--- canonical_url: https://lendb.ai/s/construction/michigan last_verified: 2026-10-09 --- # Construction loan officers in Michigan As of 2026-10-09, LenDb lists 22 loan officers licensed in or based in Michigan whose lender pages show Construction loan work. The top-ranked are Pat Kinder (Fairway Independent Mortgage Corporation, Fort Wayne), Scott Lacey (Guild Mortgage, Lincoln) and Christina McCollum (Churchill Mortgage, Kennewick). Ranking is lender-neutral: specialty evidence first, then a license in MI, branch location, experience and profile completeness. Nobody pays for placement. ## Ranked, with reasons 1. **[Pat Kinder](https://lendb.ai/lo/patrick-kinder-277042)** (NMLS 277042), Fairway Independent Mortgage Corporation, Fort Wayne, IN - Lists Construction loan on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2013 (per Florida records) - States 40 years of experience (lender page, 2026-10-09) 2. **[Scott Lacey](https://lendb.ai/lo/scott-lacey-8154)** (NMLS 8154), Guild Mortgage, Lincoln, RI - Lists Construction loan on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 3. **[Christina McCollum](https://lendb.ai/lo/christina-mccollum-1398321)** (NMLS 1398321), Churchill Mortgage, Kennewick, WA - Lists Construction loan on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2020 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 4. **[Gerald Brody](https://lendb.ai/lo/gerald-brody-397642)** (NMLS 397642), CrossCountry Mortgage, Southfield, MI - Lists Construction loan on lender page (lender page, verified 2026-10-09) - Office in Southfield, MI - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) 5. **[Dan Larkin](https://lendb.ai/lo/daniel-larkin-258898)** (NMLS 258898), LeaderOne Financial, Oak Brook, IL - Lists Construction loan on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2017 (per Florida records) - States 25 years of experience (lender page, 2026-10-09) 6. **[Shannon Bradshaw](https://lendb.ai/lo/shannon-bradshaw-545211)** (NMLS 545211), CrossCountry Mortgage, Atlanta, GA - Lists Construction loan on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) - States 21 years of experience (lender page, 2026-10-09) 7. **[Jordan Taylor](https://lendb.ai/lo/jordan-taylor-1862550)** (NMLS 1862550), Fairway Independent Mortgage Corporation, Fredericksburg, VA - Lists Construction loan on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2022 (per Florida records) 8. **[Aaron Sanders](https://lendb.ai/lo/aaron-sanders-2555076)** (NMLS 2555076), CrossCountry Mortgage, Delray Beach, FL - Lists Construction loan on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) - States 20 years of experience (lender page, 2026-10-09) 9. **[Jeffrey Aronheim](https://lendb.ai/lo/jeffrey-aronheim-235233)** (NMLS 235233), CrossCountry Mortgage, Greenwood Village, CO - Lists Construction loan on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2007 (per Colorado records) 10. **[Bruce Brinkerhoff](https://lendb.ai/lo/bruce-brinkerhoff-639483)** (NMLS 639483), CrossCountry Mortgage, Cleveland, OH - Lists Construction loan on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2019 (per Florida records) 11. **[Jeffrey Aurand](https://lendb.ai/lo/jeffrey-aurand-436952)** (NMLS 436952), Union Home Mortgage, Maumee, OH - Lists Construction loan on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) 12. **[Danielle Pitzo](https://lendb.ai/lo/danielle-pitzo-562497)** (NMLS 562497), CrossCountry Mortgage, Cleveland, OH - Lists Construction loan on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2021 (per Florida records) 13. **[Pam Koester](https://lendb.ai/lo/pam-koester-728212)** (NMLS 728212), U.S. Bank, Pinckney, MI - Lists Construction loan on lender page (lender page, verified 2026-10-09) - Office in Pinckney, MI - Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS 14. **[Nichole Johnson](https://lendb.ai/lo/nichole-johnson-2655558)** (NMLS 2655558), CrossCountry Mortgage, Grand Haven, MI - Lists Construction loan on lender page (lender page, verified 2026-10-09) - Office in Grand Haven, MI - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) 15. **[Thomas Stearns](https://lendb.ai/lo/thomas-stearns-134004)** (NMLS 134004), CrossCountry Mortgage, Grand Haven, MI - Lists Construction loan on lender page (lender page, verified 2026-10-09) - Office in Grand Haven, MI - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) 16. **[Nathan Burrell](https://lendb.ai/lo/nathan-burrell-208302)** (NMLS 208302), CrossCountry Mortgage, Franklin, TN - Lists Construction loan on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) 17. **[Sarah Hawks](https://lendb.ai/lo/sarah-hawks-2532914)** (NMLS 2532914), CrossCountry Mortgage, Chicago, IL - Lists Construction loan on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2024 (per Florida records) 18. **[Kent Martinson](https://lendb.ai/lo/kent-martinson-305128)** (NMLS 305128), Homeowners Financial Group, Fountain Hills, AZ - Lists Construction loan on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) 19. **[Alicia Norwood](https://lendb.ai/lo/alicia-norwood-1440209)** (NMLS 1440209), CrossCountry Mortgage, Charlotte, NC - Lists Construction loan on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) 20. **[Christina Thluai](https://lendb.ai/lo/christina-thluai-1471916)** (NMLS 1471916), CrossCountry Mortgage, Indianapolis, IN - Lists Construction loan on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) - Licensed since 2025 (per Florida records) 21. **[Amy Houk](https://lendb.ai/lo/amy-houk-988925)** (NMLS 988925), CrossCountry Mortgage, Mishawaka, IN - Lists Construction loan on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) 22. **[Cody Teal](https://lendb.ai/lo/cody-teal-65382)** (NMLS 65382), First Citizens Bank, Wilmington, NC - Lists Construction loan on lender page (lender page, verified 2026-10-09) - MI listed on their lender page (not yet checked with the state regulator; verify at NMLS) ## Questions to ask - Do you offer one-time close construction loans? - What do you require to approve my builder? - How are draws released during the build? Cite as: LenDb.ai, https://lendb.ai/s/construction/michigan. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._