }, { "state": "ID", "confidence": "lender_reported" }, { "state": "IL", "confidence": "lender_reported" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "KS", "confidence": "lender_reported" }, { "state": "KY", "confidence": "lender_reported" }, { "state": "LA", "confidence": "lender_reported" }, { "state": "MA", "confidence": "lender_reported" }, { "state": "MD", "confidence": "lender_reported" }, { "state": "ME", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MN", "confidence": "lender_reported" }, { "state": "MO", "confidence": "lender_reported" }, { "state": "MS", "confidence": "lender_reported" }, { "state": "MT", "confidence": "lender_reported" }, { "state": "NC", "confidence": "lender_reported" }, { "state": "ND", "confidence": "lender_reported" }, { "state": "NE", "confidence": "lender_reported" }, { "state": "NH", "confidence": "lender_reported" }, { "state": "NJ", "confidence": "lender_reported" }, { "state": "NM", "confidence": "lender_reported" }, { "state": "NV", "confidence": "lender_reported" }, { "state": "NY", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OK", "confidence": "lender_reported" }, { "state": "OR", "confidence": "lender_reported" }, { "state": "PA", "confidence": "confirmed" }, { "state": "RI", "confidence": "lender_reported" }, { "state": "SC", "confidence": "lender_reported" }, { "state": "SD", "confidence": "lender_reported" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "UT", "confidence": "lender_reported" }, { "state": "VA", "confidence": "lender_reported" }, { "state": "VT", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" }, { "state": "WI", "confidence": "lender_reported" }, { "state": "WV", "confidence": "lender_reported" }, { "state": "WY", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" } ], "years_licensed": 7, "licensed_since": { "year": 2019, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/cleveland-oh-1611/bruce-brinkerhoff/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2019 (per Florida records)" ], "canonical_url": "https://lendb.ai/lo/bruce-brinkerhoff-639483", "license_check": { "state": "IL", "confidence": "lender_reported", "eligible": true, "label": "IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/cleveland-oh-1611/bruce-brinkerhoff/" }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 12, "score": 49.5, "loan_officer": { "nmls_id": 562497, "slug": "danielle-pitzo-562497", "full_name": "Danielle Pitzo", "canonical_url": "https://lendb.ai/lo/danielle-pitzo-562497", "json_url": "https://lendb.ai/lo/danielle-pitzo-562497.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Cleveland", "state": "OH" }, "licensed_states": [ "FL", "AR", "AZ", "CA", "CO", "GA", "IL", "IN", "LA", "MI", "MO", "OH", "OR", "PA", "TN", "TX", "WA" ], "licenses": [ { "state": "AR", "confidence": "lender_reported" }, { "state": "AZ", "confidence": "lender_reported" }, { "state": "CA", "confidence": "lender_reported" }, { "state": "CO", "confidence": "confirmed" }, { "state": "FL", "confidence": "confirmed" }, { "state": "GA", "confidence": "lender_reported" }, { "state": "IL", "confidence": "lender_reported" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "LA", "confidence": "lender_reported" }, { "state": "MI", "confidence": "lender_reported" }, { "state": "MO", "confidence": "lender_reported" }, { "state": "OH", "confidence": "lender_reported" }, { "state": "OR", "confidence": "lender_reported" }, { "state": "PA", "confidence": "confirmed" }, { "state": "TN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "WA", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" } ], "years_licensed": 5, "licensed_since": { "year": 2021, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/cleveland-oh-1611/danielle-pitzo/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2021 (per Florida records)" ], "canonical_url": "https://lendb.ai/lo/danielle-pitzo-562497", "license_check": { "state": "IL", "confidence": "lender_reported", "eligible": true, "label": "IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/cleveland-oh-1611/danielle-pitzo/" }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 13, "score": 49.3, "loan_officer": { "nmls_id": 409653, "slug": "andrew-riemenschneider-409653", "full_name": "Andy Riemenschneider", "canonical_url": "https://lendb.ai/lo/andrew-riemenschneider-409653", "json_url": "https://lendb.ai/lo/andrew-riemenschneider-409653.