--- canonical_url: https://lendb.ai/s/construction/kentucky last_verified: 2026-10-09 --- # Construction loan officers in Kentucky As of 2026-10-09, LenDb lists 21 loan officers licensed in or based in Kentucky whose lender pages show Construction loan work. The top-ranked are Scott Lacey (Guild Mortgage, Lincoln), Andy DiPuccio (CrossCountry Mortgage, Lakeside Park) and Dan Larkin (LeaderOne Financial, Oak Brook). Ranking is lender-neutral: specialty evidence first, then a license in KY, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Scott Lacey](https://lendb.ai/lo/scott-lacey-8154)** (NMLS 8154), Guild Mortgage, Lincoln, RI - Lists Construction loan on lender page (lender page, verified 2026-10-09) - KY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 2. **[Andy DiPuccio](https://lendb.ai/lo/andy-dipuccio-114117)** (NMLS 114117), CrossCountry Mortgage, Lakeside Park, KY - Lists Construction loan on lender page (lender page, verified 2026-10-09) - Office in Lakeside Park, KY - KY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 3. **[Dan Larkin](https://lendb.ai/lo/daniel-larkin-258898)** (NMLS 258898), LeaderOne Financial, Oak Brook, IL - Lists Construction loan on lender page (lender page, verified 2026-10-09) - KY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 4. **[James Igbinovia](https://lendb.ai/lo/james-igbinovia-626688)** (NMLS 626688), CrossCountry Mortgage, Scottsdale, AZ - Lists Construction loan on lender page (lender page, verified 2026-10-09) - KY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - States 20 years of experience (lender page, 2026-10-09) 5. **[Dustin Swigart](https://lendb.ai/lo/dustin-swigart-681479)** (NMLS 681479), CrossCountry Mortgage, Tampa, FL - Lists Construction loan on lender page (lender page, verified 2026-10-09) - KY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2026 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 6. **[Jenny Rutledge](https://lendb.ai/lo/jenny-rutledge-724686)** (NMLS 724686), Ruoff Mortgage, KY - Lists Construction loan on lender page (lender page, verified 2026-10-09) - Office in Kentucky - KY listed on their lender page (not yet checked with the state regulator; verify at NMLS) 7. **[Jordan Taylor](https://lendb.ai/lo/jordan-taylor-1862550)** (NMLS 1862550), Fairway Independent Mortgage Corporation, Fredericksburg, VA - Lists Construction loan on lender page (lender page, verified 2026-10-09) - KY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) 8. **[Jeffrey Aronheim](https://lendb.ai/lo/jeffrey-aronheim-235233)** (NMLS 235233), CrossCountry Mortgage, Greenwood Village, CO - Lists Construction loan on lender page (lender page, verified 2026-10-09) - KY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2007 (per Colorado records) 9. **[Bruce Brinkerhoff](https://lendb.ai/lo/bruce-brinkerhoff-639483)** (NMLS 639483), CrossCountry Mortgage, Cleveland, OH - Lists Construction loan on lender page (lender page, verified 2026-10-09) - KY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) 10. **[Jerry Turner](https://lendb.ai/lo/jerry-turner-2006641)** (NMLS 2006641), CrossCountry Mortgage, Clarksville, TN - Lists Construction loan on lender page (lender page, verified 2026-10-09) - KY listed on their lender page (not yet checked with the state regulator; verify at NMLS) 11. **[Leslie Ziemba](https://lendb.ai/lo/leslie-ziemba-2111186)** (NMLS 2111186), CrossCountry Mortgage, Greenville, SC - Lists Construction loan on lender page (lender page, verified 2026-10-09) - KY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) 12. **[Vann Doyle](https://lendb.ai/lo/vann-doyle-52251)** (NMLS 52251), U.S. Bank, Lexington, KY - Lists Construction loan on lender page (lender page, verified 2026-10-09) - Office in Lexington, KY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 13. **[Derek Shaffer](https://lendb.ai/lo/derek-shaffer-651978)** (NMLS 651978), U.S. Bank, Lexington, KY - Lists Construction loan on lender page (lender page, verified 2026-10-09) - Office in Lexington, KY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 14. **[Jeremiah Johnson](https://lendb.ai/lo/jeremiah-johnson-1861362)** (NMLS 1861362), U.S. Bank, Owensboro, KY - Lists Construction loan on lender page (lender page, verified 2026-10-09) - Office in Owensboro, KY - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 15. **[Deborah Allred Santiago](https://lendb.ai/lo/deborah-allred-santiago-894630)** (NMLS 894630), Union Home Mortgage, Lexington, KY - Lists Construction loan on lender page (lender page, verified 2026-10-09) - Office in Lexington, KY - KY listed on their lender page (not yet checked with the state regulator; verify at NMLS) 16. **[Vasiliy Korchevoy](https://lendb.ai/lo/vasiliy-korchevoy-1074423)** (NMLS 1074423), CrossCountry Mortgage, Roseville, CA - Lists Construction loan on lender page (lender page, verified 2026-10-09) - KY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) 17. **[Brad Johnson](https://lendb.ai/lo/bradley-johnson-2175409)** (NMLS 2175409), CrossCountry Mortgage, Cleveland, OH - Lists Construction loan on lender page (lender page, verified 2026-10-09) - KY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) 18. **[Robert Carter](https://lendb.ai/lo/robert-carter-898005)** (NMLS 898005), Highlands Residential Mortgage, Knoxville, TN - Lists Construction loan on lender page (lender page, verified 2026-10-09) - KY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) 19. **[Nathan Burrell](https://lendb.ai/lo/nathan-burrell-208302)** (NMLS 208302), CrossCountry Mortgage, Franklin, TN - Lists Construction loan on lender page (lender page, verified 2026-10-09) - KY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) 20. **[Christina Thluai](https://lendb.ai/lo/christina-thluai-1471916)** (NMLS 1471916), CrossCountry Mortgage, Indianapolis, IN - Lists Construction loan on lender page (lender page, verified 2026-10-09) - KY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) 21. **[Rutherford Yeates](https://lendb.ai/lo/rutherford-yeates-2096232)** (NMLS 2096232), Assurance Financial, Birmingham, AL - Lists Construction loan on lender page (lender page, verified 2026-10-09) - KY listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) ## Questions to ask - Do you offer one-time close construction loans? - What do you require to approve my builder? - How are draws released during the build? Cite as: LenDb.ai, https://lendb.ai/s/construction/kentucky. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._