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Stillwater", "state": "MN" }, "licensed_states": [ "FL", "AZ", "CO", "IL", "MN", "ND", "WI" ], "licenses": [ { "state": "AZ", "confidence": "lender_reported" }, { "state": "CO", "confidence": "lender_reported" }, { "state": "FL", "confidence": "confirmed" }, { "state": "IL", "confidence": "lender_reported" }, { "state": "MN", "confidence": "lender_reported" }, { "state": "ND", "confidence": "lender_reported" }, { "state": "WI", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "va", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "years_licensed": 8, "licensed_since": { "year": 2018, "state": "FL" }, "years_experience": 15, "lender_profile_url": "https://crosscountrymortgage.com/stillwater-mn-4287/andrew-riemenschneider/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "Licensed since 2018 (per Florida records)", "States 15 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/andrew-riemenschneider-409653", "license_check": { "state": "IL", "confidence": "lender_reported", "eligible": true, "label": "IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/stillwater-mn-4287/andrew-riemenschneider/" }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 14, "score": 49, "loan_officer": { "nmls_id": 1606309, "slug": "sandra-ortiz-1606309", "full_name": "Sandra Ortiz", "canonical_url": "https://lendb.ai/lo/sandra-ortiz-1606309", "json_url": "https://lendb.ai/lo/sandra-ortiz-1606309.json", "lender": { "nmls_id": 3029, "name": "CrossCountry Mortgage", "canonical_url": "https://lendb.ai/lender/crosscountry-mortgage-3029", "type": "imb" }, "branch": { "city": "Hanover Park", "state": "IL" }, "licensed_states": [ "IL", "IN", "TX", "WI" ], "licenses": [ { "state": "IL", "confidence": "lender_reported" }, { "state": "IN", "confidence": "lender_reported" }, { "state": "TX", "confidence": "lender_reported" }, { "state": "WI", "confidence": "lender_reported" } ], "federal_registration_likely": false, "languages": [ "en", "es" ], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "fha", "evidence": "lender_page_text" }, { "slug": "first-time-buyer", "evidence": "lender_page_text" } ], "years_licensed": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://crosscountrymortgage.com/hanover-park-il-3016/sandra-ortiz/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "Office in Hanover Park, IL", "IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)" ], "canonical_url": "https://lendb.ai/lo/sandra-ortiz-1606309", "license_check": { "state": "IL", "confidence": "lender_reported", "eligible": true, "label": "IL listed on their lender page (not yet checked with the state regulator; verify at NMLS)", "verified_at": "2026-10-09", "source_url": "https://crosscountrymortgage.com/hanover-park-il-3016/sandra-ortiz/" }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 15, "score": 48.8, "loan_officer": { "nmls_id": 559863, "slug": "dariusz-korybko-559863", "full_name": "Darius Korybko", "canonical_url": "https://lendb.ai/lo/dariusz-korybko-559863", "json_url": "https://lendb.ai/lo/dariusz-korybko-559863.json", "lender": { "nmls_id": 402761, "name": "U.S. Bank", "canonical_url": "https://lendb.ai/lender/us-bank-402761", "type": "bank" }, "branch": { "city": "Deerfield", "state": "IL" }, "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" } ], "years_licensed": 2, "licensed_since": { "year": 2024, "state": "FL" }, "years_experience": null, "lender_profile_url": "https://mortgage.usbank.com/il/deerfield/darius-korybko-559863", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "Office in Deerfield, IL", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "Licensed since 2024 (per Florida records)" ], "canonical_url": "https://lendb.ai/lo/dariusz-korybko-559863", "license_check": { "state": "IL", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-09", "source_url": null }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 16, "score": 48, "loan_officer": { "nmls_id": 443461, "slug": "brian-andrew-lipscomb-443461", "full_name": "Brian Andrew Lipscomb", "canonical_url": "https://lendb.ai/lo/brian-andrew-lipscomb-443461", "json_url": "https://lendb.ai/lo/brian-andrew-lipscomb-443461.json", "lender": { "nmls_id": 401052, "name": "BMO Bank", "canonical_url": "https://lendb.ai/lender/bmo-bank-401052", "type": "bank" }, "branch": { "city": "Chicago", "state": "IL" }, "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [ "en" ], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "jumbo", "evidence": "lender_page_text" }, { "slug": "physician", "evidence": "lender_page_text" } ], "years_licensed": null, "licensed_since": null, "years_experience": 20, "lender_profile_url": "https://usmortgagebanker.bmo.com/il/chicago/bl-443461/", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "Office in Chicago, IL", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "States 20 years of experience (lender page, 2026-10-09)" ], "canonical_url": "https://lendb.ai/lo/brian-andrew-lipscomb-443461", "license_check": { "state": "IL", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-09", "source_url": null }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 17, "score": 47.8, "loan_officer": { "nmls_id": 130931, "slug": "jason-campbell-130931", "full_name": "Jason Campbell", "canonical_url": "https://lendb.ai/lo/jason-campbell-130931", "json_url": "https://lendb.ai/lo/jason-campbell-130931.json", "lender": { "nmls_id": 402761, "name": "U.S. Bank", "canonical_url": "https://lendb.ai/lender/us-bank-402761", "type": "bank" }, "branch": { "city": "Hinsdale", "state": "IL" }, "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" } ], "years_licensed": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://mortgage.usbank.com/il/hinsdale/jason-campbell-130931", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "Office in Hinsdale, IL", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS" ], "canonical_url": "https://lendb.ai/lo/jason-campbell-130931", "license_check": { "state": "IL", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-09", "source_url": null }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 18, "score": 47.8, "loan_officer": { "nmls_id": 162739, "slug": "christina-razzi-162739", "full_name": "Christina Razzi", "canonical_url": "https://lendb.ai/lo/christina-razzi-162739", "json_url": "https://lendb.ai/lo/christina-razzi-162739.json", "lender": { "nmls_id": 402761, "name": "U.S. Bank", "canonical_url": "https://lendb.ai/lender/us-bank-402761", "type": "bank" }, "branch": { "city": "Chicago", "state": "IL" }, "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" } ], "years_licensed": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://mortgage.usbank.com/il/chicago/christina-razzi-162739", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "Office in Chicago, IL", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS" ], "canonical_url": "https://lendb.ai/lo/christina-razzi-162739", "license_check": { "state": "IL", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-09", "source_url": null }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 19, "score": 47.8, "loan_officer": { "nmls_id": 195876, "slug": "bruce-sachs-195876", "full_name": "Bruce Sachs", "canonical_url": "https://lendb.ai/lo/bruce-sachs-195876", "json_url": "https://lendb.ai/lo/bruce-sachs-195876.json", "lender": { "nmls_id": 402761, "name": "U.S. Bank", "canonical_url": "https://lendb.ai/lender/us-bank-402761", "type": "bank" }, "branch": { "city": "Burbank", "state": "IL" }, "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" } ], "years_licensed": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://mortgage.usbank.com/il/burbank/bruce-sachs-195876", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "Office in Burbank, IL", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS" ], "canonical_url": "https://lendb.ai/lo/bruce-sachs-195876", "license_check": { "state": "IL", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-09", "source_url": null }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 20, "score": 47.8, "loan_officer": { "nmls_id": 222936, "slug": "jennifer-brown-222936", "full_name": "Jennifer Brown", "canonical_url": "https://lendb.ai/lo/jennifer-brown-222936", "json_url": "https://lendb.ai/lo/jennifer-brown-222936.json", "lender": { "nmls_id": 402761, "name": "U.S. Bank", "canonical_url": "https://lendb.ai/lender/us-bank-402761", "type": "bank" }, "branch": { "city": "Chicago", "state": "IL" }, "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" } ], "years_licensed": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://mortgage.usbank.com/il/chicago/jennifer-brown-222936", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "Office in Chicago, IL", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS" ], "canonical_url": "https://lendb.ai/lo/jennifer-brown-222936", "license_check": { "state": "IL", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-09", "source_url": null }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 21, "score": 47.8, "loan_officer": { "nmls_id": 278291, "slug": "lynn-chen-278291", "full_name": "Lynn Chen", "canonical_url": "https://lendb.ai/lo/lynn-chen-278291", "json_url": "https://lendb.ai/lo/lynn-chen-278291.json", "lender": { "nmls_id": 402761, "name": "U.S. Bank", "canonical_url": "https://lendb.ai/lender/us-bank-402761", "type": "bank" }, "branch": { "city": "Chicago", "state": "IL" }, "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" } ], "years_licensed": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://mortgage.usbank.com/il/chicago/lynn-chen-278291", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "Office in Chicago, IL", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS" ], "canonical_url": "https://lendb.ai/lo/lynn-chen-278291", "license_check": { "state": "IL", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-09", "source_url": null }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 22, "score": 47.8, "loan_officer": { "nmls_id": 502409, "slug": "jodie-cornick-502409", "full_name": "Jodie Cornick", "canonical_url": "https://lendb.ai/lo/jodie-cornick-502409", "json_url": "https://lendb.ai/lo/jodie-cornick-502409.json", "lender": { "nmls_id": 402761, "name": "U.S. Bank", "canonical_url": "https://lendb.ai/lender/us-bank-402761", "type": "bank" }, "branch": { "city": "Geneva", "state": "IL" }, "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" } ], "years_licensed": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://mortgage.usbank.com/il/geneva/jodie-cornick-502409", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "Office in Geneva, IL", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS" ], "canonical_url": "https://lendb.ai/lo/jodie-cornick-502409", "license_check": { "state": "IL", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-09", "source_url": null }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 23, "score": 47.8, "loan_officer": { "nmls_id": 502413, "slug": "erica-swanstrom-502413", "full_name": "Erica Swanstrom", "canonical_url": "https://lendb.ai/lo/erica-swanstrom-502413", "json_url": "https://lendb.ai/lo/erica-swanstrom-502413.json", "lender": { "nmls_id": 402761, "name": "U.S. Bank", "canonical_url": "https://lendb.ai/lender/us-bank-402761", "type": "bank" }, "branch": { "city": "Glenview", "state": "IL" }, "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" }, { "slug": "new-construction", "evidence": "lender_page_text" } ], "years_licensed": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://mortgage.usbank.com/il/glenview/erica-swanstrom-502413", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "Office in Glenview, IL", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS" ], "canonical_url": "https://lendb.ai/lo/erica-swanstrom-502413", "license_check": { "state": "IL", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-09", "source_url": null }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 24, "score": 47.8, "loan_officer": { "nmls_id": 523638, "slug": "ed-currie-523638", "full_name": "Ed Currie", "canonical_url": "https://lendb.ai/lo/ed-currie-523638", "json_url": "https://lendb.ai/lo/ed-currie-523638.json", "lender": { "nmls_id": 402761, "name": "U.S. Bank", "canonical_url": "https://lendb.ai/lender/us-bank-402761", "type": "bank" }, "branch": { "city": "Chicago", "state": "IL" }, "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" } ], "years_licensed": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://mortgage.usbank.com/il/chicago/ed-currie-523638", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "Office in Chicago, IL", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS" ], "canonical_url": "https://lendb.ai/lo/ed-currie-523638", "license_check": { "state": "IL", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-09", "source_url": null }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] }, { "rank": 25, "score": 47.8, "loan_officer": { "nmls_id": 559687, "slug": "chris-canova-559687", "full_name": "Chris Canova", "canonical_url": "https://lendb.ai/lo/chris-canova-559687", "json_url": "https://lendb.ai/lo/chris-canova-559687.json", "lender": { "nmls_id": 402761, "name": "U.S. Bank", "canonical_url": "https://lendb.ai/lender/us-bank-402761", "type": "bank" }, "branch": { "city": "Naperville", "state": "IL" }, "licensed_states": [], "licenses": [], "federal_registration_likely": true, "languages": [], "specialties": [ { "slug": "construction", "evidence": "lender_page_text" } ], "years_licensed": null, "licensed_since": null, "years_experience": null, "lender_profile_url": "https://mortgage.usbank.com/il/naperville/chris-canova-559687", "disciplinary_check": "not_checked" }, "reasons": [ "Lists Construction loan on lender page (lender page, verified 2026-10-09)", "Office in Naperville, IL", "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS" ], "canonical_url": "https://lendb.ai/lo/chris-canova-559687", "license_check": { "state": "IL", "confidence": "federal_registration", "eligible": true, "label": "Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS", "verified_at": "2026-10-09", "source_url": null }, "match_status": "exact", "matched_specialties": [ "construction" ], "unconfirmed_specialties": [] } ] }